United Kingdom Regulatory Deadlines
There are 22 upcoming United Kingdom regulatory deadlines. The next is "PRA announces ring-fence change to reduce costs", on 14 October 2026. Reg Monitoring tracks 113 United Kingdom deadlines in total, including 91 that have closed.
United Kingdom · All United Kingdom updates
Open deadlines
October 2026 3
- PRA announces ring-fence change to reduce costs
Responses are requested by Wednesday 14 October 2026.
- FCA advances package of equity market transparency reforms
The FCA is inviting feedback on both consultations, CP26/30 and CP26/31 until 16 October 2026.
- CP12/26 – Insurance friendly societies, amalgamations and transfers
The PRA invites responses to the proposals set out in this consultation by Thursday 22 October 2026.
December 2026 2
- T+1 Settlement: are firms ready for 2027?
AST critical recommendations expected to be implemented, including same-day trade allocation/confirmation and adoption of the FMSB SSI standard
- Statistical Notice 2026/01 - Bank of England Levy: Deadline for Eligible Liabilities Return form submission for the Levy Year 2026/27
Statistical Notice 2026/01 - Bank of England Levy: Deadline for Eligible Liabilities Return form submission for the Levy Year 2026/27
January 2027 9
- PS14/26 – CRR Definitions: restatement in PRA Rulebook
The changes summarised in this PS will become effective alongside the Basel 3.1 package, on Friday 1 January 2027.
- PS11/26 – Disclosure: resolvability resources, capital distribution constraints and the basis for firm Pillar 3 disclosure
The implementation date for all requirements is 1 January 2027.
- PS9/26 – Resolution planning: Amendments to MREL reporting templates
The revised MRL001 and MRL003 templates will be effective from 1 January 2027.
- PS2/26 – Retiring the refined methodology to Pillar 2A – final
Accordingly, the policy to retire the refined methodology to Pillar 2A for all firms will take effect from 1 January 2027.
- PS4/26 – The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (SDDTs) – final
The SDDT capital regime will take effect on Friday 1 January 2027
- PS19/25 – Restatement of CRR requirements – 2027 implementation – near-final
the policies and requirements included in this near-final PS are intended to take effect from 1 January 2027
- PS18/25 – Retiring the refined methodology to Pillar 2A – near–final
the policy to retire the refined methodology to Pillar 2A for all firms will take effect from 1 January 2027
- SoP8/25 – The PRA’s approach to the exercise of powers referred to in Articles 244(3)(b), 245(3)(b), 254(4) and 258(2) of the Securitisation (CRR) Part of the PRA Rulebook
This is near-final material effective from 1 January 2027 to accompany PS19/25.
- SoP6/25 – The PRA’s approach to Internal Model Method (IMM) permission under the Counterparty Credit Risk (CRR) Part
This SS is effective from 1 January 2027.
February 2027 1
- FCA sets landmark crypto rules to cement the UK’s place as a global hub
Firms can apply for authorisation between 30 September 2026 and 28 February 2027, so they are ready to start or continue to trade under the new mandatory regime
March 2027 3
- FCA confirms new incident and third party rules to bolster resilience
Firms have 12 months to prepare before the new rules come into force on 18 March 2027.
- PS7/26 – Operational resilience: Operational incident and third-party reporting
The implementation date for final rules and policy materials reflecting policy changes set out in this PS is 18 March 2027.
- SS1/26 – Operational resilience: Incident reporting
This SS is effective from 18 March 2027.
July 2027 1
- PS25/19: Improving the complaints reporting process
Firms will make their first submission of the new return from 1 July 2027, covering the reporting period 1 January to 30 June 2027.
September 2027 1
- PRA fines The Bank of London and its parent company Oplyse Holdings Limited £2m for failing to act with integrity and misleading the PRA over their capital position
The Firm and Parent FHC must pay the financial penalty in instalments as set out in the Settlement Agreement, with the final payment received by no later than 30 September 2027.
