All financial regulatory updates published in February 2026.
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Why this matters
This is an informational update from the Japanese Financial Services Agency about the upcoming 'Japan Weeks 2026' event series, which aims to promote Japan as an international financial center and asset management hub.
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Why this matters
This regulatory dialogue between the Japanese FSA and US SEC covers a range of financial sectors and topics, including developments in crypto and digital assets, which are of medium importance given the increasing focus on this area.
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Why this matters
This regulatory update from the Japanese Financial Services Agency (JFSA) provides information on the status of non-performing loans held by banks in Japan as of September 2025.
The Securities and Exchange Commission today adopted final rule and form amendments to reflect the requirements of the recently enacted Holding Foreign Insiders Accountable Act (HFIA), which will increase transparency into the holdings and transactions…
The SEC adopted final rules on February 27, 2026, implementing the Holding Foreign Insiders Accountable Act (HFIA), which extends Section 16(a) beneficial ownership reporting requirements to directors and officers of foreign private issuers (FPIs) with Exchange Act Section 12-registered equity securities, effective March 18, 2026. This aligns FPI insiders' disclosure obligations with those of U.S. domestic issuers, enhancing market transparency while exempting >10% holders from reporting. Compliance professionals must prioritize preparation as the deadline approaches in two weeks from today (March 3, 2026).
Urgency: Critical – With the March 18, 2026, effective date just two weeks away (as of March 3, 2026), non-compliance risks SEC enforcement, including public disclosure failures and potential civil penalties under Section 16. This materially heightens governance burdens for FPIs, demands immediate system/process overhauls, and aligns foreign insiders with U.S. standards to prevent opacity in cross-border listings.
AI-generated analysis. May contain errors or omissions — verify with the original SEC source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the Japanese Financial Services Agency (JFSA) announces the publication of an analytical note on human resource support by regional banks and talent shortages at firms.
The U.S. Securities and Exchange Commission (SEC) and the Financial Services Agency of Japan (FSA) convened the Spring SEC-FSA Financial Regulatory Dialogue in Tokyo on Feb. 27, 2026.The SEC–FSA Dialogue builds upon longstanding efforts between the two…
Why this matters
This regulatory dialogue between the SEC and FSA covers topics related to prudential requirements, reporting and disclosure, and authorization and licensing for financial firms across banking, investment management, and capital markets sectors.
New Q&As available 27 February 2026 CCP Digital Finance and Innovation Financial reporting Issuer disclosure Transparency The European Securities and Markets Authority (ESMA), the EU's securities markets regulator, has published or updated the following Questions and Answers: European crowdfunding service providers…
ESMA has published or updated multiple Q&As covering European crowdfunding, MiCA for crypto-asset service providers (CASPs), EMIR for central counterparties (CCPs), and Transparency Directive requirements on financial reporting and alternative performance measures (APMs). These updates provide clarifications on operational, reporting, and disclosure obligations, enhancing supervisory convergence and compliance certainty amid evolving EU regulations like MiCA and IFRS 18. Compliance professionals must prioritize these to avoid enforcement risks, particularly with upcoming effective dates in 2027.
Urgency: High - These Q&As address supervisory priorities in high-risk areas like crypto (MiCA) and CCP resilience (EMIR), with imminent 2027 deadlines for reporting changes aligning to IFRS 18. Non-compliance risks fines, authorization delays, or supervisory actions, especially as ESMA emphasizes convergence (e.g., AAR briefing). Firms in crypto/digital assets face heightened scrutiny amid MiCA rollout, while reporters must adapt quickly to avoid disclosure breaches.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
In enforcement proceedings against MBaer Merchant Bank AG that FINMA concluded three weeks ago and which were recently pending before the Swiss Federal Administrative Court, FINMA had withdrawn the bank's licence. As part of the proceedings, FINMA ascertained that the bank does not have an adequate structure in place…
Why this matters
This regulatory update from FINMA describes enforcement proceedings against MBaer Merchant Bank AG, a Swiss bank, for serious and systematic deficiencies in complying with anti-money laundering regulations and sanctions requirements.
No description available.
Why this matters
This regulatory update discusses the role of banks in promoting competitiveness and growth, with a focus on the importance of strong regulation and supervision in contributing to bank resilience and competitiveness.
Katharine Braddick CB appointed as the next Deputy Governor for Prudential Regulation at the Bank of England and Chief Executive of the Prudential Regulation Authority, succeeding Sam Woods when his term ends in June 2026.
Why this matters
This regulatory update announces the appointment of a new Deputy Governor for Prudential Regulation at the Bank of England, who will lead the Prudential Regulation Authority (PRA).
The Federal Financial Supervisory Authority BaFin warns against offers on the website midv-lim(.)com. According to information available to BaFin, the operator Midvest Limited from Manchester, UK, is providing financial and investment services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized financial and investment services being offered on the website midv-lim(.)com by the operator Midvest Limited.
In his latest blog, the Governor Gabriel Makhlouf reflects on the publication of the Regulatory and Supervisory Outlook 2026 and the recent Access to Cash report.
Why this matters
This regulatory update discusses the Central Bank of Ireland's focus on building economic resilience, safeguarding access to cash, and maintaining central bank independence. It is an informational piece covering the bank's priorities and activities, rather than an urgent regulatory change.
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Why this matters
This regulatory update from the Central Bank of Ireland covers changes to the authorization process for AIFMs managing loan originating AIFs, updates to the filing process for UCITS and AIFs, and new guidance on transparency requirements. This impacts investment managers, banks, and broker-dealers operating in Ireland.
This statement provides an early indication to industry of the Prudential Regulation Authority’s (PRA) intent to launch the next Life Insurance Stress Test (LIST) exercise in January 2028.
Why this matters
This is a regulatory statement from the Prudential Regulation Authority (PRA) regarding a stress test for the UK life insurance sector. It is focused on assessing the resilience of life insurers' financial positions under Solvency UK, which is a prudential regulatory framework.
No description available.
ASIC sues Auto & General alleging policy discount misrepresentations made to millions of consumers in Budget Direct insurance ads
Why this matters
This regulatory update from ASIC alleges that Auto & General, the insurer behind Budget Direct insurance, misled consumers by advertising significant discounts on insurance policies that were later removed without notice. This is a serious consumer protection issue that could impact millions of customers.
Written reply to Parliamentary Question on New Currency Note Series
Why this matters
This is a regulatory update from the Monetary Authority of Singapore (MAS) regarding the issuance of a new series of Singapore dollar banknotes. It is of general interest to the banking and financial services industry, including banks, wealth managers, and other financial firms.
No description available.
Why this matters
This regulatory update from the CFTC provides additional no-action relief for certain commodity pool operator (CPO) delegation arrangements, which is relevant for investment managers and hedge funds operating commodity pools.
Speech by Nikhil Rathi, FCA chief executive, at the Goldman Sachs EMEA Head of Trading conference 2026. And as we roll with the punches, we also shouldn’t sell ourselves short.We gained ground last year - London just one point behind New York in the latest Global Financial Centres Index.There is understandable focus…
Why this matters
This speech covers key regulatory updates and priorities for the UK wholesale finance sector, including actions on market integrity, operational resilience, and embracing technological innovation like AI and crypto.
Supervision Sustainable Finance Marketing Journalists Investment services providers Investment management companies The AMF publishes the findings of its inspections on the consideration of client sustainability preferences
Why this matters
The article discusses the findings of AMF inspections on how investment services providers are considering client sustainability preferences in their advisory process, which is a new regulatory requirement under MiFID II. This is relevant for asset managers and wealth managers who provide investment advice.
ESMA consults on post-trade risk reduction services under EMIR 3 26 February 2026 Post Trading The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has launched a consultation on the requirements for how post-trade risk reduction (PTRR) services can benefit from…
ESMA has launched a consultation on draft Regulatory Technical Standards (RTS) that establish requirements for **post-trade risk reduction (PTRR) services** to qualify for a conditioned exemption from the mandatory clearing obligation under EMIR 3. This framework is critical because it balances market efficiency gains from risk reduction tools against systemic risk concerns, requiring compliance professionals to understand new operational, transparency, and monitoring requirements before the standards take effect.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
ESMA issues a supervisory briefing on algorithmic trading 26 February 2026 Trading The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, today published a supervisory briefing to support consistent supervision of algorithmic trading across the EU. The briefing…
Why this matters
This regulatory update from ESMA provides guidance and supervisory expectations for firms engaged in algorithmic trading, with a focus on areas such as pre-trade controls, governance, testing, and the use of emerging technologies like AI.
The Securities and Exchange Commission today announced it will hold a roundtable on March 4 to discuss private market valuations and responsible retailization.The roundtable will be hosted by the Division of Investment Management from 1 p.m. to 3 p.m. ET…
Why this matters
This regulatory update from the SEC is focused on private market valuations and responsible retailization, which impacts investment managers, broker-dealers, fintechs, and crypto exchanges that provide access to private markets.
The US Financial Crimes Enforcement Network (FinCEN) announced today that it considers MBaer Merchant Bank AG to be a financial institution of primary money laundering concern. FINMA is in contact with the bank and FinCEN in connection with the case. The enforcement proceedings previously concluded by FINMA against…
Why this matters
This regulatory update from FINMA concerns enforcement actions and supervisory measures taken against MBaer Merchant Bank AG, a Swiss bank, related to anti-money laundering rules and sanctions risk management.
No description available.
Why this matters
This directive establishes a public register of the audit profession in the EU, which is relevant for banking, investment management, and wealth management firms that are subject to audit requirements. The topics covered include AML/financial crime, consumer protection, and reporting/disclosure obligations.
The Bank's Court of Directors acts as a unitary board, setting the organisation's strategy and budget and taking key decisions on resourcing and appointments. Required to meet a minimum seven times per year, it has five executive members from the Bank and up to nine non-executive members.
Why this matters
This regulatory update from the Bank of England covers topics relevant to banking, investment management, and wealth management firms, including prudential requirements, operational resilience, and reporting/disclosure. The update is informational in nature rather than an urgent regulatory change.
The Bank's Court of Directors acts as a unitary board, setting the organisation's strategy and budget and taking key decisions on resourcing and appointments. Required to meet a minimum seven times per year, it has five executive members from the Bank and up to nine non-executive members.
Why this matters
This regulatory update covers a range of topics relevant to banking, investment management, and payments firms, including prudential requirements, operational resilience, and technology/cyber issues. The update has medium urgency as it provides information on the Bank of England's activities and decisions.
Der Bundesrat hat am 25. Februar 2026 beschlossen, die weiteren Massnahmen des 19. Sanktionspakets der Europäischen Union (EU) gegenüber Russland zu übernehmen. Die neuen Massnahmen treten am 26. Februar 2026 in Kraft.
Switzerland's Federal Council adopted additional measures from the EU's 19th sanctions package against Russia and Belarus on February 25, 2026, effective immediately on February 26, 2026, expanding asset freezes to approximately 2,600 persons, entities, and organizations. This matters for Swiss financial intermediaries as it introduces new prohibitions on crypto services to Russian nationals and firms, transactions with ruble-pegged stablecoins like "A7A5", and extended bans on specialized messaging services for payments, alongside trade restrictions, requiring urgent asset screening and reporting to SECO.
Urgency: Critical - Effective today (26 February 2026), requiring immediate asset freezes, service halts, and SECO reporting to avoid violations punishable by fines up to CHF 540,000 or 5 years imprisonment (severe cases referred to federal prosecutor); GwG suspicions add AML reporting layers with CHF 100,000 fines for non-reporting. Crypto bans directly target growing evasion risks, amplifying exposure for digital asset firms amid Russia's war economy circumvention tactics.
AI-generated analysis. May contain errors or omissions — verify with the original FINMA source before acting. Full disclaimer.
Das Eidgenössische Departement für Wirtschaft, Bildung und Forschung WBF hat eine Änderung des Anhangs der Verordnung vom 25. Mai 2025 über Massnahmen gegenüber Sudan (SR 946.231.18) publiziert.
This FINMA publication announces an update to the Swiss sanctions list for Sudan following changes by the UN Sanctions Committee on February 24, 2026, directly incorporated into Switzerland's SESAM database by SECO on February 25, 2026. It matters because financial intermediaries must immediately freeze assets of newly listed parties and report to SECO, while continuing AML due diligence under the GwG (Anti-Money Laundering Act), to avoid enforcement risks from non-compliance with Embargo Act (EmbG) obligations.
Urgency: High - Changes are directly applicable with no grace period, requiring immediate asset freezes and reporting to mitigate FINMA enforcement risks (e.g., coercive measures under administrative law). Non-compliance exposes firms to supervisory sanctions, reputational damage, and potential criminal liability under EmbG/GwG, especially amid frequent UN list updates (e.g., recent February 18 change). Firms with Sudan exposure or high-risk clients must prioritize automated screening tools and training.
AI-generated analysis. May contain errors or omissions — verify with the original FINMA source before acting. Full disclaimer.
The Central Bank has today published its Regulatory & Supervisory Outlook 2026 , which sets out its latest assessment of the risk landscape facing the financial sector and the supervisory work it will undertake in response. This follows on from the Governor’s letter to the Tánaiste on the economic outlook and…
The Central Bank of Ireland (CBI) has published its **Regulatory & Supervisory Outlook 2026**, outlining priorities shaped by geoeconomic fragmentation, technological acceleration, and elevated risks like operational resilience, cyber threats, data/AI, and consumer protection. This matters for compliance professionals as it signals intensified supervisory scrutiny, including desktop and onsite inspections, across Ireland's financial sector to ensure resilience and adaptability amid uncertainties.[https://www.centralbank.ie/news/article/press-release-central-bank-sets-out-its-regulatory-and-supervisory-priorities-26-february-2026][https://www.ogier.com/news-and-insights/insights/regulatory-outlook-2026-the-central-bank-of-ireland-s-priorities-explained/]
No new binding regulatory requirements are introduced in this publication, which serves as a strategic outlook rather than enforceable rules. Key shifts in risk assessment include elevated operational risks (due to geopolitics, digitalisation, complex models), increased asset valuation/market risks, and rising data/models/AI risks, while inflation/interest rate risks have decreased.
Urgency: High – This outlook directly previews intensified 2026 supervision, with operational/cyber resilience and consumer protection as "key concerns" likely triggering unannounced inspections and enforcement. Firms risk findings on outdated resilience testing or CPC gaps, especially amid elevated risks; proactive alignment now prevents remediation costs and sanctions, given CBI's efficiency roadmap and international...
AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.
The Payments Vision Delivery Committee (the Committee) has published the Payments Forward Plan (the Plan). Read the Plan on GOV.UKThe Committee comprises:HM TreasuryBank of EnglandFinancial Conduct AuthorityPayment Systems RegulatorThe Plan sets out upcoming initiatives across retail and wholesale payments, including…
The Payments Vision Delivery Committee—comprising HM Treasury, Bank of England, FCA, and Payment Systems Regulator—has published the **Payments Forward Plan**, a three-year regulatory roadmap for retail, wholesale payments, and digital assets, aligning with the UK's National Payments Vision for a trusted, innovative ecosystem. This matters for compliance teams as it provides sequencing and milestones for multiple initiatives, enabling proactive planning amid high regulatory activity, including PSR consolidation into FCA and infrastructure upgrades. It signals coordinated efforts to boost competition, resilience, and innovation while minimizing sector capacity strain.[FCA publication]
Urgency: Medium. This is a planning document, not enforceable rules, but its milestones trigger near-term actions (e.g., Q1 2026 engagements, May 2026 safeguarding). It matters because it coordinates high-activity areas like PSR-FCA merger and stablecoins, reducing surprises but demanding resource allocation for innovation/resilience amid sector capacity constraints. Firms delaying review risk missing input opportunities or readiness gaps, especially with VRP/stablecoin momentum.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
amending Directives 2006/43/EC, 2013/34/EU, (EU) 2022/2464 and (EU) 2024/1760 as regards certain corporate sustainability reporting requirements and certain corporate sustainability due diligence requirements
Why this matters
This directive amends several existing EU directives related to corporate sustainability reporting and due diligence requirements. It will have a significant impact on financial firms in the banking, investment management, and wealth management sectors, requiring changes to their reporting and compliance processes.
