United Kingdom Regulatory Deadlines
There are 53 upcoming United Kingdom regulatory deadlines. The next is "GC26/7: Decentralised finance guidance (DeFi)", on 18 November 2026. Reg Monitoring tracks 163 United Kingdom deadlines in total, including 110 that have closed.
United Kingdom · All United Kingdom updates
Open deadlines
November 2026 3
- GC26/7: Decentralised finance guidance (DeFi)
Deadline for consultation responses to GC26/7.
- CP26/36: Cryptoasset perimeter guidance
Deadline for responses to FCA consultation CP26/36.
- Wholesale banks supervision - Insights 3 (Autumn 2026)
The application window closes for the FCA Regulatory Sandbox climate scenario models cohort.
December 2026 12
- FCA sets expectations for firms making car finance settlement offers
You should give consumers at least 1 month to respond to the offer.
- PS26/21: Streamlining the UK EMIR Intragroup Regime
FCA-recommended date by which firms seeking new exemptions under the current regime should submit complete notifications to support processing before transition.
- Primary Market Bulletin 67
Deadline for comments on GC26/8 consultation proposals concerning consequential Knowledge Base amendments.
- GC26/8: Primary Market Bulletin No. 67
Deadline for comments on the proposed amendments and revocations.
- New rules to make long-term investment funds clearer
Deadline for feedback on the FCA consultation proposals.
- CP26/35: Fair redemption terms for authorised funds investing in illiquid assets
Deadline for responses to the FCA consultation.
- CP26/39: Income sharing distribution and operational incident reporting for consolidated tape providers
Deadline for responses to CP26/39.
- DP26/2: Guided Retirement
Deadline for responses to the Guided Retirement policy consultation.
- CP26/38: Financial Crime Guide updates
Deadline for submitting responses to the FCA consultation.
- FCA to explore quantum computing to tackle financial crime
Financial services firms, quantum technology providers and national research laboratories can register their interest in joining the group by 31 December 2026.
- T+1 Settlement: are firms ready for 2027?
AST critical recommendations expected to be implemented, including same-day trade allocation/confirmation and adoption of the FMSB SSI standard
- Statistical Notice 2026/01 - Bank of England Levy: Deadline for Eligible Liabilities Return form submission for the Levy Year 2026/27
Statistical Notice 2026/01 - Bank of England Levy: Deadline for Eligible Liabilities Return form submission for the Levy Year 2026/27
January 2027 15
- GC26/6: Primary Market Bulletin No. 66
ptember 2026 we published Policy Statement PS26/19, setting out the new regime for sustainability disclosures for listed issuers.These new rules will come into force on 1 January 2027.In CP26/5 (PDF) we said that we would consider the need for further guidance on our disclosure expectations through updates to our technical notes fo
- PS14/26 – CRR Definitions: restatement in PRA Rulebook
The changes summarised in this PS will become effective alongside the Basel 3.1 package, on Friday 1 January 2027.
- PS11/26 – Disclosure: resolvability resources, capital distribution constraints and the basis for firm Pillar 3 disclosure
The implementation date for all requirements is 1 January 2027.
- PS9/26 – Resolution planning: Amendments to MREL reporting templates
The revised MRL001 and MRL003 templates will be effective from 1 January 2027.
- PS2/26 – Retiring the refined methodology to Pillar 2A – final
Accordingly, the policy to retire the refined methodology to Pillar 2A for all firms will take effect from 1 January 2027.
- PS4/26 – The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (SDDTs) – final
The SDDT capital regime will take effect on Friday 1 January 2027
- PS19/25 – Restatement of CRR requirements – 2027 implementation – near-final
the policies and requirements included in this near-final PS are intended to take effect from 1 January 2027
- PS18/25 – Retiring the refined methodology to Pillar 2A – near–final
the policy to retire the refined methodology to Pillar 2A for all firms will take effect from 1 January 2027
- SoP8/25 – The PRA’s approach to the exercise of powers referred to in Articles 244(3)(b), 245(3)(b), 254(4) and 258(2) of the Securitisation (CRR) Part of the PRA Rulebook
This is near-final material effective from 1 January 2027 to accompany PS19/25.