October 2027 1
- Crypto firms get guidance on how the new regime applies
The regime comes into force on 25 October 2027.
April 2028 1
- FCA finalises rules to cut firms' transaction reporting costs by over £100m a year
The new regime will come into force on 3 April 2028.
Recently closed
Kept for reference — useful when checking when a consultation closed or when a rule came into force.
September 2026 6
- PRA sets out adjustments to its market risk internal model approach under Basel 3.1
Responses are requested by Friday 18 September 2026.
- Non-UK business removed from Consumer Duty scope to reduce burdens on wholesale businesses
We welcome your feedback on these proposals by 18 September 2026.
- Refining the Consumer Duty to give greater confidence to wholesale firms
We welcome your feedback on these proposals by 18 September 2026.
- Streamlined rulebook to save asset managers £128m a year
Send us your feedback by 16 September 2026
- FCA confirms final guidance to tackle serious non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
- PS25/23: Tackling non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
August 2026 6
- FCA confirms motor finance redress scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014; 31 August 2026 for those agreed earlier.
- FCA consults on proposals to support strong, consistent standards in the SIPP market
We welcome views on our proposals by 24 August 2026.
- Financial regulator to simplify investment disclosure regime
Send us your feedback by 21 August 2026.
- PS5/26 – Credit Union Service Organisations
The new Chapter 18 of SS2/23 (Credit Unions that use or own CUSOs) will take effect on 20 August 2026, six months following publication of this PS.
- FCA consults on targeted changes to listing rules for closed-ended investment funds
The FCA welcomes views on whether these proposals strike the right balance by 14 August 2026
- Court approves distribution of money recovered from Argento Wealth
Eligible investors must act by 1 August 2026.
July 2026 12
- CP8/26 – Funded reinsurance
Responses are requested by Friday 31 July 2026.
- PRA publishes plans to support resilience in the life insurance industry
Responses are requested by Friday 31 July 2026.
- FCA proposes changes to help more people access mortgages
We are asking for comments on this Consultation Paper (CP) by 28 July 2026.
- New protections confirmed for Buy Now Pay Later borrowers
Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026, following the Government's decision to bring the sector under the FCA's regulation.
- Commodity traders offer £1m to crisis fund after FCA competition probe
Interested parties have until 5pm on 14 July 2026 to respond to this consultation.
- FCA introduces clearer and simpler short selling rules
Our short selling rules came into force on Monday 13 July 2026.
- PS17/26 – Regulated fees and levies: Rates proposals 2026/27
The implementation date for the PRA Rulebook: PRA Fees Amendment Instrument 2026 is Monday 13 July 2026.
- UK financial regulators to begin overseeing Critical Third Parties announced by HM Treasury
The regulations will come into effect on Monday 13 July 2026.
- UK financial regulators to begin overseeing Critical Third Parties announced by Treasury
The regulations will come into effect on Monday 13 July 2026.
- SoP5/15 – The PRA's methodologies for setting Pillar 2 capital
Published on 28 October 2025. Effective from 1 July 2026.
- PS6/26 – Recognised exchanges policy and transfer of main indices
The implementation date for the PRA’s rules specifying conditions under Article 4(1)(72)(c) CRR and the revocation of SS20/13 will be Wednesday 1 July 2026.
- CP6/26 – High loan to income lending
Responses are requested by Wednesday 1 July 2026.
June 2026 8
- Millions of car finance customers to get payouts this year as FCA goes ahead with compensation scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014.
- CP5/26 – Modernising the liquidity policy framework
Responses are requested by Wednesday 17 June 2026.
- PRA publishes liquidity reform proposals
Responses are requested by Wednesday 17 June 2026. This consultation closes on Wednesday 17 June 2026.
- FCA reviewing whether APRs support consumers’ choices
We’re asking for views by 17 June 2026.