The Basel Committee has published a consultation on a consolidated version of its guidelines and sound practices. The consolidated version aims to improve accessibility and substantially streamline guidance materials. Comments on the consultation are requested by 26 June 2026.
The Basel Committee has opened a consultation on a new consolidated website version of its guidelines and sound practices for banks and supervisors, with comments due by 2026-06-26. The key compliance significance is structural rather than substantive: the Committee says the exercise is intended to improve accessibility and streamline existing guidance, not introduce new expectations.
The Committee has launched a draft consolidated version of its guidelines and sound practices in a modular format on a new BIS website section. It says the new structure reorganises existing guidance, mirrors the format used for the Basel Framework, and is intended to make the materials more user-friendly and easier to navigate. The Committee states there was no intention to introduce new expectations through this exercise.
The practical impact is moderate because the Basel Committee explicitly says the exercise does not create new expectations. The main consequence is that firms and supervisors may need to re-map references to legacy guidance, since the Committee has restructured and materially reduced the volume of published materials.
AI-generated analysis. May contain errors or omissions — verify with the original BIS source before acting. Full disclaimer.
The Basel Committee on Banking supervision has launched a new section of its website that sets out a consolidated version of its guidelines and sound practices for banks and supervisors.
Why this matters
This is a news item announcing a website redesign consolidating existing Basel Committee guidelines and sound practices into modular format. The content describes an accessibility improvement to already-published materials, with a closed consultation period.
The Federal Financial Supervisory Authority (BaFin) has evidence indicating that Smart IT Global Limited, Hong Kong, is offering several capital investments to the public in Germany. This includes two forms of profit participation loans, which are being offered under the names “smart it World” and “smart it Sprint”…
According to information available to the Federal Financial Supervisory Authority (BaFin), unknown persons purporting to work for Adams Street Partners LLC or its Munich-based subsidiary Adams Street (Europe) GmbH are using WhatsApp groups and chats to contact investors. The groups are purportedly run by a partner of…
No description available.
Why this matters
This regulatory update from the SFC involves serious misconduct by a former licensed representative, including unauthorized trading, fabrication of client documents, and deception.
ASIC disqualifies Victorian property development director Kylie Campbell for 5 years
Why this matters
This regulatory update from ASIC disqualifies a director of several property development and investment companies due to failures in meeting director duties and obligations.
ASIC cancels AFS licence of Private Wealth Pty Ltd
Why this matters
This regulatory update from ASIC involves the cancellation of an Australian financial services (AFS) licence for a wealth management firm, Private Wealth Pty Ltd, due to the firm's failure to pay AFCA determinations that were subsequently paid by the Compensation Scheme of Last Resort (CSLR).
Reply at Committee of Supply 2026 on Adequate Provision of ATMs and VTMs, Mandating the Acceptance of Cash, Sustainability of EQDP and Insurance for Persons with Disabilities
Why this matters
This regulatory update covers several key areas for financial firms, including maintaining cash accessibility, sustainability of equity market development programs, and insurance coverage for persons with disabilities.
Notice of Amendments to Legislation: February 2026
Why this matters
This regulatory update from the DFSA introduces amendments to align the DFSA Rulebook with federal AML legislation. This impacts banking, investment management, and wealth management firms operating in the DIFC, requiring changes to their AML/CFT compliance, prudential requirements, and reporting obligations.
No description available.
The CFTC Enforcement Division issued an advisory on February 25, 2026, detailing two enforcement cases involving illegal trading on prediction markets (event contracts) traded on KalshiEX, a Designated Contract Market. The advisory clarifies that the CFTC maintains full enforcement authority over prediction markets and will prosecute violations including insider trading, market manipulation, and fraud—establishing critical compliance expectations for platforms and traders in this emerging asset class.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original CFTC source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the JFSA discusses the second meeting of the Expert Panel on the Revision of the Corporate Governance Code. This indicates potential changes to governance requirements for regulated financial firms in Japan, which would be of medium urgency for banks, asset managers, and broker-dealers.
Discusses vulnerabilities in government bond-backed repo markets. Discusses progress of a targeted review of the prudential standard for banks' cryptoasset exposures. Announces date and location of the International Conference of Banking Supervisors.
Why this matters
This is a press release announcing Basel Committee meeting outcomes. The text explicitly discusses an expedited review of cryptoasset exposure standards (with update promised later in 2026), approved technical amendments to operational risk standardised approach (publishing March 2026), and vulnerabilities in repo...
SAMA Announces Opening of Applications for “Saudi Economists” Track Under SPP
The EBA and ESMA consult on revised suitability assessment requirements for banks and investment firms 25 February 2026 Investor protection The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) today launched a consultation on the revised joint guidelines on the assessment of…
The EBA and ESMA have launched a consultation on revised joint guidelines updating suitability assessments for management body members and key function holders in banks and investment firms, incorporating new requirements from the revised CRD and MiFID II to enhance harmonization and supervisory convergence. This matters for compliance professionals as it introduces mandatory assessments for additional roles, strengthens AML/CFT links, and includes simplifications to reduce burdens, potentially impacting governance processes once finalized and replacing the 2021 guidelines.
Urgency: High - As a consultation launched today (25 February 2026), firms have ~3 months to engage, but final guidelines will repeal existing ones, mandating process updates for core governance/AML functions in banks and investment firms; delays risk non-compliance with harmonized EU standards, especially for large institutions facing RTS on documentation. Matters due to expanded scope (e.g., CFOs, third-country branches) and AML ties, amplifying fit-and-proper regime enforcement amid supervisory convergence push.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
ESMA sets out clearing thresholds under EMIR 3 25 February 2026 Post Trading The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published its draft Regulatory Technical Standards (RTS) setting out new and revised clearing thresholds (CTs) under EMIR 3. The…
Why this matters
This regulatory update from ESMA sets out new clearing thresholds under EMIR 3, which will impact firms active in OTC derivative markets. The changes affect capital requirements and reporting obligations for asset managers, banks, and broker-dealers, making this a medium priority update.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website ultramarin-capital(.)com. BaFin suspects the unknown operators of the website of offering consumers financial and investment services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about identity fraud and unauthorized financial services being offered on the website ultramarin-capital.com, which is falsely claiming to be associated with the legitimate firm Ultramarin Capital GmbH.
No description available.
Why this matters
This is a warning from the CSSF about fraudulent activities carried out by an unauthorized entity called Aisbierg Ennerstetzung Bank, which is posing as a financial services provider.
Das Eidgenössische Departement für Wirtschaft, Bildung und Forschung WBF hat Änderungen des Anhangs 8 der Verordnung vom 4. März 2022 über Massnahmen im Zusammenhang mit der Situation in der Ukraine (SR 946.231.176.72) publiziert.
On February 23, 2026, Switzerland's State Secretariat for Economic Affairs (SECO) updated Annex 8 of the Ukraine Sanctions Ordinance (SR 946.231.176.72), with changes taking effect on February 24, 2026 at 11:00 PM UTC. This represents the latest iteration of Switzerland's Russia sanctions regime, requiring financial intermediaries to immediately implement new prohibitions, freeze assets of designated persons, and report affected business relationships to SECO—with mandatory additional due diligence under anti-money laundering law if suspicions cannot be resolved.
Urgency: CRITICAL
AI-generated analysis. May contain errors or omissions — verify with the original FINMA source before acting. Full disclaimer.
The FCA has chosen 4 companies to test how their stablecoin services work with proposed regulation in a safe environment. The stablecoins cohort is part of our commitment to supporting growth and innovation in UK financial services. 20 applications were received and the FCA has chosen the following firms:Monee…
Why this matters
This regulatory update from the FCA focuses on the testing of stablecoin services in the UK Regulatory Sandbox, which involves firms operating in the crypto and digital assets, as well as payments sectors.
Lenders could have access to more comprehensive information to support lending decisions, under new proposals by the FCA. The FCA is consulting on designating certain credit reference agencies (CRAs). If a lender shares credit information with one designated consumer CRA, it would be required to share it with them…
Why this matters
This regulatory update from the FCA proposes measures to improve the credit information market, including requiring lenders to share consumer credit information with all designated credit reference agencies.
Consultation paper 4/26
CP4/26 proposes targeted amendments to UK Solvency II own funds rules in the PRA Rulebook, addressing inconsistencies, clarifying requirements, and restating EU guidelines for better accessibility. These updates matter as they reduce regulatory burden, enhance clarity, and align rules with market practices, supporting PRA objectives of firm safety, policyholder protection, and competitiveness without introducing new risks.
Urgency: Medium – Proposals are refinements and clarifications rather than new burdens, with modest impacts focused on error corrections and alignment with practices; however, they affect core own funds calculations critical for solvency, requiring review before H2 2026 implementation to avoid misclassifications or PRA engagement delays.
AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the ECB covers key supervisory priorities for 2026-2028, including initiatives related to credit underwriting and geopolitical risk stress testing. These initiatives impact banks, asset managers, and wealth managers, and touch on prudential, operational, and sustainability-related topics.
No description available.
Why this matters
This regulatory update from the SFC in Hong Kong covers several key initiatives to bolster Hong Kong's role as an international financial center, including enhancements to the equity market, deepening Mainland-Hong Kong mutual market access, and regulating virtual asset service providers.
No description available.
Why this matters
This is a warning from the CSSF about fraudulent activities by persons misusing the name of MERITUM CAPITAL, a Luxembourg-based investment management firm. The warning covers identity theft, illicit activities, and the use of unauthorized websites and email addresses.
No description available.
Why this matters
This warning concerns a fraudulent website impersonating a legitimate investment firm, which poses risks of identity theft and illicit activities. It is a high-priority issue for banks, wealth managers, and fintechs that may be targeted or impacted by this scam.
ASIC secures record $350 million in civil penalties and $583 million back to Australians in second half of 2025
Why this matters
This regulatory update from ASIC covers significant enforcement actions and penalties against major financial firms in Australia, including banks, wealth managers, and asset managers.
Misconduct reports to ASIC highlight spike in corporate governance issues
Why this matters
The regulatory update highlights a spike in corporate governance issues reported to ASIC, including failures to provide company records, insolvency matters, and shareholder issues. This is relevant for banking, investment management, and wealth management firms, as well as the broader financial services industry.
No description available.
Why this matters
This regulatory update from the CSSF provides standardized model articles of incorporation for UCITS funds, which is relevant for investment management firms and banks that operate UCITS funds.
No description available.
Why this matters
This regulatory update discusses a demonstration experiment on advanced securities settlement using blockchain technology and stablecoins, which is a significant development in the financial services industry.
No description available.
Why this matters
This regulatory update discusses an investigation by the Financial Services Agency (FSA) into a scandal involving The Prudential Life Insurance Company. The update indicates that the FSA will thoroughly analyze the cause of the incident and require the company to implement measures to prevent recurrence.
No description available.
Why this matters
This regulatory update covers several key areas for financial firms, including changes to disclosure requirements related to sustainability and human capital, as well as updates to prudential regulations.
Misrepresentations Made By A Non Adgm Entity
Why this matters
This regulatory update from ADGM warns about misrepresentations made by a non-ADGM entity, which could lead to financial losses for the public or potential investors. It is a serious contravention of ADGM's commercial legislation and may result in regulatory enforcement action.
ESMA reminds firms of their obligations under CFD product intervention measures amid rising offerings of perpetual futures 24 February 2026 Investor protection The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has issued a statement reminding firms of their…
Why this matters
The regulatory update from ESMA focuses on the increased offering of perpetual futures and similar derivatives, often linked to crypto-assets, which are likely to fall under the existing CFD product intervention measures.
No description available.
Why this matters
This warning concerns a fraudulent website impersonating a legitimate investment management firm, which poses risks of identity theft and illicit activities. It is a high-urgency issue for firms in the banking, investment management, and wealth management sectors that need to be aware of this scam and take appropriate...
The Securities and Exchange Commission’s Division of Enforcement today announced significant updates to its Enforcement Manual. These updates underscore the Commission’s ongoing commitment to fairness, transparency, and efficiency in the investigations…
The SEC's Division of Enforcement announced updates to its Enforcement Manual on February 24, 2026, focusing on enhancing fairness, transparency, and efficiency in investigations through standardized procedures like the Wells process and settlement considerations. These changes, the first major revisions since 2017, introduce uniform timelines and best practices to streamline resolutions and improve dialogue with investigated parties. Compliance professionals should prioritize this as it directly affects how firms respond to SEC inquiries, potentially accelerating outcomes and reducing uncertainties in enforcement actions.
Urgency: High - These procedural updates are immediately effective and alter critical interaction points with SEC staff, such as Wells responses and settlements, which can determine investigation closure, enforcement recommendations, or penalty severity. Firms under active scrutiny or anticipating inquiries gain from predictable timelines reducing prolonged uncertainty, but must adapt quickly to avoid suboptimal outcomes; non-compliance risks inefficient resolutions or missed cooperation credits.
AI-generated analysis. May contain errors or omissions — verify with the original SEC source before acting. Full disclaimer.
The Central Bank of Ireland has today (24 February) published its first quarterly Access to Cash report . The Finance (Provision of Access to Cash Infrastructure) Act 2025 has put in place a framework to ensure sufficient and effective access to cash across the State. Today’s report uses newly collected data to show…
Why this matters
This regulatory update from the Central Bank of Ireland relates to access to cash infrastructure and requirements for banks and payment providers to ensure sufficient and effective access to cash across Ireland. It covers consumer protection and reporting obligations.
implementing Regulation (EU) 2024/1485 concerning restrictive measures in view of the situation in Russia
Why this matters
This regulation implements further restrictive measures against Russia, which will impact financial firms across banking, investment management, and wealth management sectors. The topics covered include AML/financial crime, prudential requirements, and reporting obligations, which are critical for firms to comply with.
No description available.
Why this matters
This regulatory update from the ECB discusses the adoption of artificial intelligence (AI) in the banking sector, covering key areas such as governance, risk management, and the impact of generative AI.
The Federal Financial Supervisory Authority BaFin warns against offers on the website trade.amlin-limited(.)info. According to information available to BaFin, financial or investment services and crypto asset services are being offered on this platform without the required authorisation. According to the current state…
Why this matters
This regulatory update from BaFin warns about unauthorized financial and investment services, including crypto asset services, being offered on a website that appears to be impersonating a legitimate firm.
The Federal Financial Supervisory Authority BaFin warns against offers on the website personalcontrol-room(.)com and against fake investment contracts sent by alleged financial experts from Clearstream Holding AG. According to information available to BaFin, the unknown operators are providing financial or investment…
Why this matters
This regulatory update from BaFin warns about unauthorized financial and investment services, including crypto asset services, being offered on the website personalcontrol-room.com. It is a case of identity theft, with the offers not originating from the legitimate Clearstream Holding AG.