- SoP6/25 – The PRA’s approach to Internal Model Method (IMM) permission under the Counterparty Credit Risk (CRR) Part
This SS is effective from 1 January 2027.
- PRA Regulatory Digest – October 2026
Consultation deadline reported for the PRA and FCA phase 2 SM&CR consultations.
- CP26/37: Senior Managers and Certification Regime (SM&CR) Review: Phase 2
Deadline for consultation responses.
- Regulators unveil plans to simplify Senior Manager and Certification Regime
Deadline for responses to the FCA and PRA SM&CR Phase 2 consultations.
- The PRA’s second decade − speech by Katharine Braddick
The PRA invites responses to the proposals set out in this CP by 22 January 2027.
- CP14/26 – Review of the Senior Managers and Certification Regime (SM&CR) – Phase 2
Deadline for responses to the PRA consultation.
February 2027 7
- Regulatory thresholds set to shift to automatic increases
PRA consultation CP13/26 closes and responses are due.
- CP13/26 – The Prudential Regulation Authority’s automatic thresholds indexation framework
Deadline for responses to CP13/26 and the associated discussion-paper section.
- Bank of England sets out approach to tokenised collateral in central clearing
Consultation closes; responses on the draft supervisory expectations and wider tokenised-collateral policy are requested by this date.
- Motor finance legal challenge to be heard in February 2027
The Upper Tribunal will hear the legal challenges to our motor finance compensation scheme between 16 to 26 February 2027.
- Opened complaints
Where the firm's relevant reporting period ... ends between 1 July and 31 December, the firm must publish the complaints data summary no later than 28 February of the following year.
- PS26/18: Cryptoasset perimeter guidance
The application window closes for firms wishing to use the transitional arrangements.
- FCA sets landmark crypto rules to cement the UK’s place as a global hub
Firms can apply for authorisation between 30 September 2026 and 28 February 2027, so they are ready to start or continue to trade under the new mandatory regime
March 2027 6
- DP26/1: Credit unions: review of the regulatory regime
Deadline for responses to DP26/1 to be sent to the FCA.
- Regulators explore credit union reforms to support growth, innovation and better outcomes for members
Deadline for responses to the discussion paper to be submitted to the PRA and FCA.
- DP2/26 – Credit Unions: Supporting sustainable growth and resilience
Deadline for responses to DP2/26, submitted to [email protected].
- FCA confirms new incident and third party rules to bolster resilience
Firms have 12 months to prepare before the new rules come into force on 18 March 2027.
- PS7/26 – Operational resilience: Operational incident and third-party reporting
The implementation date for final rules and policy materials reflecting policy changes set out in this PS is 18 March 2027.
- SS1/26 – Operational resilience: Incident reporting
This SS is effective from 18 March 2027.
June 2027 1
- New FCA rules bring ESG rating providers into UK regulation for the first time
FCA authorisation gateway opens. Providers with annual revenue of £500,000 or more should apply during the first application period, from 24 June to 29 July 2027.
July 2027 2
- PS25/19: Improving the complaints reporting process
Firms will make their first submission of the new return from 1 July 2027, covering the reporting period 1 January to 30 June 2027.
- PS26/22: ESG ratings: final regime
Larger firms, defined by the FCA as firms expecting at least £500,000 of UK ESG-ratings revenue in the 12 months following application, should apply during the first month of the gateway, before the end of July 2027.
September 2027 1
- PRA fines The Bank of London and its parent company Oplyse Holdings Limited £2m for failing to act with integrity and misleading the PRA over their capital position
The Firm and Parent FHC must pay the financial penalty in instalments as set out in the Settlement Agreement, with the final payment received by no later than 30 September 2027.