- FCA imposes requirements on Euro Exchange Securities UK Limited and interim managers appointed by the Court
By 12pm on 9 June 2026 the Firm must: a. Notify in writing all customers, banking partners, payment services providers or any relevant person of the imposition and effect of these Requirements...
- SS5/25 – Enhancing banks’ and insurers’ approaches to managing climate-related risks
Firms are expected to carry out an internal review of their current status in meeting the expectations set out in the final policy and develop a plan for addressing any identified gaps. This should be completed within six months of commencement of the final policy. The SS commenced on 3 December 2025.
- PS25/25 – Enhancing banks’ and insurers’ approaches to managing climate-related risks – Update to SS3/19
This should be completed within six months of commencement of the SS (ie by 3 June 2026).
- FCA consults on guidance on UK’s future crypto regime
The consultation closes on 3 June 2026.
May 2026 10
- PS24/25 – Depositor protection
Deposit takers will then have up to six months to make changes to disclosure materials, which will need to be completed no later than 11.59pm on 31 May 2026.
- FCA consults on changes to IPO research rules
The FCA welcomes feedback by 29 May 2026.
- FCA plans to help people get more financial advice for important decisions
We are asking for comments on this Consultation Paper (CP) by 22 May 2026.
- LIAC01/26 – Low Impact Amendments Consultation April 2026
Consultation end date: 21 May 2026
- Statistical Notice 2026/03 - Bank of England Levy: request for contact details
If you are a new Levy Payer in the 2026/27 Levy Year please complete this Bank of England Levy Contact Details form and submit by 5.30pm on 21 May 2026.
- CP2/26 – Reforms to securitisation requirements
Responses are requested by Monday 18 May 2026.
- CP7/26 – Regulated fees and levies: Rates proposals 2026/27
Responses are requested by Friday 15 May 2026.
- FCA invites ESG rating providers to join a voluntary reporting pilot
Register your interest by 13 May 2026.
- DP1/26 – Future banking data
Responses are requested by Tuesday 5 May 2026.
- FCA proposes action to close gaps in borrowers’ credit files
We are asking for comments on this Consultation Paper (CP) by 1 May 2026.
April 2026 13
- FCA sets out guidance to support innovation in fund tokenisation
The new rules and guidance take effect immediately. This instrument comes into force on 30 April 2026.
- SoP14/24 – The Prudential Regulation Authority’s approach to cost benefit analysis
Current version — Effective from 29 April 2026
- SoP14/24 – The Prudential Regulation Authority’s approach to cost benefit analysis
Effective from 29 April 2026
- CP4/26 – UK Solvency II Own Funds: Updates and fixes to rules and expectations
Responses are requested by 24 April 2026.
- PS12/26 – Review of the Senior Managers and Certification Regime (SM&CR) − Phase 1
The PRA confirms that amendments to the rules and supervisory statements will take effect on 24 April 2026.
- FCA and PRA confirm changes to streamline senior manager accountability and boost growth
The PRA confirms that amendments to the rules and supervisory statements will take effect on 24 April 2026.
- FCA and PRA confirm changes to streamline senior manager accountability and boost growth
Most changes take effect on 24 April 2026, so firms can benefit from them straight away.
- Gemini Payments UK Ltd and Gemini Intergalactic UK Ltd exit the UK market
Effective 6 April 2026, Gemin...
- FCA opens authorisation gateway for targeted support
From 6 April 2026, people’s banks, pension providers, or other financial firms that are authorised for targeted support can provide suggestions designed for groups of consumers with common characteristics.
- CP3/26 – PRA rule changes to accommodate HM Treasury’s Overseas Prudential Requirements Regime
Responses are requested by Thursday 2 April 2026.
- CP26/2: Financial Services Compensation Scheme – Management Expenses Levy Limit 2026/27
This instrument comes into force on 1 April 2026.
- PS10/26 – Amendments to Resolution Assessment threshold and Recovery Plans review frequency
The policy in this PS will take effect on 1 April 2026.
- SS9/17 - Recovery planning
Effective from 1 April 2026.