We've launched our new Regulatory Priorities reports, starting with the insurance sector. This marks a new approach that will help to transform our supervision and streamline regulation.We expect regulated firms to follow the rules and stay informed about any changes. This is important for maintaining a safe and…
Why this matters
This regulatory update from the FCA announces a new approach to communicating regulatory priorities, with the launch of streamlined Regulatory Priorities reports for each sector. This is aimed at reducing burden and improving transparency for regulated firms.
We have signed a Memorandum of Understanding (MoU) with the Independent Football Regulator (IFR). The MoU establishes how the 2 organisations will work together and support effective regulation where football and financial services intersect.It also sets out a high-level framework for principles for cooperation…
The FCA has signed a Memorandum of Understanding (MoU) with the newly established Independent Football Regulator (IFR) to define cooperation on regulating intersections between football clubs and financial services, such as ownership suitability, licensing, and financial sustainability. This matters for compliance professionals as it formalizes information sharing and joint oversight, potentially impacting firms involved in football-related financing, investments, or consumer credit products tied to sports. It supports the Football Governance Act 2025 framework, enhancing regulatory alignment where financial misconduct could affect club operations.[https://www.fca.org.uk/news/statements/mou-independent-football-regulator-fca]
Urgency: Medium – This MoU does not impose new binding rules or deadlines but signals heightened cross-regulator focus on football finances post-Football Governance Act 2025, risking enforcement overlaps or info requests. It matters for firms with niche exposures (e.g., sports financing) to avoid gaps in owner due diligence or financial promotions, potentially amplifying AML/conduct risks amid IFR's divestment powers.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the SFC in Hong Kong involves alleged insider trading by a former HKEX employee and their associates. It covers asset freezing orders obtained in Hong Kong and the UK, which is significant for capital markets firms and investment managers operating in the region.
Madison Realty Capital Expands Global Platform With Launch Of Middle East Office
Why this matters
This regulatory update announces the launch of a new Middle East office by Madison Realty Capital, a real estate private equity firm focused on real estate private credit. The firm has received regulatory approval from the FSRA of ADGM to operate in the region, indicating an expansion of its global platform.
Polygreen Establishes Regional Holding Company In Adgm
Why this matters
This regulatory update announces the establishment of a regional holding company by Polygreen in the Abu Dhabi Global Market (ADGM), a financial free zone in the UAE. It highlights ADGM's infrastructure, connectivity, and regulatory environment as attractive for businesses.
Written reply to Parliamentary Question on Circulation of Five-Cent Coins
Why this matters
This regulatory update discusses the circulation and cost of 5-cent coins in Singapore, which is relevant for banking, payments, and consumer credit firms. It covers consumer protection, reporting, and licensing topics. The update is informational in nature, so the urgency is low.
No description available.
Why this matters
This regulatory update announces senior staff appointments at the CFTC, including a new director of public affairs, a senior agriculture advisor, and two senior advisors to the Chairman. The appointments cover areas related to technology, crypto, and governance, which are of medium importance for financial firms.
ESMA simplifies MiFID II/ MiFIR obligations on market data 23 February 2026 Guidelines and Technical standards Market data Trading The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has withdrawn its guidelines on the MiFID II/ MiFIR obligations on market data …
ESMA has immediately withdrawn its guidelines on MiFID II/MiFIR market data obligations to align with the new Regulatory Technical Standards on making market data available on a reasonable commercial basis (RTS on RCB), reducing compliance burdens for market participants. This simplifies the regulatory framework by eliminating overlapping soft-law guidance, focusing firms on binding RTS requirements for data transparency, non-discrimination, and cost-based pricing. It matters as it streamlines operations amid broader MiFID II/MiFIR reviews, lowering costs while maintaining market integrity.
Urgency: High - Immediate guideline withdrawal requires prompt policy updates to avoid supervisory misalignment, though the 22 August 2026 transition eases contract changes for legacy providers. This matters as it reduces ambiguity and burdens in a simplifying regulatory environment, but non-compliance risks enforcement under binding RTS amid MiFID II/MiFIR reviews; proactive alignment prevents future disruptions.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
ESMA consults on guarantees as CCP collateral and on certain aspects of CCP investment policy 23 February 2026 CCP The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has launched a public consultation following the review of the European Market Infrastructure…
ESMA has launched a public consultation under EMIR 3 to gather stakeholder input on conditions for CCPs accepting public guarantees, public bank guarantees, and commercial bank guarantees as collateral, eligibility of debt instruments for CCP investment policies, and secured arrangements for emission allowances as margins or default fund contributions. This matters because it permanently broadens eligible collateral types and extends access to NFC clients, enhancing EU CCP efficiency, competitiveness, and accessibility amid liquidity pressures in energy and other markets.
Urgency: High - Firms face a tight 2-month window (from 23 February 2026) to influence final RTS, with implementation likely in 2027+ affecting core clearing operations; delays risk non-compliance with broadened collateral rules amid ongoing liquidity strains, especially for NFCs in volatile markets like energy.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
The German Federal Financial Supervisory Authority (BaFin) has issued a warning regarding offers available at the website krf-mbh(.)com, purportedly operated by Gesellschaft für Kryptoregisterführung GmbH based in Willich. However, these offerings do not originate from Gesellschaft für Kryptoregisterführung GmbH nor…
Why this matters
This regulatory update from BaFin warns about identity fraud and unauthorized financial and cryptocurrency-related services being offered through the website krf-mbh.com.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the websites weisbergadvisors(.)inc and weisbergadvisors(.)ai. According to information available to BaFin, these websites are being used to offer financial and investment services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about unauthorized financial and investment services being offered on the websites weisbergadvisors.inc and weisbergadvisors.ai.
Conditions relating to the organisation of the credit institution issuing covered bonds
Why this matters
This regulatory update is about a covered bond issue programme authorisation application form, which is relevant for banking and capital markets firms. It covers authorisation and licensing requirements as well as prudential/capital considerations for banks issuing covered bonds.
Conditions specific to each covered bond issue programme
Why this matters
This regulatory update is about a covered bond issue programme authorisation application form, which is relevant for banking and capital markets firms. It covers topics related to authorisation and licensing as well as prudential/capital requirements, which are of medium importance for banks.
No description available.
Why this matters
This regulatory update from the CSSF in Luxembourg is relevant for banks and wealth managers that are involved in the issuance of covered bonds ('lettres de gage').
This January 2026 report contains an update of the latest consumer price developments in Singapore, prepared by MAS and the Ministry of Trade and Industry.
Why this matters
This regulatory update from MAS provides information on consumer price developments in Singapore, which is relevant for banks, wealth managers, and asset managers in terms of understanding the economic environment and its impact on consumer behavior and financial services.
Seven social media influencers have been sentenced at Southwark Crown Court for their role in the promotion of an unauthorised foreign exchange trading scheme. Biggs Chris, Jamie Clayton, Lauren Goodger, Rebecca Gormley, Yazmin Oukhellou, Scott Timlin and Eva Zapico all pleaded guilty to one count of issuing…
Policy statement 5/26
PRA Policy Statement PS5/26 finalizes rules permitting UK credit unions to invest in Credit Union Service Organisations (CUSOs), expanding from the CP13/25 proposals to foster innovation, collaboration, and growth while managing prudential risks through safeguards like due diligence and investment caps. This matters as it enables credit unions—often smaller mutuals—to access shared services (e.g., HR, IT, compliance) via CUSOs, leveling the playing field against larger competitors and supporting the PRA's safety/soundness and competitiveness objectives.
Urgency: High – Credit unions eyeing CUSOs for growth (e.g., shared services) must act promptly within the six-month window to avoid supervisory breaches, as this expands opportunities but introduces new prudential risks (e.g., ownership misalignment, capital exposure). Non-compliance risks heightened PRA scrutiny, especially post-PS26/25 mutual sector review; benefits justify costs only for opt-in firms, but proactive preparation ensures safety/soundness.
AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.
ESMA publishes a supervisory briefing on the AAR representativeness obligation 20 February 2026 CCP The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published a supervisory briefing on the representativeness obligation linked to the active account…
ESMA has published supervisory guidance clarifying how counterparties must comply with the **representativeness obligation** under the Active Account Requirement (AAR), a key component of EMIR 3 that mandates EU counterparties maintain active accounts at EU central counterparties (CCPs) and clear representative volumes of derivatives trades. This briefing is critical because market participants and regulators have held conflicting interpretations of the representativeness requirement, creating compliance uncertainty that this guidance now resolves.
The supervisory briefing addresses three core compliance areas: Identifying Most Relevant Subcategories: Counterparties must continuously identify the five most relevant subcategories for each class of derivatives over each reference period, based on their trading activity. The guidance clarifies that the number of subcategories to select equals the maximum number available for that derivative class. Representativeness Compliance Standard: Counterparties must clear, on an annual average basis, at least five trades in each of the most relevant subcategories per class of derivative contracts...
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
No description available.
Why this matters
This is a BIS working paper (informational/research content, not a binding rule or consultation) analyzing non-maturity deposit stability in response to the 2023 banking turmoil.
The financial supervisory authority BaFin is warning about a dubious job advertisement on the website vios-beratung(.)de which allegedly operates from the VIOS Consulting GmbH, Bielefeld. However, the offers on this site do not come from the VIOS Consulting GmbH or its employees. This is identity fraud. Unknown…
Why this matters
This regulatory update from BaFin warns about an identity fraud scheme involving unauthorized job offers and misuse of payment accounts. It is relevant for banks, fintechs, crypto exchanges, and payment providers that need to be aware of such fraud attempts and ensure proper authorization and consumer protection...
The German Financial Supervisory Authority (BaFin) warns against the WhatsApp groups „Tethys Investment Alliance 771“ and „Tethys Investment Alliance-S62“, the websites „tethys-alliance.de“ and „tethys-uberblick.com“ as well as the apps „QVTCoinese“ und „QVTCoinese Pro“, which are allegedly operated by the…
Why this matters
This regulatory update from BaFin warns against unauthorized financial services and potential identity fraud targeting consumers, which poses significant risks related to consumer protection, licensing requirements, and anti-money laundering.
ESMA sanctions Regis-TR for serious breaches of organisational obligations 19 February 2026 Press Releases Securities Financing Transactions Supervision Trade Repositories The European Securities and Markets Authority (ESMA), the European Union’s (EU) financial markets regulator and supervisor, has fined the trade…
ESMA has fined REGIS-TR, S.A. €1,374,000 for seven negligent breaches of organisational obligations under EMIR and SFTR, marking the first SFTR enforcement action and ESMA's highest fine against a trade repository. The breaches involved deficiencies in policies, procedures, organisational structure, operational risk management, and data confidentiality, compromising SFTR reporting and market data integrity. This underscores ESMA's intensified enforcement on trade repositories (TRs) to ensure high-quality data for market surveillance and financial stability.
Urgency: High – As the first SFTR enforcement and record TR fine (€1.374M), it demonstrates ESMA's commitment to punitive action on negligence causing systemic data risks, directly threatening market integrity and surveillance. TRs face immediate remediation pressure (three breaches ongoing), with fines amplified by duration/systemic factors; non-TRs using TRs risk indirect exposure via poor data quality. Firms should prioritise audits now to avoid similar "negligent" findings.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
The Federal Financial Supervisory Authority BaFin warns against offers on the websites boamglobal.com and boamglobal-mf.com and against WhatsApp groups lead by “Dr Feldmann” and his assistant “Lina Weiss”. According to information available to BaFin, the operator BlueOcean Asset Management Ltd. is providing financial…
No description available.
Why this matters
This regulatory update announces the second meeting of an expert panel on revising the corporate governance code in Japan. It is an informational update relevant to banks and wealth managers in the capital markets and private banking sectors, focusing on governance and licensing requirements.
No description available.
The ECB imposed €12.18 million in penalties on J.P. Morgan SE on 19 February 2026 for misreporting risk-weighted assets (RWAs) from 2019-2024 due to misclassification of corporate exposures (15 quarters) and improper exclusion of transactions in credit valuation adjustment (CVA) risk calculations (21 quarters), both attributed to serious negligence and internal control failures. This enforcement action underscores the ECB's focus on accurate prudential reporting, as underreported RWAs led to overstated capital ratios, distorting supervisory oversight of the bank's risk profile and capital adequacy. Compliance teams must prioritize RWA calculation integrity to avoid similar "severe" and "moderately severe" sanctions under the ECB's penalty guide.
This is an enforcement action, not a new rule change, but it reinforces existing requirements under the Capital Requirements Regulation (CRR) for accurate RWA calculations, including proper classification of corporate exposures for credit risk and inclusion of all relevant transactions in CVA risk (which measures counterparty default risk in derivatives). The ECB applied its Guide to the method of setting administrative pecuniary penalties, categorizing breaches as "severe" (credit risk) and "moderately severe" (CVA risk), based on duration, negligence, and impact on supervisory transparency.
Urgency: High – This recent (published yesterday) ECB action against a major global bank signals intensified enforcement on RWA reporting, with penalties scaling by breach severity and duration; firms with derivatives or corporate lending books face elevated remediation pressure to prevent distorted capital views and fines up to "extremely severe" levels. It matters because RWAs directly underpin capital requirements, and control failures erode supervisory trust, potentially triggering broader SSM investigations.
AI-generated analysis. May contain errors or omissions — verify with the original ECB source before acting. Full disclaimer.
MAR Executive & other private individuals Journalists Listed companies and issuers The Casino case: the Paris Tribunal Correctionnel ruling marks the end of a market abuse case in which the AMF has been heavily involved
Why this matters
This regulatory update from the AMF covers a market abuse case involving manipulation and insider trading in the shares of Casino and Rallye. It discusses the criminal sanctions imposed by the Paris Tribunal Correctionnel, as well as the AMF's involvement in the case.
Press release 26/04
Why this matters
This regulatory update provides an overview of the global situation of undertakings for collective investment in Luxembourg at the end of December 2025. It covers topics related to investment management, wealth management, prudential requirements, and reporting, which are relevant for asset managers, banks, and wealth...
No description available.
Why this matters
This regulatory update from the ECB covers topics related to banking supervision, climate risk management, and regulatory reporting requirements, which are relevant for banks, asset managers, and wealth managers.
Our clarification about forbearance following the introduction of the new Public Offers and Admissions to Trading Regulations (POATRs) regime. On 19 January 2026, the Public Offers and Admissions to Trading Regulations (POATRs) regime and associated changes to our listing processes in the UK Listing Rules (UKLR) came…
The FCA's statement clarifies forbearance on overlapping notification requirements for admissions to trading under the new POATRs regime effective 19 January 2026, addressing confusion from removed block listing exemptions in UKLR. It matters because it provides temporary relief from duplicative RIS notifications for frequent issuers, preventing unintended supervisory burdens while the FCA consults on rule amendments.
Urgency: Medium - Forbearance reduces immediate risk of enforcement for qualifying issuers, but ongoing POATRs compliance (60-day notifications) is mandatory. Matters for operational efficiency, as misalignment could lead to duplicative reporting costs; non-qualifying issuances risk breaches until consultation resolves.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
ESMA seeks input to streamline and simplify its market abuse guidelines 19 February 2026 Market Abuse Market Integrity The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has launched a consultation proposing amendments to its Market Abuse Regulation (MAR)…
ESMA has launched a consultation on amending its Market Abuse Regulation (MAR) guidelines on delaying disclosure of inside information, aligning them with changes introduced by the Listing Act to reduce issuer burdens and clarify requirements. This matters because it simplifies compliance for issuers by removing outdated delay justifications and adding new ones, effective from June 2026, potentially lowering administrative costs while maintaining market integrity.
