FCA Regulatory Deadlines
There are 31 upcoming FCA regulatory deadlines. The next is "GC26/7: Decentralised finance guidance (DeFi)", on 18 November 2026. Reg Monitoring tracks 90 FCA deadlines in total, including 59 that have closed.
Financial Conduct Authority · United Kingdom · All FCA updates
Open deadlines
November 2026 3
- GC26/7: Decentralised finance guidance (DeFi)
Deadline for consultation responses to GC26/7.
- CP26/36: Cryptoasset perimeter guidance
Deadline for responses to FCA consultation CP26/36.
- Wholesale banks supervision - Insights 3 (Autumn 2026)
The application window closes for the FCA Regulatory Sandbox climate scenario models cohort.
December 2026 11
- FCA sets expectations for firms making car finance settlement offers
You should give consumers at least 1 month to respond to the offer.
- PS26/21: Streamlining the UK EMIR Intragroup Regime
FCA-recommended date by which firms seeking new exemptions under the current regime should submit complete notifications to support processing before transition.
- Primary Market Bulletin 67
Deadline for comments on GC26/8 consultation proposals concerning consequential Knowledge Base amendments.
- GC26/8: Primary Market Bulletin No. 67
Deadline for comments on the proposed amendments and revocations.
- New rules to make long-term investment funds clearer
Deadline for feedback on the FCA consultation proposals.
- CP26/35: Fair redemption terms for authorised funds investing in illiquid assets
Deadline for responses to the FCA consultation.
- CP26/39: Income sharing distribution and operational incident reporting for consolidated tape providers
Deadline for responses to CP26/39.
- DP26/2: Guided Retirement
Deadline for responses to the Guided Retirement policy consultation.
- CP26/38: Financial Crime Guide updates
Deadline for submitting responses to the FCA consultation.
- FCA to explore quantum computing to tackle financial crime
Financial services firms, quantum technology providers and national research laboratories can register their interest in joining the group by 31 December 2026.
- T+1 Settlement: are firms ready for 2027?
AST critical recommendations expected to be implemented, including same-day trade allocation/confirmation and adoption of the FMSB SSI standard
January 2027 2
- GC26/6: Primary Market Bulletin No. 66
ptember 2026 we published Policy Statement PS26/19, setting out the new regime for sustainability disclosures for listed issuers.These new rules will come into force on 1 January 2027.In CP26/5 (PDF) we said that we would consider the need for further guidance on our disclosure expectations through updates to our technical notes fo
- CP26/37: Senior Managers and Certification Regime (SM&CR) Review: Phase 2
Deadline for consultation responses.
February 2027 4
- Motor finance legal challenge to be heard in February 2027
The Upper Tribunal will hear the legal challenges to our motor finance compensation scheme between 16 to 26 February 2027.
- Opened complaints
Where the firm's relevant reporting period ... ends between 1 July and 31 December, the firm must publish the complaints data summary no later than 28 February of the following year.
- PS26/18: Cryptoasset perimeter guidance
The application window closes for firms wishing to use the transitional arrangements.
- FCA sets landmark crypto rules to cement the UK’s place as a global hub
Firms can apply for authorisation between 30 September 2026 and 28 February 2027, so they are ready to start or continue to trade under the new mandatory regime
March 2027 2
- DP26/1: Credit unions: review of the regulatory regime
Deadline for responses to DP26/1 to be sent to the FCA.
- FCA confirms new incident and third party rules to bolster resilience
Firms have 12 months to prepare before the new rules come into force on 18 March 2027.
June 2027 1
- New FCA rules bring ESG rating providers into UK regulation for the first time
FCA authorisation gateway opens. Providers with annual revenue of £500,000 or more should apply during the first application period, from 24 June to 29 July 2027.
July 2027 2
- PS25/19: Improving the complaints reporting process
Firms will make their first submission of the new return from 1 July 2027, covering the reporting period 1 January to 30 June 2027.
- PS26/22: ESG ratings: final regime
Larger firms, defined by the FCA as firms expecting at least £500,000 of UK ESG-ratings revenue in the 12 months following application, should apply during the first month of the gateway, before the end of July 2027.
October 2027 3
- FG26/10: Non-Handbook Guidance on CRYPTOPRU 7: Overall risk assessment for CRYPTOPRU firms
FG26/10 comes into force alongside the FCA's new UK cryptoasset regime.
- FG26/9: Non-Handbook Guidance on COREPRU 7: Overall risk assessment
This guidance will come into force on 25 October 2027.