October 2027 3
- FG26/10: Non-Handbook Guidance on CRYPTOPRU 7: Overall risk assessment for CRYPTOPRU firms
FG26/10 comes into force alongside the FCA's new UK cryptoasset regime.
- FG26/9: Non-Handbook Guidance on COREPRU 7: Overall risk assessment
This guidance will come into force on 25 October 2027.
- Crypto firms get guidance on how the new regime applies
The regime comes into force on 25 October 2027.
April 2028 1
- FCA finalises rules to cut firms' transaction reporting costs by over £100m a year
The new regime will come into force on 3 April 2028.
December 2028 2
- Act now to be resilient in the quantum future
By 2028, firms complete a PQC migration plan.
- Defence SMEs: access to banking services
Therefore, while this report only reflects pre-existing regulatory requirements, firms should treat it as a ‘point in time’ publication and can consider it retired by December 2028 (if not removed sooner).
Recently closed
Kept for reference — useful when checking when a consultation closed or when a rule came into force.
November 2026 1
- CP26/34: Preparing for the new transaction reporting regime
Deadline for responses to CP26/34.
October 2026 12
- PS26/19: Aligning listed issuers' sustainability disclosures with international standards
Deadline for responses to the FCA consultation on the proposed Technical Note supporting proportionate application of the comply-or-explain approach.
- Primary Market Bulletin 66
Deadline for comments on proposed TN 803.1, consequential updates to TN 801.4 and deletion of TN 802.3.
- FG26/8: Primary Market Bulletin No. 66
Please send your comments on our proposals by 28 October 2026.
- Pure protection contracts product sales data dashboard
Firms reporting PSD001 to PSD006 should submit their data within 20 working days of the end of each calendar quarter.
- PS19/26 – High loan to income lending
The PRA amendments to the Housing Part of the PRA Rulebook and SS2/26 commence; the FCA replacement general guidance also comes into effect and prior FCA high-LTI guidance is replaced.
- Call for Input: Tokenised gold – opportunities and risk for UK wholesale markets
Deadline for stakeholders to submit responses to the FCA.
- CP12/26 – Insurance friendly societies, amalgamations and transfers
The PRA invites responses to the proposals set out in this consultation by Thursday 22 October 2026.
- More than a change of address: Reflections from previous part VIII transfers − speech by Manuel Sales
The PRA invites responses to the proposals set out in this consultation by Thursday 22 October 2026.
- FCA advances package of equity market transparency reforms
The FCA is inviting feedback on both consultations, CP26/30 and CP26/31 until 16 October 2026.
- Minutes of the SONIA Stakeholder Advisory Group - 25 September 2026
Firms were encouraged to respond to the ONS consultation directly; the ONS consultation closing date is 15 October 2026.
- PRA announces ring-fence change to reduce costs
Responses are requested by Wednesday 14 October 2026.
- Liam Coleman appointed as chair of the Financial Ombudsman Service
Liam will take up the permanent role on 10 October 2026 for a 3-year term.
September 2026 6
- PRA sets out adjustments to its market risk internal model approach under Basel 3.1
Responses are requested by Friday 18 September 2026.
- Non-UK business removed from Consumer Duty scope to reduce burdens on wholesale businesses
We welcome your feedback on these proposals by 18 September 2026.
- Refining the Consumer Duty to give greater confidence to wholesale firms
We welcome your feedback on these proposals by 18 September 2026.
- Streamlined rulebook to save asset managers £128m a year
Send us your feedback by 16 September 2026
- FCA confirms final guidance to tackle serious non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
- PS25/23: Tackling non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
August 2026 7
- FCA confirms motor finance redress scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014; 31 August 2026 for those agreed earlier.
- FCA consults on proposals to support strong, consistent standards in the SIPP market
We welcome views on our proposals by 24 August 2026.