Urgency: Medium. This is a consultation on simplifications that reduce burdens rather than impose new obligations, with changes not effective until June 2026—giving firms over four months post-consultation to adapt. It matters for issuers to engage now for influence and early policy alignment, avoiding future misalignment penalties under MAR, but lacks immediate enforcement risk.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
ESMA publishes list of supplementary deferrals for sovereign bonds 19 February 2026 Post Trading The European Securities and Markets Authority (ESMA), together with National Competent Authorities (NCAs), has agreed supplementary deferrals that may be applied on top of the standard Markets in Financial Instruments…
ESMA has authorized **supplementary deferrals for sovereign bond post-trade transparency**, allowing market participants to omit transaction volumes from immediate publication for medium-sized trades on liquid bonds, with full disclosure required by end-of-day. This measure balances market transparency with liquidity protection in EU sovereign bond markets, effective May 4, 2026, with a compressed implementation timeline requiring immediate compliance planning.
Scope of Supplementary Deferrals The decision permits volume omission deferrals for sovereign bonds classified as Group 1, Category 1 instruments (medium-size, liquid instruments) under MiFIR's post-trade transparency framework. Market operators and investment firms may defer publication of transaction volumes until end-of-trading-day, rather than the standard 15-minute deferral period. Regulatory Rationale ESMA determined that these deferrals are necessary to account for specific characteristics of sovereign bond markets, particularly protecting market liquidity and ensuring orderly price...
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
No description available.
No description available.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Dukas-Global and the services it is offering. BaFin suspects the unknown operators of the website dukas-global(.)com of offering consumers financial, investment and cryptoasset services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized financial, investment and cryptoasset services offered by the website dukas-global.com. This is a high urgency issue as it involves potential consumer harm from unlicensed financial activities.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website referral.mnlo(.)app. BaFin has information that Next Level Church Global Hub, Inc., New Orleans, USA, is using this website to offer banking business and cryptoasset services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized banking and crypto asset services being offered on the website referral.mnlo(.)app. It indicates that the operator, Next Level Church Global Hub, Inc., is providing these services without the required authorization from BaFin.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website blue-invest(.)org. BaFin has information that the operators are offering banking business and/or financial services on this website without the required authorisation. The operators are not supervised by BaFin.
Warning Savings protection Retail investors Professional investors Journalists Listed companies and issuers The AMF has required the suspension of RAPID NUTRITION shares and calls on investors to be vigilant
The AMF has mandated the suspension of trading in RAPID NUTRITION shares (Euronext Growth Paris: ALRPD) from February 19, 2026, until March 13, 2026, due to indicators of "pump and dump" market manipulation, urging investors to exercise extreme caution against unauthorized high-upside recommendations. This enforcement action highlights AMF's proactive surveillance of market abuse in small-cap listings and serves as a reminder for firms to enhance client protection measures against boiler room tactics. It matters for compliance as it underscores heightened scrutiny on retail investor-facing activities amid volatile stock surges, like RAPID NUTRITION's 437% rise since January 1, 2026.[AMF publication]
Urgency: High - Immediate trading halt requires system updates today (Feb 19, 2026); ongoing AMF probe risks fines/sanctions under MAR for non-compliant surveillance or advice. Matters due to retail investor exposure in volatile Euronext Growth stocks, potential for follow-on enforcement (e.g., against unauthorized advisors), and signal of intensified AMF monitoring amid 437% surges, amplifying conduct risk for client-facing firms.[AMF publication]
AI-generated analysis. May contain errors or omissions — verify with the original AMF source before acting. Full disclaimer.
Consultation paper 3/26
The PRA's CP3/26 proposes rule amendments to align its Rulebook with HM Treasury's (HMT) Overseas Prudential Requirements Regime (OPRR), which restates and modifies existing CRR equivalence provisions for treating overseas entities' exposures as preferential "exposures to institutions." This matters for **PRA-authorised firms** as it clarifies capital treatment for cross-border exposures, reduces interpretive burdens, and ensures consistency post-Brexit, advancing the PRA's safety and soundness objective while facilitating HMT designations.
Urgency: High – Firms must engage promptly on consultation (deadline ~10 weeks from publication) to influence outcomes; changes clarify but could increase capital for non-designated overseas exposures, impacting safety/soundness and competitiveness. Failure to adapt risks non-compliance with updated Rulebook and higher prudential burdens.
AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.
Das Eidgenössische Departement für Wirtschaft, Bildung und Forschung (WBF) hat den Anhang 2 der Verordnung vom 25. Mai 2005 über Massnahmen gegenüber Sudan (SR 946.231.18) geändert.
The Swiss Federal Department for Economic Affairs, Education and Research (WBF) has amended Annex 2 of the Ordinance of 25 May 2005 on Measures against Sudan (SR 946.231.18), updating Switzerland's sanctions list in alignment with UN and international developments. This matters for Swiss financial institutions as it imposes immediate asset freeze and reporting obligations on newly designated individuals and entities linked to threats against Sudan's peace and security, including RSF support and mercenary activities. Compliance teams must screen and act swiftly to avoid FINMA enforcement under supervisory law.
Urgency: High - Immediate asset freeze obligations apply from publication (19 February 2026), with FINMA's enforcement powers (coercive measures under administrative law) risking fines, reputational damage, or license revocation for non-compliance. This escalates amid ongoing Sudan conflict, UN extensions, and multi-jurisdictional alignment, heightening cross-border transaction risks.
AI-generated analysis. May contain errors or omissions — verify with the original FINMA source before acting. Full disclaimer.
Das Eidgenössische Departement für Wirtschaft, Bildung und Forschung (WBF) hat den Anhang der Verordnung vom 10. April 2024 über Massnahmen gegenüber Personen und Organisationen, welche die Hamas oder den Palästinensischen Islamischen Dschihad unterstützen (SR 946.231.09), geändert.
Why this matters
This regulatory update from FINMA, the Swiss financial regulator, discusses its supervisory powers and approach to enforcing financial regulations. It is relevant for banking, investment management, and wealth management firms operating in Switzerland, as well as more broadly for all financial firms subject to FINMA's...
Upcoming changes to the Euribor Panel 18 February 2026 Benchmarks The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, is issuing a statement on the upcoming changes to the Euribor panel, in its capacity as supervisor of the European Money Market Institute (EMMI)…
Why this matters
This regulatory update from ESMA concerns changes to the Euribor panel, which is a critical benchmark for the Euro unsecured money market. The update discusses the withdrawal of a panel bank and the impact on the representativeness of the benchmark.
No description available.
Why this matters
This regulatory update from the SEC proposes amendments to reduce reporting burdens for investment funds, which impacts investment managers, broker-dealers, and wealth managers. The changes relate to fund portfolio holdings disclosure, which is a key regulatory reporting requirement for these firms.
Gabriel Makhlouf, Governor of the Central Bank of Ireland, today delivered a keynote address at the Blavatnik School of Government, outlining the critical role of central bank independence in delivering price stability and supporting economic prosperity for society. Speaking on “Institutions, Anchors, and Their…
Why this matters
This speech by the Governor of the Central Bank of Ireland discusses the importance of central bank independence as an anchor for stability, rather than a shield.
It is a pleasure to be here in Oxford 1 While I’m aware that this is a school of government and I’m a central banker, the two are inextricably linked. Societies and indeed economies are shaped by their institutions, specifically the legal, social, cultural, formal and informal norms that impact the way citizens…
Governor Gabriel Makhlouf's speech at the Blavatnik School of Government addresses central bank independence as a foundational institutional mechanism for delivering price stability and economic prosperity, rather than as a shield from accountability. The speech is not a regulatory enforcement action or new requirement, but rather a governance statement clarifying the Central Bank of Ireland's institutional philosophy on independence, credibility, and accountability—matters that directly affect how the CBI exercises supervisory discretion over regulated firms.
Urgency: MEDIUM
AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.
Exigences applicables au réviseur d’entreprises agréé spécial auprès des établissements de crédit émetteurs de lettres de gage
Circular CSSF 26/907, published on February 18, 2026, establishes requirements for **approved special statutory auditors (réviseurs d'entreprises agréés spéciaux) serving credit institutions that issue mortgage bonds (lettres de gage)**. This circular formalizes the governance and audit standards applicable to a specialized auditor role within Luxembourg's credit institution framework, ensuring enhanced oversight of entities engaged in mortgage bond issuance.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
No description available.
Why this matters
This warning from the CSSF relates to potential illicit activities associated with the website www.qatari.xyz, which is not authorized to provide investment or financial services in Luxembourg. This is a high-urgency issue for banks, wealth managers, and fintechs that may be impacted by this unauthorized entity.
ESMA supports the simplified European Sustainability Reporting Standards and suggests targeted adjustments 18 February 2026 Issuer disclosure Press Releases Sustainable finance The European Securities and Markets Authority, the EU’s financial markets regulator and supervisor, has delivered its opinion on the draft…
ESMA has issued an opinion supporting EFRAG's draft simplified European Sustainability Reporting Standards (ESRS) under the CSRD, praising improvements in readability and materiality focus while recommending targeted adjustments to enhance investor protection and financial stability. This matters for compliance professionals as it signals upcoming refinements to sustainability disclosures, with pragmatic supervision promised during the transition, potentially reducing short-term burdens but requiring monitoring of final delegated act adoption by summer 2026.
Urgency: Medium - Not yet finalized (pending summer 2026 adoption), with pragmatic supervision promised, reducing immediate pressure; however, matters due to potential tightening of reliefs and disclosures impacting FY2026+ reporting, investor protection focus, and interoperability needs. Firms should prioritize if heavily using reliefs or with complex transition plans, as non-adjustment risks supervisory scrutiny post-learning curve.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
ESMA publishes statement supporting the smooth implementation of the Listing Act – simplifying prospectus compliance for issuers 18 February 2026 Prospectus The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has issued a statement with practical guidance to…
ESMA has issued a public statement providing practical guidance on implementing changes to the Prospectus Regulation (PR) under the Listing Act, clarifying the transitional regime for registration documents and universal registration documents approved or filed until 4 June 2026, allowing their continued use in prospectuses. This matters because it reduces compliance burdens for issuers accessing capital markets while preserving investor protection, enabling smoother transitions amid upcoming Level 2 measures. Issuers and advisors can rely on this non-binding guidance as ESMA expects NCAs to follow it.
Urgency: High – Immediate relevance today (18 February 2026) for ongoing prospectus preparations, as it clarifies transitional use of existing documents and interim disclosures amid imminent deadlines (March/June 2026). Failure to align risks invalidation of documents or heightened scrutiny, but guidance eases burden reduction—critical for issuers timing listings to minimize costs while ensuring investor protection.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
No description available.
Why this matters
This newsletter from the CSSF (Luxembourg financial regulator) covers a range of topics relevant to banking, investment management, and wealth management firms operating in Luxembourg. The low urgency reflects that this is an informational update rather than a critical regulatory change.
The Upper Tribunal has upheld the FCA's decisions to ban Stephen Joseph Burdett and James Paul Goodchild from working in financial services. Mr Burdett and Mr Goodchild previously held senior roles at Synergy Wealth Limited (Synergy) and Westbury Private Clients LLP (Westbury), respectively.The FCA banned the pair…
No description available.
Why this matters
This regulatory update appears to be a calendar of events related to the Single Supervisory Mechanism (SSM) and Claude Wampach. It covers a range of topics relevant to banking, investment management, and wealth management firms, including prudential requirements, reporting, and governance.
The German Financial Supervisory Authority (BaFin) warns against the website omenyxgroup(.)com, which entices consumers to trade crypto assets. According to information available to BaFin, the unknown operators of the website are offering crypto asset services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized website omenyxgroup.com, which is offering crypto asset services without the required authorization. This is a high urgency issue as it involves potential consumer harm from unauthorized financial activities.
The Federal Financial Supervisory Authority BaFin warns against offers on the website pnl-holding(.)com. According to information available to BaFin, P&L Invest Holding AG is providing financial or investment services and crypto asset services without the required authorisation. According to the current state of…
The Federal Financial Supervisory Authority BaFin warns against offers in WhatsApp groups, which are allegedly operated by Intermediate Capital Group (ICG). According to information available to BaFin, recommendations for the purchase of financial instruments and cryptocurrencies, which can allegedly be traded via ICG…
Why this matters
This regulatory update from BaFin warns about identity fraud and unauthorized financial and crypto-asset services being offered in WhatsApp groups, which poses risks to consumers. It is a high priority issue as it involves potential financial crime and unauthorized activities that could harm consumers.
1) high-risk jurisdictions on which enhanced due diligence and, where appropriate, counter-measures are imposed2) jurisdictions under increased monitoring of the FATFVersion of 17 February 2026
The Annex of Circular CSSF 22/822 (Version of 17 February 2026) is Luxembourg's Commission de Surveillance du Secteur Financier's implementation guidance on FATF (Financial Action Task Force) designations of high-risk jurisdictions requiring enhanced due diligence and counter-measures, as well as jurisdictions under increased monitoring. This document is critical for Luxembourg-regulated financial institutions because it operationalizes international AML/CFT standards into binding compliance obligations, directly impacting customer acceptance, transaction monitoring, and correspondent banking relationships.
The current version (17 February 2026) represents the most recent update to the CSSF's FATF-aligned jurisdiction risk framework. Based on the available search results, the document establishes two primary regulatory categories: High-Risk Jurisdictions (Category 1): Jurisdictions designated by FATF as having strategic deficiencies in their AML/CFT regimes, requiring enhanced due diligence and, where appropriate, counter-measures.
Urgency: CRITICAL
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
The Federal Financial Supervisory Authority BaFin warns against fixed-term deposit offers sent from the email address info[at]lgimeu(.)com. According to information available to BaFin, the unknown providers are conducting banking transactions without the required authorisation. The offers do not originate from LGIM…
Why this matters
This regulatory update from BaFin warns about unauthorized banking and investment services being offered under the identity of a legitimate firm. This poses risks to consumers around identity theft and financial fraud, requiring a high level of urgency for banks, asset managers, and wealth managers to be aware of and...
The Board of Directors of the Swiss Financial Market Supervisory Authority FINMA has appointed Alain Girard as the new Head of its Banks division. The current Head of the Recovery and Resolution division will take up his new role on 1 April 2026. He succeeds Thomas Hirschi, who left FINMA at the end of August 2025…
Why this matters
This regulatory update announces the appointment of a new head of FINMA's Banks division, which is a significant leadership change at the Swiss financial regulator.
ASIC commences new review of advice licensees that use lead generation services
Why this matters
This regulatory update from ASIC focuses on the use of lead generation services by financial advice licensees, which can expose consumers to risks of significant losses.
Fundhost pays infringement notice for making misleading representations about Polen Capital Global Growth Fund
Why this matters
This regulatory update from ASIC relates to misleading representations made by an investment manager about the performance of an investment fund, which is a consumer protection and disclosure issue for asset managers and wealth managers.