- Crypto firms get guidance on how the new regime applies
The regime comes into force on 25 October 2027.
April 2028 1
- FCA finalises rules to cut firms' transaction reporting costs by over £100m a year
The new regime will come into force on 3 April 2028.
December 2028 2
- Act now to be resilient in the quantum future
By 2028, firms complete a PQC migration plan.
- Defence SMEs: access to banking services
Therefore, while this report only reflects pre-existing regulatory requirements, firms should treat it as a ‘point in time’ publication and can consider it retired by December 2028 (if not removed sooner).
Recently closed
Kept for reference — useful when checking when a consultation closed or when a rule came into force.
November 2026 1
- CP26/34: Preparing for the new transaction reporting regime
Deadline for responses to CP26/34.
October 2026 7
- PS26/19: Aligning listed issuers' sustainability disclosures with international standards
Deadline for responses to the FCA consultation on the proposed Technical Note supporting proportionate application of the comply-or-explain approach.
- Primary Market Bulletin 66
Deadline for comments on proposed TN 803.1, consequential updates to TN 801.4 and deletion of TN 802.3.
- FG26/8: Primary Market Bulletin No. 66
Please send your comments on our proposals by 28 October 2026.
- Pure protection contracts product sales data dashboard
Firms reporting PSD001 to PSD006 should submit their data within 20 working days of the end of each calendar quarter.
- Call for Input: Tokenised gold – opportunities and risk for UK wholesale markets
Deadline for stakeholders to submit responses to the FCA.
- FCA advances package of equity market transparency reforms
The FCA is inviting feedback on both consultations, CP26/30 and CP26/31 until 16 October 2026.
- Liam Coleman appointed as chair of the Financial Ombudsman Service
Liam will take up the permanent role on 10 October 2026 for a 3-year term.
September 2026 5
- Non-UK business removed from Consumer Duty scope to reduce burdens on wholesale businesses
We welcome your feedback on these proposals by 18 September 2026.
- Refining the Consumer Duty to give greater confidence to wholesale firms
We welcome your feedback on these proposals by 18 September 2026.
- Streamlined rulebook to save asset managers £128m a year
Send us your feedback by 16 September 2026
- FCA confirms final guidance to tackle serious non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
- PS25/23: Tackling non-financial misconduct in financial services
The guidance will come into force on 1 September 2026 at the same time as the new rule at COCON 1.1.7FR.
August 2026 5
- FCA confirms motor finance redress scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014; 31 August 2026 for those agreed earlier.
- FCA consults on proposals to support strong, consistent standards in the SIPP market
We welcome views on our proposals by 24 August 2026.
- Financial regulator to simplify investment disclosure regime
Send us your feedback by 21 August 2026.
- FCA consults on targeted changes to listing rules for closed-ended investment funds
The FCA welcomes views on whether these proposals strike the right balance by 14 August 2026
- Court approves distribution of money recovered from Argento Wealth
Eligible investors must act by 1 August 2026.
July 2026 6
- Banking and credit cards complaints 2026 H1
Reports are to be submitted to the FCA within 30 business days of the end of the relevant reporting periods.
- FCA proposes changes to help more people access mortgages
We are asking for comments on this Consultation Paper (CP) by 28 July 2026.
- New protections confirmed for Buy Now Pay Later borrowers
Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026, following the Government's decision to bring the sector under the FCA's regulation.
- Commodity traders offer £1m to crisis fund after FCA competition probe
Interested parties have until 5pm on 14 July 2026 to respond to this consultation.
- FCA introduces clearer and simpler short selling rules
Our short selling rules came into force on Monday 13 July 2026.
- UK financial regulators to begin overseeing Critical Third Parties announced by Treasury
The regulations will come into effect on Monday 13 July 2026.
June 2026 4
- Millions of car finance customers to get payouts this year as FCA goes ahead with compensation scheme
There will be a short implementation period so firms can prepare. This will be up to: 30 June 2026 for loans taken out from 1 April 2014.
- FCA reviewing whether APRs support consumers’ choices
We’re asking for views by 17 June 2026.
- FCA imposes requirements on Euro Exchange Securities UK Limited and interim managers appointed by the Court
By 12pm on 9 June 2026 the Firm must: a. Notify in writing all customers, banking partners, payment services providers or any relevant person of the imposition and effect of these Requirements...
- FCA consults on guidance on UK’s future crypto regime
The consultation closes on 3 June 2026.