- Financial regulator to simplify investment disclosure regime
Send us your feedback by 21 August 2026.
- PS5/26 – Credit Union Service Organisations
The new Chapter 18 of SS2/23 (Credit Unions that use or own CUSOs) will take effect on 20 August 2026, six months following publication of this PS.
- FCA consults on targeted changes to listing rules for closed-ended investment funds
The FCA welcomes views on whether these proposals strike the right balance by 14 August 2026
- Minutes of the London FXJSC Main Committee Meeting – 24 June 2026
Please provide responses by 10 August 2026
- Court approves distribution of money recovered from Argento Wealth
Eligible investors must act by 1 August 2026.
July 2026 14
- CP8/26 – Funded reinsurance
Responses are requested by Friday 31 July 2026.
- PRA publishes plans to support resilience in the life insurance industry
Responses are requested by Friday 31 July 2026.
- Banking and credit cards complaints 2026 H1
Reports are to be submitted to the FCA within 30 business days of the end of the relevant reporting periods.
- FCA proposes changes to help more people access mortgages
We are asking for comments on this Consultation Paper (CP) by 28 July 2026.
- New protections confirmed for Buy Now Pay Later borrowers
Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026, following the Government's decision to bring the sector under the FCA's regulation.
- Commodity traders offer £1m to crisis fund after FCA competition probe
Interested parties have until 5pm on 14 July 2026 to respond to this consultation.
- FCA introduces clearer and simpler short selling rules
Our short selling rules came into force on Monday 13 July 2026.
- PS17/26 – Regulated fees and levies: Rates proposals 2026/27
The implementation date for the PRA Rulebook: PRA Fees Amendment Instrument 2026 is Monday 13 July 2026.
- UK financial regulators to begin overseeing Critical Third Parties announced by HM Treasury
The regulations will come into effect on Monday 13 July 2026.
- UK financial regulators to begin overseeing Critical Third Parties announced by Treasury
The regulations will come into effect on Monday 13 July 2026.
- Banknote imagery advisory group minutes – 15 July 2026
The consultation closed at 11:59pm BST on Friday 3 July 2026.
- SoP5/15 – The PRA's methodologies for setting Pillar 2 capital
Published on 28 October 2025. Effective from 1 July 2026.
- PS6/26 – Recognised exchanges policy and transfer of main indices
The implementation date for the PRA’s rules specifying conditions under Article 4(1)(72)(c) CRR and the revocation of SS20/13 will be Wednesday 1 July 2026.
- CP6/26 – High loan to income lending
Responses are requested by Wednesday 1 July 2026.
June 2026 8
- Millions of car finance customers to get payouts this year as FCA goes ahead with compensation scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014.
- CP5/26 – Modernising the liquidity policy framework
Responses are requested by Wednesday 17 June 2026.
- PRA publishes liquidity reform proposals
Responses are requested by Wednesday 17 June 2026. This consultation closes on Wednesday 17 June 2026.
- FCA reviewing whether APRs support consumers’ choices
We’re asking for views by 17 June 2026.
- FCA imposes requirements on Euro Exchange Securities UK Limited and interim managers appointed by the Court
By 12pm on 9 June 2026 the Firm must: a. Notify in writing all customers, banking partners, payment services providers or any relevant person of the imposition and effect of these Requirements...
- SS5/25 – Enhancing banks’ and insurers’ approaches to managing climate-related risks
Firms are expected to carry out an internal review of their current status in meeting the expectations set out in the final policy and develop a plan for addressing any identified gaps. This should be completed within six months of commencement of the final policy. The SS commenced on 3 December 2025.
- PS25/25 – Enhancing banks’ and insurers’ approaches to managing climate-related risks – Update to SS3/19
This should be completed within six months of commencement of the SS (ie by 3 June 2026).
- FCA consults on guidance on UK’s future crypto regime
The consultation closes on 3 June 2026.