ASIC cancels AFS licence of Red Panda Future Wealth Pty Ltd
Why this matters
This regulatory update from ASIC relates to the cancellation of the Australian financial services (AFS) licence of Red Panda Future Wealth Pty Ltd, a wealth management firm. The update covers topics around authorisation and licensing, as well as consumer protection and conduct, which are relevant for wealth managers.
No description available.
Why this matters
This regulatory update from the CFTC reaffirms its exclusive jurisdiction over prediction markets, which are considered commodity derivatives. This impacts capital markets firms and crypto exchanges that operate or plan to operate prediction markets in the US.
No description available.
Why this matters
This regulatory update from the CFTC Chairman discusses the CFTC's oversight of prediction markets and event contracts, which are considered financial instruments and derivatives. It highlights the CFTC's efforts to defend its regulatory authority over these markets against encroachment by state governments.
SAMA Seeks Public Consultation on Draft Rules Regulating Cash Center Management and Operation
Synthetic risk transfers (SRT) transactions involve transferring all or a portion of the credit risk of a pool of assets to a counterparty while the bank retains ownership of the underlying assets.
Why this matters
This is a Basel Committee monitoring report on synthetic risk transfers, a capital relief mechanism used primarily by banks with NBFI investors. The content explicitly addresses credit risk management, capital requirements implications, and systemic interconnection risks.
The Basel Committee on Banking Supervision today published a report on synthetic risk transfer (SRT) transactions. The economic importance of SRT markets has grown rapidly over the last decade and they have become an important source of capital relief for corporate credit risk.
Why this matters
This is a Basel Committee report publication analyzing synthetic risk transfer markets. The content is informational and analytical rather than prescriptive or binding.
Anti-money Laundering Asset management The AMF invites financial market participants to AMLA’s consultations on three draft AML/CFT implementing standards
The AMF is urging financial market participants, especially in asset management and related sectors, to engage in AMLA's public consultations on three draft Regulatory Technical Standards (RTS) under the new EU AML/CFT package, covering customer due diligence (CDD), identification of business relationships/transactions, and enforcement measures. These RTS aim to provide harmonized, proportionate implementation guidance, significantly impacting CDD processes and supervisory consistency across the EU, with underlying rules applying from 10 July 2027.[Source URL: https://www.amf-france.org/en/news-publications/news/amf-invites-financial-market-participants-amlas-consultations-three-draft-amlcft-implementing#xts=607212&xtor=RSS-11&type=RSS]
Urgency: High - These RTS operationalize core AMLR/AMLD6 mandates with July 2027 applicability, demanding immediate consultation input to influence final rules and 18-month lead time for system/process overhauls (e.g., CDD verification sources, harmonized transaction linking). Failure to engage risks non-compliant frameworks amid AMLA's push for EU-wide consistency, elevated direct supervision risks, and stricter enforcement; asset managers face acute challenges from intermediary distribution rules.[Source URL:...
AI-generated analysis. May contain errors or omissions — verify with the original AMF source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the ECB announces the extension of Frank Elderson's term as Vice-Chair of the Supervisory Board. It is relevant to the banking and central banking sectors, covering topics related to prudential requirements, authorization and licensing, and senior management governance.
No description available.
The CSSF has updated its FAQ on portfolio transparency requirements for UCITS ETFs, relaxing disclosure frequency from monthly to quarterly publication of detailed holdings while maintaining daily information sharing with market makers and authorized participants. This change aligns Luxembourg's regulatory framework more closely with Ireland's semi-transparent ETF approach and is designed to attract active asset managers to the Luxembourg domicile by reducing proprietary information exposure.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
Consultation paper 2/26
CP2/26 is a PRA consultation paper proposing targeted reforms to UK securitisation rules to reduce prescriptiveness and burden while maintaining prudential soundness, building on recent CRR restatements. It matters for compliance professionals as it streamlines due diligence, risk retention, disclosures, and capital treatments, potentially lowering costs for PRA-authorised firms in the securitisation market amid Basel 3.1 implementation. These changes aim to enhance proportionality without compromising investor protection or oversight.
Urgency: High – Proposals reduce burden (e.g., less prescriptive due diligence, streamlined disclosures) but require immediate review ahead of 18 May 2026 deadline and 1 January 2027 implementation, aligning with Basel 3.1. Non-response risks misaligned systems during CRR restatement transition; benefits include cost savings and proportionality, but firms must validate ongoing compliance with retained prudential standards.
AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.
The Federal Financial Supervisory Authority (BaFin) warns consumers about a series of similarly designed websites. According to information available to BaFin, the operators are providing banking business and/or financial services on these websites without the required authorisation. The operators of the website are…
Why this matters
This regulatory update from BaFin warns consumers about unauthorized online brokerages offering forex and CFD trading services, which falls under the banking and investment management sectors. The key topics are consumer protection and the requirement for authorization to provide such financial services.
ASIC cancels AFS licence of Superfast AM Pty Ltd
Why this matters
This regulatory update from ASIC involves the cancellation of an Australian financial services (AFS) license for Superfast AM Pty Ltd, which was authorized to provide financial product advice and deal in certain financial products to retail and wholesale clients.
No description available.
Why this matters
This regulatory update is relevant for third-country branches of credit institutions, as it sets a new submission timeframe for a register of information required under DORA. This impacts banking and payments firms operating in the EU.
Version 23
This CSSF FAQ (Version 23, updated 17 February 2026) provides interpretive guidance on the Luxembourg Law of 17 December 2010 relating to undertakings for collective investment (UCIs), covering UCITS, Part II UCIs, SIFs, and SICARs. It matters for compliance professionals as it clarifies authorisation processes, investment rules, and supervisory expectations, ensuring alignment with evolving EU frameworks like AIFMD and MiCAR. The update, effective today, addresses recent regulatory shifts including crypto-asset integration.
Urgency: High – The update coincides with MiCAR implementation and today's release, requiring immediate review for crypto-exposed funds to avoid unauthorised strategies or AML gaps; non-compliance risks supervisory actions, authorisation delays, or investor disputes in Luxembourg's key fund domicile.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
For which the CSSF is the relevant competent authority under Regulation (EU) No 236/2012 of the European Parliament and of the Council of 14 March 2012 on short selling and certain aspects of credit default swaps
Why this matters
This regulatory update from the CSSF provides a list of issuers of shares and sovereign debt for which the CSSF is the competent authority under the EU short selling regulation. This is informational content relevant for banks, broker-dealers, and asset managers operating in capital markets and investment management.
Superintendent Peter Routledge participates in a fireside chat with Mortgage Professionals Canada
Why this matters
This regulatory update from OSFI discusses mortgage underwriting guidelines, capital requirements, and risk management for federally regulated financial institutions, particularly banks and mortgage lenders. The content is informational in nature.
No description available.
Why this matters
This regulatory update covers several key areas for banks and crypto exchanges, including prudential requirements, cybersecurity initiatives, and approvals/licenses. The updates indicate ongoing regulatory focus on these sectors and topics.
No description available.
Why this matters
This regulatory update from the Japanese Financial Services Agency (JFSA) relates to the publication of a report by the Working Group on Crypto-asset Systems of the Financial System Council.
Version 1
Why this matters
This regulatory update from the CSSF relates to the termination of the operation of a branch under the AIFMD directive, which is relevant for investment management firms and banks operating in Luxembourg.
Version 1
Why this matters
This regulatory update from the CSSF relates to the termination of the operation of a branch under the UCITS Directive, which is relevant for investment management firms and banks operating in Luxembourg. It covers authorization and licensing requirements as well as prudential considerations.
The FCA has fined Richard Howson £237,700 for his part in misleading statements being issued by Carillion plc. As group chief executive, Mr Howson was aware of serious financial troubles in Carillion’s UK construction business. He failed to reflect this in company announcements or alert its board and audit committee…
The Bank of England held roundtable meetings with representatives from regulated firms on the responsible adoption of artificial intelligence and machine learning (AI and ML), to better understand the constraints that firms may be facing.
Why this matters
This regulatory update covers key issues around the adoption of AI technology in the financial sector, including model risk management, third-party AI providers, and data protection challenges.
No description available.
Why this matters
This regulatory update from the SFC relates to breaches of the Takeovers Code by a group of companies, including a bank and wealth manager, in relation to their dealings in the shares of a listed company.
NUS and MAS have jointly appointed Professor Arvind Krishnamurthy as the MAS Distinguished Term Professor in Economics and Finance from 18 to 28 February 2026.
Why this matters
This is an informational news release about the appointment of a distinguished finance professor to a visiting role at NUS and MAS. It does not appear to contain any urgent regulatory updates, but rather highlights the academic and policy expertise of the professor and the MAS Term Professorship program.
Version 3.1
Why this matters
This regulatory update from the CSSF relates to the notification requirements under the UCITS Directive, which is relevant for investment management firms and banks that offer UCITS funds.
Version 3.1
Why this matters
This regulatory update from the CSSF relates to the notification requirements under Article 33 of the AIFMD, which is relevant for investment managers and wealth managers. It covers AML/financial crime compliance as well as authorization and licensing, which are critical topics for these firms.
ESMA publishes latest edition of its newsletter 13 February 2026 ESMA newsletter The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published today its latest edition of the Spotlight on Markets Newsletter. This edition opens with ESMA’s Digital and Data…
Why this matters
This regulatory update from ESMA covers several key areas including data and digital strategies, post-trade transparency for OTC derivatives, cooperation with other regulators, and various publications on ESG and risk-based supervision.
No description available.
The ECB imposed a €7.55 million periodic penalty payment on Crédit Agricole for failing to complete a climate-related and environmental (C&E) risk materiality assessment by the May 31, 2024 deadline, marking the second enforcement action in the ECB's escalating shift from guidance to active enforcement on climate risk supervision. This enforcement demonstrates that the ECB is moving beyond symbolic warnings to substantial financial penalties, signaling that banks must treat climate risk identification and assessment as mandatory compliance obligations rather than discretionary best practices.
The ECB's enforcement action reflects several critical regulatory developments: Mandatory Climate Risk Materiality Assessment Banks must now conduct comprehensive materiality assessments of climate-related and environmental risks as a binding supervisory requirement, not a guidance recommendation. The assessment must identify all material C&E risks to which the institution is or might be exposed. Binding Supervisory Decisions with Enforcement Teeth The ECB has transitioned from non-binding guidance (2020) to legally binding decisions with accruing daily penalties for non-compliance.
Urgency: CRITICAL
AI-generated analysis. May contain errors or omissions — verify with the original ECB source before acting. Full disclaimer.
The Securities and Exchange Commission will host the agency’s 45th Annual Government Business Forum on Small Business Capital Formation at SEC headquarters in Washington, D.C., on March 9 from 1 p.m. to 5 p.m. ET. The event will be webcast live. …
Why this matters
This regulatory update from the SEC announces an annual forum focused on improving capital-raising policies for small businesses. It is informational in nature and relevant to investment managers, broker-dealers, and fintech firms involved in capital markets and investment activities.
Slides by Huw Pill
Why this matters
This regulatory update from the Bank of England discusses the use of cookies on their website, which is informational in nature and not an urgent regulatory change. It is relevant to banking, investment management, and wealth management firms in terms of operational resilience, technology, and cyber security.
No description available.
Why this matters
This warning concerns fraudulent activities by an unauthorized entity, Minea Global Finance SA, which is not supervised by the CSSF and has not been granted any authorization to provide investment or financial services in Luxembourg. This poses a high risk to consumers and the financial system.
No description available.
Why this matters
This is a monthly statistical update on UCIs (Undertakings for Collective Investment) published by the CSSF, the financial regulator in Luxembourg. It is informational in nature and covers reporting and disclosure requirements as well as prudential/capital aspects relevant for investment managers and wealth managers.
UnauthorizedThis firm may be providing or promoting financial services or products without our permission. You should avoid dealing with this firm and beware of scams. Almost all firms and individuals must be authorised or registered by us to carry out or promote financial services in the UK. This firm is not…
Why this matters
This is a standard FCA clone-firm warning listing an unauthorised entity operating under multiple domain names. The content is informational and protective in nature, warning consumers to avoid the firm and directing them to use FCA Firm Checker for verification.
The Market Participants Group (MPG) is a senior-level forum for financial market participants to share their views on relevant themes and narratives in financial markets with members of the Bank of England’s Monetary Policy Committee.
Why this matters
This regulatory update covers discussions between the Bank of England and market participants on international and domestic economic and financial market developments, which are relevant for banks, asset managers, broker dealers, and hedge funds in terms of prudential requirements, market conduct, and reporting...
Asset management The AMF announces that the withdrawal of the authorisation of the portfolio management company APICAP is effective
Why this matters
This regulatory update from the AMF announces the withdrawal of the authorization of the portfolio management company APICAP, which is an asset management firm. This is a medium urgency update as it involves the revocation of a firm's license to operate.
Charge against NSW director dismissed
Why this matters
This regulatory update from ASIC relates to the dismissal of a charge against a director of a company, which is relevant to banking, investment management, and wealth management firms in terms of authorisation, licensing, and conduct requirements. The low urgency is due to the informational nature of the news release.
ASIC cancels AFS licence of Pulse Markets for serious and sustained breaches of duties
Why this matters
This regulatory update from ASIC involves the cancellation of an Australian financial services (AFS) license for a securities dealer, Pulse Markets, due to serious and sustained breaches of its duties.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides monthly statistics on the net assets of Undertakings for Collective Investment (UCIs), which are investment funds. This information is relevant for investment management firms, banks, and wealth managers that operate or invest in these types of funds.
Situation as at 31 December 2025
Why this matters
This regulatory update provides a breakdown of UCIs (Undertakings for Collective Investment) registered in Luxembourg by reference currency. It is an informational update for investment management firms, banks, and wealth managers that operate in the Luxembourg market.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides statistics on the origin of UCI (Undertakings for Collective Investment) initiators in Luxembourg. This is relevant for investment management and wealth management firms operating in Luxembourg, as it provides insights into the market composition.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides annual statistics on the development of net assets and number of UCIs (Undertakings for Collective Investment) in Luxembourg. It is an informational update relevant for investment management and wealth management firms operating in Luxembourg.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides information on the number of UCIs (Undertakings for Collective Investment) as of 31 December 2025. It is an informational update related to the banking and investment management sectors, covering topics such as prudential requirements, reporting, and licensing.
Situation as at 31 December 2025
Why this matters
This regulatory update provides a breakdown of the investment policies and net assets of Undertakings for Collective Investment (UCIs) as of 31 December 2025. It is informational in nature and relevant for asset managers and wealth managers who invest in or advise on UCIs.
No description available.
Why this matters
This regulatory update provides a list of investment funds (UCIs and SIFs) that have a sharia-compliant policy, which is relevant for investment management and wealth management firms.
Situation as at 31 December 2025
Why this matters
This regulatory update relates to net assets of Undertakings for Collective Investment (UCIs) according to the Sustainable Finance Disclosure Regulation (SFDR). It is informational in nature and relevant for investment management and wealth management firms that are subject to SFDR reporting requirements.
Singapore, 13 February 2026… The Prime Minister and Minister for Finance announced at his 2026 Budget Statement the establishment of a workgroup to develop strategies to strengthen Singapore as a leading centre for growth capital. The Growth Capital Workgroup will be chaired by Mr Chee Hong Tat, Minister for…
Why this matters
This regulatory update announces the establishment of a workgroup to develop strategies to strengthen Singapore as a leading center for growth capital, including measures to support the financing needs of companies across various growth stages.
No description available.
Why this matters
This regulatory update from the CFTC announces the formation of an Innovation Advisory Committee to help the agency keep pace with technological innovations in the derivatives and commodity markets, particularly in areas like AI and blockchain.
No description available.
Why this matters
This is a warning from the CSSF about an unauthorized entity called 'Digital Asset Bank S.A. Luxembourg' that is operating a website at www.digitalasset-bank.com and engaging in illicit activities. This is a high urgency issue for banks, fintechs, and crypto exchanges that may be impacted by this unauthorized entity.
AML/CFT standardised data collection taking place in 2026
The CSSF Circular Letter 2026-02-12 announces a standardized data collection exercise on AML/CFT for supervised entities, scheduled for 2026, aimed at enhancing regulatory oversight of money laundering and terrorist financing risks. This matters because it signals intensified CSSF scrutiny on AML/CFT compliance, requiring firms to prepare structured data submissions that could inform future supervisory actions, risk assessments, and enforcement. As part of broader CSSF AML/CFT initiatives, non-compliance risks fines or heightened inspections.
Urgency: High – With data collection in 2026 underway today (12 February 2026), firms face immediate preparation needs amid recent enforcement (e.g., EUR 102,000 fine on depositary for AML-related gaps) and conferences signaling sub-sector focus. This elevates AML/CFT as a supervisory priority, potentially triggering on-site inspections, fines, or remediation orders for inadequate data/risks; proactive alignment prevents escalation in a risk-based regime.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
Central Bank of Ireland Deputy Governor Vasileios Madouros spoke at Technological University Dublin on the need to increase domestic investment over the next decade to support Ireland’s long-term economic success. Looking back, Deputy Governor Madouros discussed how, despite very strong economic growth, investment in…
Why this matters
This speech from the Central Bank of Ireland Deputy Governor discusses the need for increased domestic investment in Ireland to support long-term economic success.
Over the course of the next decade, we will need to allocate more of our collective resources towards domestic investment. 1 In part, that is because of where we are coming from. Despite very strong economic growth in recent years, investment in key domestic sectors has been lacklustre. But it is also because of where…
Why this matters
This speech discusses the need for increased investment in Ireland, particularly in public infrastructure, housing, and domestic businesses. It outlines policy considerations around enabling sustainable investment, including fiscal policy, efficiency of investment delivery, fostering business dynamism, and ensuring...
No description available.
The SFC secured a criminal conviction against retail trader Ng Ka Hei for false trading under section 295 of the Securities and Futures Ordinance (SFO), involving scaffolding and wash trades in shares of six Hong Kong-listed companies from 20 September 2022 to 24 October 2023, resulting in a HK$117,715 profit. On 12 February 2026, the Eastern Magistrates’ Court sentenced him to 220 hours of community service, a fine equal to his profits, and full SFC investigation costs of HK$199,669, emphasizing rehabilitation over imprisonment. This enforcement action reinforces the SFC's commitment to combating market manipulation, serving as a deterrent to protect market integrity and investor confidence.[https://apps.sfc.hk/edistributionWeb/gateway/EN/news-and-announcements/news/doc?refNo=26PR25]
This is an enforcement outcome rather than new regulatory changes; it reaffirms existing prohibitions under section 295 SFO against false trading, defined as creating a false or misleading appearance of active trading or market activity in securities. No new rules or amendments are introduced, but the case highlights SFC scrutiny on specific manipulative techniques: scaffolding (placing and cancelling orders at increasing prices to simulate demand) and wash trading (self-matched trades across accounts to inflate...
Urgency: Medium. This case demonstrates SFC's proactive criminal prosecutions for retail-level manipulation, with penalties including non-custodial sentences but full profit confiscation and costs—signaling low tolerance even for modest gains (HK$117,715). Firms must act to fortify surveillance amid rising SFC investigations (501 in Q2 2025, per A&O Shearman), as failure risks intermediary misconduct charges; however, no immediate deadlines apply, allowing phased enhancements.[https://apps.sfc.hk/edistributionWeb/gateway/EN/news-and-announcements/news/doc?refNo=26PR25]
AI-generated analysis. May contain errors or omissions — verify with the original SFC source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the SFC warns the public about impersonation scams involving fraudsters claiming to represent the SFC. This poses a high risk to consumers and financial firms, as the scammers are attempting to obtain personal and financial information through deceptive means.
ASIC imposes licence conditions on Corpay subsidiary following compliance failures
Why this matters
This regulatory update from ASIC imposes additional license conditions on a subsidiary of Corpay Inc., a payments provider, due to compliance failures in its foreign exchange derivatives business.
Version 3
This CSSF FAQ (Version 2, July 2013, with updates through 24 June 2013 and 11 July 2013) provides guidance on master-feeder structures for UCITS funds under the Luxembourg Law of 12 July 2010 (the "2010 Law"), addressing financial reporting, performance disclosure, and operational requirements. It matters for Luxembourg-domiciled UCITS managers and depositaries as it clarifies compliance with UCITS Directive rules on aggregation of charges, audit irregularities, and past performance in cross-border master-feeder setups, reducing ambiguity in documentation and investor communications.
Urgency: low—This 2013 guidance (Version 2) is outdated relative to 2026, with no new enforcement actions noted, but remains relevant for legacy UCITS master-feeder structures under the 2010 Law. It matters for audit/financial close processes and investor disclosures to avoid CSSF scrutiny, particularly in cross-border setups where ESMA UCITS rules apply; non-compliance risks reporting errors or investor complaints.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
This publication is a CSSF FAQ in relation to the use by Luxembourg-domiciled UCITS of the following Securities Financing Transactions: securities lending transactions, reverse repurchase agreement transactions and repurchase agreement transactions. The objective of the FAQ is to bring further clarity concerning the…
This CSSF FAQ (Version 2) provides guidance on the use of securities financing transactions (SFTs)—specifically securities lending, reverse repurchase agreements, and repurchase agreements—by Luxembourg-domiciled UCITS, clarifying regulatory requirements based on the applicable framework and CSSF's supervisory experience. It matters because it updates prior guidance to reflect evolved practices, helping UCITS managers ensure compliant SFT usage amid heightened scrutiny on liquidity, risk management, and investor protection in Luxembourg's fund sector.
The document is an updated FAQ (Version 2), originally published on 18 December 2020 and revised on 12 February 2026, but the provided content does not detail specific changes from Version 1 beyond incorporating recent supervisory experience and regulatory framework updates. It emphasizes clarity on SFT eligibility, operational controls, and risk mitigation for UCITS, without introducing new prohibitions or mandates visible in the summary; full details require accessing the PDF (201.4Kb).
Urgency: High – The 12 February 2026 update coincides with today's date, signaling immediate relevance for Luxembourg UCITS engaging in SFTs, which are common for yield enhancement but carry liquidity and counterparty risks. Non-compliance risks supervisory actions, given CSSF's focus on practical experience; firms should prioritize review to avoid findings in upcoming audits or inspections, especially amid parallel 2026 updates on UCI investments.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
12 Feb 2026 Read more
Why this matters
This regulatory update from ADGM introduces a new broker classification initiative for the real estate sector within ADGM's jurisdiction. It impacts firms operating as real estate brokers, including banks, wealth managers, and broker-dealers.
Reply to Adjournment Motion on “An Industrial Policy in Finance” by Mr Chee Hong Tat, Minister for National Development, and Deputy Chairman of MAS, on behalf of Mr Gan Kim Yong, Deputy Prime Minister and Minister for Trade and Industry, and Chairman of MAS, on 12 February 2026
Why this matters
This regulatory update discusses the development and growth of Singapore's financial sector, including initiatives around digital banking, fintech regulation, and talent development. It covers key topics such as prudential requirements, technology, and licensing that are relevant across various financial firms.
The expansion of the EQDP will enable more high-quality asset managers with strategies that invest significantly in Singapore equities to be funded, and also catalyse more third-party investments into the equities market.
Why this matters
The regulatory update announces the expansion of the Equity Market Development Programme (EQDP) by the Monetary Authority of Singapore (MAS), which is aimed at developing the local fund management industry and increasing investor participation in Singapore equities.
Written reply to Parliamentary Question on Credit Card Fraud Liability and Dispute Resolution
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) addresses credit card fraud liability and dispute resolution procedures. It is relevant for banks, payment providers, and all firms that handle consumer credit and payments.
Written reply to Parliamentary Question on Insurance Products Distribution through E-commerce Platforms
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) addresses the distribution of insurance products through e-commerce platforms. It discusses the existing safeguards and conduct requirements for insurance agents, as well as MAS's intention to monitor the evolving landscape and introduce new...
Written reply to Parliamentary Question on alternative verification methods for medically vulnerable customers
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) addresses the requirement for banks, including digital-only banks, to provide alternative biometric or non-facial verification options for customers who are unable to use facial recognition technology due to medical conditions.
The DFSA publishes Crypto Token FAQs to support implementation of updated…
Why this matters
This regulatory update from the DFSA provides guidance on the implementation of the updated crypto token regulatory framework, which is relevant for crypto exchanges and fintech firms operating in or from the Dubai International Financial Centre.
Derivatives or structured products MIFID The AMF revises the position limits applicable to the salmon derivative contract listed on Euronext
Why this matters
This regulatory update from the AMF revises the position limits applicable to the salmon derivative contract listed on Euronext. It impacts firms trading or involved in the salmon derivatives market, and relates to market surveillance and reporting requirements.
No description available.
Why this matters
This regulatory update discusses the establishment of the European Anti-Money Laundering Authority (AMLA) and its impact on banking supervision, particularly in relation to money laundering and terrorist financing risks.
The Federal Financial Supervisory Authority (BaFin) warns consumers about Nex (Limited) and the services it is offering. BaFin suspects the unknown operators of the website thenexcap(.)pro of offering consumers financial, investment and cryptoasset services without the required authorisation.
Given at the London School of Economics
Why this matters
This speech covers the Bank of England's approach to assessing and managing climate-related risks across its core objectives of monetary policy, financial stability, and prudential supervision.
No description available.
Why this matters
This regulatory update from the ECB covers the recovery of the Cypriot banking sector from the 2013 financial crisis, including improvements in asset quality, non-performing loans, and the role of bank supervision. It also discusses cross-border banking activity and cooperation within the European banking union.
No description available.
Why this matters
This regulatory update from the ECB focuses on the time commitment of non-executive directors in the Single Supervisory Mechanism (SSM), which is relevant for banking and investment management firms under ECB supervision.
We have signed an Exchange of Letters with the International Financial Services Centres Authority (IFSCA). IFSCA is the unified regulator for financial institutions operating in Gujarat International Finance Tec-City (GIFT City), India’s first international financial services centre.This agreement affirms both…
The FCA has signed an Exchange of Letters with India's IFSCA, the regulator for GIFT City, to foster regulatory cooperation, knowledge sharing, and stronger links between UK financial markets and GIFT City. This matters for compliance professionals as it signals expanding cross-border ties, potentially easing market access and harmonizing standards for firms operating between the UK and India, amid the FCA's broader global outreach strategy. No binding rules are imposed, but it sets the stage for future alignment in areas like fintech and financial services.
Urgency: Low - This is a cooperative MoU-style letter exchange without immediate rules, penalties, or obligations, posing minimal disruption risk. It matters strategically for long-term planning, as it could lead to simplified compliance for UK-India activities (e.g., reduced dual-regulation friction) and aligns with FCA's pattern of global pacts that indirectly shape supervisory expectations. Firms with India exposure should note it for horizon scanning, but no urgent resourcing is needed.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026, following the Government's decision to bring the sector under the FCA's regulation. BNPL will be subject to the Consumer Duty and consumers will benefit from:Clear information: Consumers will get clear, upfront details about…
Why this matters
This regulatory update introduces new protections for Buy Now Pay Later (BNPL) borrowers, which will impact consumer credit and banking firms offering these services. The new rules cover areas like affordability checks, customer support, and complaints handling, requiring firms to be authorized by the FCA.
No description available.
Why this matters
This regulatory update from the Hong Kong Securities and Futures Commission (SFC) introduces new guidance and initiatives to boost the digital asset market in Hong Kong.
No description available.
Why this matters
This is an informational speech by the SFC on liquidity in the crypto and digital asset markets, which is relevant for crypto exchanges and fintech firms operating in this space. The topics of technology/cyber and reporting/disclosure are likely to be covered.
No description available.
Why this matters
This regulatory update from the ECB announces the appointment of a new Director General responsible for the direct supervision of specialized banks and oversight of less significant banks.
Submission of the register of information at individual or consolidated level to the CSSF (excluding entities under the direct supervision of the ECB)
Why this matters
This regulatory update from the CSSF provides details on the submission timeframe and process for the DORA register of information, which is relevant for banking, investment management, and wealth management firms. It covers operational resilience, reporting, and technology/cyber topics.
Guidance allowing financial entities to identify the National Competent Authority to which their register of information has to be submitted.
This CSSF guidance document, published on 11 February 2026, provides detailed explanations and resolution steps for error messages encountered during the submission of the DORA Register of Information (RoI) via the eDesk portal, specifically for the 2026 submission cycle. It matters because it enables Luxembourg financial entities to ensure compliant submissions amid enhanced validation checks on more data fields, avoiding re-submission delays and supporting timely transmission to the ESAs by CSSF deadlines. Non-compliance risks supervisory scrutiny under DORA's ICT risk management framework.
Urgency: High - Published today (11 February 2026), this equips firms for imminent 2026 RoI submissions (reference date 31 December 2025), with stricter validations on expanded fields risking rejections/re-submissions. Matters for operational resilience compliance under DORA Article 28, as accurate RoI supports supervisory oversight of ICT third-party risks; delays could trigger CSSF/ESA follow-up or fines. Firms with prior 2025 issues (e.g., portal extensions to May 2025) must prioritize to avoid recurrence.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
finanzpluss, allegedly based in Frankfurt am Main, offers loans on its website for high fees, without the necessary authorisation, which are not paid out.
Why this matters
This regulatory update from BaFin warns against unauthorized lending activities by the website finanzpluss.online, which is offering loans without the necessary authorization. This poses risks to consumers and falls under BaFin's mandate to supervise banking and financial services activities.
ASIC bans former MWL Financial Services adviser Neil McPherson for 4 years
Why this matters
This regulatory update from ASIC involves the banning of a former financial adviser for providing inappropriate advice to clients, which is a consumer protection and conduct issue. As the adviser was previously authorized by a licensed firm, this also relates to authorization and licensing requirements.
SEC Chair and Nobel prize-winning economist to headline ASIC innovation symposium
Why this matters
This regulatory update announces an upcoming ASIC symposium focused on innovation and technology in the financial services industry, particularly in the Asia-Pacific region.
Situation as at 31 January 2026
Why this matters
This regulatory update from the CSSF provides monthly statistics on issuers of securities whose home Member State is Luxembourg. It is informational in nature and covers topics related to reporting, licensing, and prudential requirements for banks, asset managers, and broker-dealers operating in Luxembourg.
Situation from January 2025 to January 2026
Why this matters
This regulatory update from the CSSF provides monthly statistics on notifications sent to other EEA competent authorities, primarily related to prospectuses and base prospectuses. This is informational in nature and does not appear to require immediate action, hence the low urgency classification.
Situation from January 2025 to January 2026
Why this matters
This regulatory update from the CSSF provides monthly statistics on notifications received from other EEA competent authorities, primarily related to prospectuses and base prospectuses. This is informational in nature and does not appear to require immediate action, hence the low urgency classification.
Situation from January 2025 to January 2026
Why this matters
This regulatory update from the CSSF provides monthly statistics on the number of prospectuses approved, which is relevant for investment management firms, banks, and broker-dealers operating in Luxembourg.
No description available.
Why this matters
This regulatory update from the SFC warns against ramp and dump schemes involving impersonation of stock commentators, which poses significant risks to investors and the integrity of capital markets. It is relevant for a range of financial firms that provide investment services or operate in the securities markets.
I would like to welcome you all to the Central Bank of Ireland today 1 . We are delighted to host this gathering of EU Heads of Missions, representatives of our friends and partners from across the EU. A little over a year ago I had the pleasure to meet with you all. I spoke then of a geopolitical landscape facing…
This speech by Central Bank of Ireland (CBI) Governor Gabriel Makhlouf outlines priorities for building economic and financial resilience amid geopolitical risks, climate change, technological shifts, and geoeconomic fragmentation, emphasizing domestic policy focus areas like infrastructure, indigenous business growth, and fiscal buffers. It matters for compliance professionals as it previews CBI's forthcoming 2026 regulatory and supervisory priorities, signaling heightened scrutiny on operational and financial resilience, consumer protection, and alignment with a transforming regulatory framework. https://www.centralbank.ie/news/article/speech-governor-makhlouf-head-eu-missions-10-February-2026
Urgency: Medium—This speech signals strategic direction rather than enforceable rules, but imminent priorities publication and 2026 consultations demand proactive preparation to avoid intensified supervision/enforcement. It matters because CBI emphasizes resilience in a high-risk environment (geopolitics, AI, climate), with non-compliance risking closer scrutiny under new integrated approach; firms ignoring this could face heightened operational reviews amid efficiency drive without standards reduction. https://www.centralbank.ie/regulation/transforming-regulation-and-supervision
AI-generated analysis. May contain errors or omissions — verify with the original CBI source before acting. Full disclaimer.
The Central Bank of Ireland has set out its regulatory and supervisory priorities for 2026 and provided detailed advice to Government on building economic resilience in the face of unprecedented uncertainty. In his letter to the Tánaiste and Minister for Finance Simon Harris, Governor Gabriel Makhlouf set out his…
Why this matters
This regulatory update from the Central Bank of Ireland focuses on building economic resilience and outlines key priorities for the financial sector, including maintaining resilience to geopolitical risks, securing consumer interests, responding to technological changes, and addressing environmental transitions.
Not for distribution, directly or indirectly, in or into the United States, Canada, Australia, Japan or any other jurisdiction where it is unlawful to distribute this announcement
Why this matters
This regulatory update from the Bank of England relates to the management of the UK's foreign currency reserves, which is a key prudential and capital requirement for banks and other financial institutions.
No description available.
This CSSF communiqué announces the availability of updated UCI Reports (SAQ, SR, and ML) under Circular CSSF 21/790 on the eDesk platform's CISERO module for specific 2026 year-ends, with key enhancements focused on valuation, NAV determination, and risk-based streamlining. It matters for Luxembourg UCIs as it reflects evolving supervisory priorities, aligns with EU directives like Directive (EU) 2024/927, and imposes refined self-assessment obligations to bolster resilience in stressed conditions and liquidity management.
Urgency: High – Immediate access required for imminent submissions (e.g., 31 January 2026 year-end due ~June 2026); new valuation questions demand policy reviews to avoid supervisory findings, especially amid stressed markets; SR simplifications reduce burden but shift focus to SAQ self-assessment, heightening dirigeants' accountability. Non-compliance risks CSSF follow-up on modified audits or weaknesses, per Circular 21/790.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
No description available.
No description available.
Why this matters
The regulatory update discusses an on-site inspection of an insurance company by the Japanese Financial Services Agency (JFSA) over suspected improper handling of funds and other misconduct.
Capital Horizon Loans (Clone) - Central Bank of Ireland Issues Warning on Unauthorised Firm
Why this matters
This is a warning from the Central Bank of Ireland about an unauthorized firm, Capital Horizon Loans, that is engaging in an advanced fee fraud scheme. It is a high urgency issue as it involves consumer protection, unauthorized financial activities, and potential financial crime.
The FCA has begun legal proceedings against global crypto exchange HTX (formerly Huobi) for illegally promoting cryptoasset services to UK consumers. Access documents on this claim on the FCA websiteFirms providing crypto products to UK consumers need to comply with rules which protect consumers from unfair and…
Why this matters
This regulatory update from the FCA indicates enforcement action against a crypto exchange, HTX, for illegally promoting crypto services to UK consumers. This is a high priority issue as it involves consumer protection and compliance with FCA authorization and marketing rules for crypto firms.
FCA v Huobi Global S.A. and Others. On 21 October 2025, the FCA commenced proceedings in the Chancery Division of the High Court against the following parties:HUOBI GLOBAL S.A.(a company incorporated in Panama)PERSONS UNKNOWN (who are the owner of, controller and/or the persons currently in control of all or part of…
The FCA has initiated civil proceedings in the High Court against Huobi Global S.A. (HTX, formerly Huobi) and multiple categories of "Persons Unknown" for unlawfully promoting cryptoasset services to UK consumers without authorisation, breaching the financial promotions regime. This action underscores the FCA's aggressive enforcement against unauthorised crypto entities targeting UK retail investors, signaling heightened scrutiny on overseas platforms. Compliance teams must note this as evidence of the regulator's willingness to pursue novel legal strategies like "Persons Unknown" claims to enforce compliance extraterritorially.[https://www.fca.org.uk/news/statements/htx-huobi-legal-proceedings]
This is not a policy change but an enforcement action highlighting existing requirements under the UK's financial promotions regime (effective October 2023 for cryptoassets), which mandates FCA registration under anti-money laundering (AML) rules and compliance with promotion standards for all firms—domestic or foreign—marketing to UK consumers. Key elements include prohibitions on unauthorised promotions, with the FCA now using High Court proceedings to target operators, owners, controllers, and even future controllers up to 31 October 2028.
Urgency: High - This sets a precedent for extraterritorial enforcement via "Persons Unknown" claims, extending liability to unidentified/future actors, which amplifies risks for non-UK crypto firms. It matters because post-October 2023 rules have seen positive compliance from most, but FCA vows action against outliers, potentially leading to injunctions, fines, or asset freezes; authorised firms face contagion risks via associations.[https://www.fca.org.uk/news/statements/htx-huobi-legal-proceedings]
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
The FCA has fined Dipesh Kerai and Bhavesh Hirani for insider dealing in shares of Bidstack Group Plc. Mr Kerai has been fined £52,731, and Mr Hirani has been fined £56,000.In December 2021, Mr Hirani was the interim Chief Financial Officer at Bidstack, a company that placed advertising inside video games. This meant…
No description available.
Why this matters
This regulatory update discusses competitiveness and capital requirements in the European banking sector, which is relevant for banks, asset managers, and wealth managers. It covers prudential and operational resilience topics, as well as reporting and disclosure requirements.
No description available.
Why this matters
This regulatory update from the SFC involves enforcement actions against former directors of a financial firm, including compensation orders and disqualifications.
CVE-2026-1281 & CVE-2026-1340
Why this matters
The regulatory update describes active exploitation of vulnerabilities in Ivanti Endpoint Manager Mobile (EPMM), a mobile endpoint management solution. This poses a severe risk to managed devices and sensitive data, especially for financial firms that use EPMM.
Former director of NDIS provider charged with dishonesty offences
Why this matters
This regulatory update involves a former director of an NDIS provider being charged with dishonesty offences, including misusing company funds and failing to comply with ASIC examinations.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides monthly statistics on the balance sheet total and provisional net results of specialised PFS (Professionals of the Financial Sector) in Luxembourg.
Situation as at 31 December 2025
Why this matters
This regulatory update provides quarterly employment statistics for specialized professional financial services (PFS) firms in Luxembourg. It covers employment trends across different sectors and is likely of interest to firms operating in the banking, investment management, and wealth management industries.
Situation as at 31 December 2025
Why this matters
This regulatory update from the CSSF provides monthly statistics on the balance sheet total and provisional net results of support PFS (Professionals of the Financial Sector) in Luxembourg.
Situation as at 31 December 2025
Why this matters
This regulatory update provides quarterly employment statistics for support PFS firms, which is informational in nature and does not indicate any urgent regulatory changes or actions.
Situation as at 31 December 2025
Why this matters
This regulatory update provides annual statistics on the balance sheet total and net result of support PFS firms in Luxembourg. It is informational in nature and does not appear to require immediate action, hence the low urgency level.
10 Feb 2026 Read more
Why this matters
This regulatory update announces the opening of a new ADGM Service Centre, which provides in-person services and support for businesses and residents within ADGM's jurisdiction.
Financial Markets Tribunal upholds the DFSA’s decision to impose a fine on Al…
Why this matters
This regulatory update from the DFSA relates to a fine imposed on a broker dealer firm, Al Ramz Capital, for failing to immediately report suspicious transactions that may have constituted market abuse. This is a high priority issue as it involves market integrity and investor protection.
FSCA Press Release - FSCA Consumer Advisory Panel publishes inaugural Annual Report
No description available.
Why this matters
This regulatory update covers several topics relevant to banking, investment management, and capital markets firms, including prudential requirements, reporting and disclosure, and authorization and licensing. The medium urgency reflects the need for firms in these sectors to monitor these developments.
No description available.
Why this matters
This regulatory update is related to the annual PSD2 ICT assessment reporting requirement for payment service providers (PSPs) in Luxembourg. It provides details on the submission process and timeline, which is of medium importance for the affected firms.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Volfor and the services it is offering. BaFin suspects the unknown operators of the website volfor(.)co of offering consumers financial, investment and cryptoasset services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized financial, investment and cryptoasset services being offered by the website volfor.co. This is a serious consumer protection issue that requires prompt action, as the firm is operating without the necessary authorization from the regulator.
No description available.
Why this matters
This regulatory update from the CFTC targets relationship investment scams, which are a form of fraud involving crypto assets and targeting consumers. It is relevant for banking, investment management, and crypto firms, as well as broader consumer protection.
François Villeroy de Galhau, Governor of the Bank of France, today announced his decision to leave the Bank of France at the beginning of June to become President of the Fondation Apprentis d'Auteuil. Accordingly, he will step down from his position as Chair of the BIS Board of Directors.
Why this matters
The content is a press release announcing François Villeroy de Galhau's resignation from his position as Chair of the BIS Board of Directors to pursue a role at a charitable foundation.
No description available.
Why this matters
This warning concerns a fraudulent website impersonating a legitimate financial services firm, which poses risks of identity theft and illicit activities. It is relevant for banks, wealth managers, and fintechs that may be targeted or impersonated in such scams.
Not for distribution, directly or indirectly, in or into the United States, Canada, Australia, Japan or any other jurisdiction where it is unlawful to distribute this announcement
Why this matters
This regulatory update from the Bank of England relates to the management of the UK's foreign currency reserves, which is a key function of central banks. It covers topics such as financing, transparency, and forward-looking statements, which are relevant for banks, broker-dealers, and asset managers involved in...
No description available.
Why this matters
This regulatory update covers a securities fraud case involving ramp-and-dump schemes promoted on social media. It involves market manipulation, financial crime, and issues around licensing and authorization of firms involved.
Supervision Asset management Journalists Investment management companies The Autorité des Marchés Financiers publishes the findings of its inspections of asset management companies' operational risk management
Why this matters
This regulatory update from the AMF focuses on inspections of asset management companies' operational risk management systems, which is relevant for investment management firms. It also discusses reporting requirements and data quality, which impacts both asset managers and banks.
Green notices cover significant and/or significant proposals for Bank of England reporting. If any of these proposals are finalised and are to be implemented, they will appear in a statistical notice.
Green Notice 2026/01 from the Bank of England (BoE) updates the consultation on discontinuing Form BN data collection, which tracks non-resident business by UK Monetary Financial Institutions (MFIs), following positive feedback on burden reduction but with a pause due to Office for National Statistics (ONS) reliance. Firms must continue reporting Form BN indefinitely pending BoE's assessment of alternatives like Forms CC and CL. This matters for compliance teams as it maintains current reporting obligations while signaling potential future relief, avoiding premature process changes.
Urgency: Medium - Firms face no new burdens or changes yet, but must sustain Form BN reporting to avoid non-compliance risks, as explicitly required. This matters because premature cessation could disrupt ONS statistics and invite regulatory scrutiny; however, low urgency stems from no fixed end-date and positive feedback on eventual burden reduction, allowing time for monitoring without immediate resource reallocation.
AI-generated analysis. May contain errors or omissions — verify with the original BoE source before acting. Full disclaimer.
No description available.
The SFC reprimanded and fined Kylin International (HK) Co., Limited $9 million for systemic failures in managing private sub-funds from August 2018 to July 2021, including unmanaged conflicts of interest, inadequate reconciliations/valuations, weak KYC/suitability controls, AML/CTF record-keeping lapses, and misrepresentations to investors. This enforcement action underscores the SFC's heightened scrutiny of private fund managers, emphasizing senior management accountability and robust systems/controls to protect market integrity. Compliance professionals should note it as a deterrent signal, aligning with recent SFC circulars on escalating penalties for persistent misconduct.
Urgency: High - This signals SFC's enforcement escalation for private fund misconduct, with $9M fine despite clean record and remediation, prioritizing deterrence over mitigation. Firms face license revocation risks, personal sanctions on ROs/MICs (e.g., Wong/Zhu actions), and thematic inspections; non-compliance erodes investor confidence and invites harsher penalties per 2024 circular.
AI-generated analysis. May contain errors or omissions — verify with the original SFC source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update from the ECB discusses geopolitical risks and their impact on the banking sector, including potential disruptions to financial markets, credit risk, and operational resilience. It is relevant for banks, asset managers, and wealth managers.
ASIC action sees FIIG Securities ordered to pay $2.5 million over cyber security failures
Why this matters
This regulatory action by ASIC against FIIG Securities highlights the importance of robust cyber security controls and operational resilience for financial services firms, especially those handling sensitive client data.
Given at the AlUla Conference for Emerging Market Economies 2026
Why this matters
This speech covers a broad overview of the current state of the global economy, including discussions on productivity, AI, trade imbalances, and the financial system.
Regulated People and Entities
Why this matters
The article covers regulatory updates related to anti-money laundering, customer due diligence, and licensing requirements for various financial sectors including banking, investment management, and insurance. This is relevant for firms operating in these sectors and requires timely action to ensure compliance.
Procurement
Why this matters
This procurement update from the FSCA covers a range of regulatory topics relevant to financial firms, including consumer protection, operational resilience, and technology. It is of medium urgency as it provides information on upcoming tenders and contract awards.
Curatorships
Why this matters
This regulatory update covers curatorship reports and court orders related to various financial firms, including asset managers, wealth managers, banks, and insurance companies. The content indicates potential consumer protection, prudential, and reporting issues that require regulatory attention.
Language Policy and Services
Why this matters
This regulatory update outlines the FSCA's language policy and services, which is relevant for all regulated financial firms in South Africa. It covers topics related to consumer protection, reporting, and licensing, which are important for firms across the banking, investment, and insurance sectors.
Financial Services Tribunal
Why this matters
The article discusses the establishment of the Financial Services Tribunal, which is an independent tribunal that handles appeals and reconsiderations of decisions made by financial regulators.
Documents for Consultation
This FSCA publication lists multiple active and draft consultation documents primarily focused on capital markets regulations (e.g., JSE rules amendments) and collective investment schemes (CIS) standards, inviting stakeholder input on proposed changes to enhance market integrity, trading mechanisms, and governance. It matters for compliance professionals as it signals imminent updates to listing requirements, equities rules, and conduct standards that could reshape operational, disclosure, and access protocols in South Africa's financial markets, requiring proactive review to avoid enforcement risks. https://www.fsca.co.za/Document-For-Consultation [FSCA source].
Urgency: Medium – Many consultations are dated (pre-2025), suggesting some may be resolved, but 2024 items (e.g., JSE amendments, Strate notices) align with FSCA's active 2024-2027 Regulation Plan and 2025-2028 Strategy, risking enforcement if finalized without preparation. Matters due to potential impacts on trading operations, market access, and CIS conduct in a FATF grey-list context, where non-compliance could trigger penalties or supervision.
AI-generated analysis. May contain errors or omissions — verify with the original FSCA source before acting. Full disclaimer.
PAIA and POPIA Requests
Why this matters
This regulatory update from the FSCA provides information on how to exercise rights under POPIA and PAIA, which are relevant for all financial services firms that handle personal data. The update is informational in nature and does not indicate any urgent regulatory changes.
Subscriptions
Why this matters
This regulatory update from the FSCA discusses requirements for allowing JavaScript and cookies in web browsers to access their services. This is general information relevant to a wide range of financial firms that interact with customers online.
FSCA Speech Competition
FSCA Money Smart Week
FSCA MyMoney
Why this matters
This regulatory update from the FSCA covers consumer-focused content related to personal finance, loans, and financial education. It is informational in nature and does not appear to contain any urgent regulatory changes.
Trustee Toolkit
Related Websites
Why this matters
The article discusses updates to the FSCA website, including information on regulatory actions, crypto asset service providers, and unclaimed benefits. This appears to be general informational content for various financial firms and consumers.
OVERVIEW
This FSCA "Enforcement Matters" publication details the regulator's ongoing supervisory enforcement activities, primarily through curatorships imposed on non-compliant financial institutions under South African financial sector laws. It matters for compliance professionals as it exemplifies the FSCA's readiness to escalate to court-ordered curatorships and administrative penalties for serious breaches, signaling a robust enforcement posture to deter misconduct and protect market integrity.
No new regulatory changes or requirements are introduced; this is a static resource page listing historical and ongoing enforcement outcomes, focused on curatorship reports and court orders. It underscores the FSCA's established powers to apply remedial actions like curatorships (court-appointed oversight of failing institutions) and administrative penalties, with appeals available to the Tribunal. Key themes include prolonged curatorships for cases involving FAIS (Financial Advisory and Intermediary Services Act) violations, asset mismanagement, and failure to comply with financial laws.
Urgency: Medium. This matters as a stark reminder of FSCA's curatorship tool for severe, persistent non-compliance, particularly in investment mismanagement, which can lead to loss of control and reputational damage. While not announcing new rules, it highlights long-running cases (e.g., 15+ years for some), urging firms to prioritize governance and FAIS adherence amid FSCA's 2025-2028 strategy for increased enforcement transparency and actions.
AI-generated analysis. May contain errors or omissions — verify with the original FSCA source before acting. Full disclaimer.
Supervisory Information
Why this matters
This regulatory update covers key changes to South Africa's AML/CFT/CPF regime, including amendments to the Financial Intelligence Centre Act. It is relevant for financial institutions subject to these requirements.
Comments Portal
Why this matters
This is an informational update about a comments portal for financial firms to register and login. It covers general registration and access requirements, which are relevant for a wide range of financial services firms.
Submit an enquiry or complaint
No description available.
Why this matters
This regulatory update from the CFTC is relevant to firms involved in the payment stablecoin ecosystem, including banks, fintechs, and payment providers. It updates the definition of 'payment stablecoin' to include those issued by national trust banks, which is an important development in the regulation of this...
We have published a letter to trade associations to provide an update in the development of a Future Entity (FE) for open banking. The letter confirms the appointment of KPMG to provide an independent assessment of proposals to establish a standards-setting body for UK open banking APIs that is capable of becoming the…
The FCA has appointed KPMG to conduct an independent assessment of proposals for establishing a **Future Entity** – a standards-setting body for UK open banking APIs that will replace Open Banking Limited. This initiative is critical because it establishes the governance framework for open banking ahead of new legislative powers the FCA will receive under the Data (Use and Access) Act 2025, with a statutory instrument expected by end-2026.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
According to the information available to the Federal Financial Supervisory Authority (BaFin), unknown persons are using WhatsApp groups and chats to contact German investors. The initiators of such WhatsApp groups claim to be Bank of America or its branch in Frankfurt am Main. This is a case of identity fraud…
Why this matters
This regulatory update from BaFin warns consumers about identity fraud and unauthorized financial services being offered through a mobile app and WhatsApp groups. This poses risks to consumers and involves potential violations of authorization and licensing requirements, as well as AML/financial crime concerns.
Administrative sanction imposed on Corestate Capital Holding S.A.
The CSSF published an administrative sanction on 6 February 2026 against Corestate Capital Holding S.A., likely for breaches in regulatory compliance such as depositary duties, oversight, or governance under Luxembourg financial laws, marking a repeat enforcement action following a prior sanction in June 2025. This matters for compliance professionals as it underscores CSSF's aggressive enforcement on alternative investment fund managers (AIFMs) and depositaries, signaling heightened scrutiny on safekeeping, oversight, and internal controls to prevent systemic risks in Luxembourg's fund sector. It highlights the regulator's willingness to impose public nominative sanctions, amplifying reputational damage alongside fines.
No new regulatory changes or requirements are introduced; this is an enforcement action enforcing existing obligations under laws like the AIFM Law of 12 July 2013 (e.g., Articles 19(8), 19(9), 19(11) on safekeeping and oversight duties), the Law of 5 April 1993 on the financial sector, and Commission Delegated Regulation (EU) No 231/2013 (CDR 231/2013, e.g., Articles 92, 94, 96 on risk assessment, valuation verification, and cash flow monitoring).
Urgency: High – This represents CSSF's pattern of public nominative fines (e.g., EUR 102,000 on JTC for depositary breaches, EUR 10,000 on Capitalis for AML non-cooperation), with escalation risks for repeat violations like Corestate's back-to-back sanctions. It matters due to Luxembourg's dominance in European fund assets (over EUR 5 trillion), where governance lapses can trigger outflows, license revocation, or cross-border ESMA scrutiny; firms must act preemptively to mitigate fines (typically EUR 10,000–102,000) and reputational harm from nominative publication.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
Administrative sanction imposed on Corestate Capital Holding S.A.
The CSSF published an administrative sanction on 6 February 2026 against Corestate Capital Holding S.A., likely imposing a fine for regulatory breaches, marking a repeat enforcement action following a prior sanction on the same entity dated 20 June 2025. This matters as it underscores CSSF's intensified supervisory scrutiny on Luxembourg-based investment managers, particularly regarding governance, asset safekeeping, and oversight duties under AIFM Law, signaling heightened enforcement risks for similar firms. Compliance teams should review it for patterns in depositary and transparency violations evident in recent CSSF cases.
No new regulatory changes or requirements are introduced; this is an enforcement action highlighting non-compliance with existing obligations under Luxembourg's AIFM Law (notably Articles 19(8), 19(9), 19(11), and 51) and related delegated regulations like CDR 231/2013. Key breaches from analogous recent CSSF sanctions include inadequate safekeeping of assets (e.g., missing ownership verification and records), failure to oversee AIFM valuation policies and cash remittance timelines, improper delegation to custodians without due diligence, and weak internal governance such as conflicts of...
Urgency: High – This represents repeat enforcement on Corestate (second sanction in under a year), aligning with CSSF's pattern of nominative publications for severe, ongoing breaches in depositary and governance areas, as seen in JTC (EUR 102,000 fine for similar safekeeping/oversight failures) and BigRep SE (EUR 10,000 for reporting lapses). It elevates risks of fines, reputational damage, and market jeopardy assessments under AIFM Law Article 51, urging preemptive remediation amid CSSF's active 2023-2026 inspection cycle.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
In his latest blog, Governor Gabriel Makhlouf explains why the Governing Council kept its main policy interest rate (the deposit facility rate) unchanged at 2% for the fifth consecutive time since June 2025.
Why this matters
This regulatory update from the CBI discusses the Governing Council's decision to hold interest rates at 2% and the factors influencing inflation and economic growth in the euro area.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the company Tradeshark24 and the services it is offering. BaFin suspects the unknown operators of the website tradeshark24(.)com of offering consumers financial, investment and crypto-asset services without the required authorisation. These…
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized financial and investment services offered by the company Tradeshark24, which is engaging in identity fraud.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website hashxcapital(.)com. BaFin has information that the website’s operators are using it to offer banking business and/or financial services without the required authorisation. The operators are not supervised by…
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized website hashxcapital.com, which is offering banking, financial, and crypto-asset services without the required authorization. This poses risks to consumers and falls under BaFin's mandate to supervise and regulate these activities in Germany.
No description available.
Why this matters
This regulatory update from the Hong Kong Securities and Futures Commission (SFC) is focused on the digital asset ecosystem, including discussions with licensed virtual asset trading platforms (VATPs) on forthcoming regulatory developments.
More attractive working conditions and lower operating costs per workstation: FINMA will relocate its Zurich office from the city centre to Zurich-Oerlikon in autumn 2026.
Why this matters
This regulatory update from FINMA, the Swiss financial regulator, announces the relocation of its Zurich office to a new location in Oerlikon. The move is driven by the expiration of the current rental agreement and aims to reduce operating costs while providing more attractive working conditions.
From 6 April 2026, Gemini is closing all customer accounts in the UK. Gemini Payments UK, Ltd (GPUK) is authorised by the FCA to issue electronic money (e-money) and provide payment services.Gemini Intergalactic UK, Ltd (GIUK) offers cryptoasset products. These activities are not regulated by the FCA, although we…
Why this matters
This regulatory update is relevant to payment providers and crypto exchanges operating in the UK market, as it announces the exit of two firms - Gemini Payments UK Ltd and Gemini Intergalactic UK Ltd - from the UK market.
This article provides an update regarding implementing changes for country grouping conventions used in statistics covering the international business of monetary financial institutions operating in the UK and the consolidated claims of UK headquartered monetary financial institutions.
Why this matters
This regulatory update from the Bank of England relates to changes in the country groupings used for international banking statistics, which will impact reporting and disclosure requirements for banks and wealth managers. The changes are being implemented over the next few years, so the urgency is medium.
Institutional Markets Journalists The AMF awards its 2025 prize for young researchers in economics to Alexandre Madelaine
Why this matters
This news release announces the AMF's 2025 prize for young researchers in economics, awarded to Alexandre Madelaine. It covers topics related to financial information disclosure, short selling, and retail investor behavior, which are of interest to investment managers, brokers, and fintech firms.
ASIC cancels AFS and AC licences of Centre Capital Securities for failure to pay industry funding levies
Why this matters
This regulatory update from ASIC involves the cancellation of AFS and AC licenses for failure to pay industry funding levies, which is a critical compliance issue for regulated firms.
No description available.
Why this matters
This regulatory update is related to the list of fund units subject to the European Social Entrepreneurship Funds (EuSEF) regulation, which is relevant for investment management and wealth management firms that offer or invest in such funds.
No description available.
Why this matters
This regulatory update lists fund units subject to the EuVECA regulation, which is relevant for investment management firms and capital markets participants. The update covers authorization and licensing requirements as well as reporting obligations for these funds.
No description available.
Why this matters
This regulatory update provides a list of fund units subject to the European Long-Term Investment Funds (ELTIFs) regulation, which is relevant for investment management and wealth management firms that offer or manage such funds.
Version 2.1
Why this matters
This is an update to a regulatory form related to the notification and change of particulars for tied agents, which is relevant for investment management and wealth management firms.
The DFSA fines Ark Capital Management (Dubai) Limited USD 504,000 for market…
Why this matters
This regulatory update from the DFSA imposes a fine on Ark Capital Management (Dubai) Limited for inadequate market abuse systems and controls, as well as failure to notify the DFSA of a proposed change in control.
The Securities and Exchange Commission’s Division of Economic and Risk Analysis (DERA) has published two new reports on exchange traded funds and fund mergers, and updated statistics and data visualizations on municipal advisors, transfer agents, and…
MiCA Investment services The AMF reminds Digital Asset Service Providers that the transitional period allowing them to continue providing crypto-asset services in France without MiCA authorisation ends on 1 July 2026
Why this matters
This regulatory update from the AMF is relevant for digital asset service providers (DASPs) in France, as it reminds them that the transitional period allowing them to continue providing crypto-asset services without MiCA authorisation ends on 1 July 2026.
Join us for ESMA’s Conference “A new era for EU capital markets” on 21 May 2026 05 February 2026 About ESMA The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, is organising a high‑level conference “A new era for EU capital markets” on 21 May 2026 in Paris…
Why this matters
This is an informational speech from ESMA about upcoming discussions on deepening market integration, strengthening supervision, and improving the investor journey. It is relevant for capital markets participants, investment managers, and banks.
The Bank of England’s Monetary Policy Committee is responsible for making decisions about Bank Rate.
Why this matters
This regulatory update from the Bank of England provides information on monetary policy decisions, including changes to the bank rate. This is relevant for banking, investment management, and wealth management firms that need to understand the macroeconomic environment and interest rate outlook.
Press release 26/03
Why this matters
This regulatory update announces the reappointment of the Director General of the CSSF, the financial regulator in Luxembourg. It is relevant for banks and wealth managers operating in Luxembourg as it signals continuity in the leadership and oversight of the regulator.
No description available.
Why this matters
This regulatory update warns about online financial frauds and scams in an artificial intelligence world, which is highly relevant for banking, investment management, and wealth management firms, as well as fintechs and crypto exchanges that operate in the digital finance space.
No description available.
Why this matters
This regulatory update from the CSSF warns about crypto frauds and scams, which is relevant for crypto exchanges and all firms dealing with crypto assets. It covers consumer protection and AML/financial crime topics.
The FCA has imposed restrictions on independent financial adviser Advantage Wealth Management Ltd (AWM), which means it must not dispose of any assets or conduct any regulated activities without the written consent of the FCA. The action follows concerns that AWM is not being managed in a way that ensures that its…
Why this matters
This regulatory update from the FCA imposes restrictions on an independent financial adviser, Advantage Wealth Management Ltd, due to concerns about its treatment of customers, financial resources, and lack of cooperation.
ASIC permanently bans former NSW financial adviser David Valvo
Why this matters
This regulatory update from ASIC permanently bans a former financial adviser for dishonest conduct in obtaining unauthorized withdrawals from client superannuation accounts. This is a serious breach of conduct rules and consumer protection regulations, warranting a high urgency classification.
ASIC takes further steps to support Australians impacted by First Guardian and Shield collapse
Why this matters
This regulatory update from ASIC relates to the collapse of two investment funds, First Guardian and Shield, which impacted thousands of Australian investors, including those with superannuation savings invested in these funds.
No description available.
The CFTC has withdrawn its 2024 proposed rulemaking on "Event Contracts" (which sought to prohibit political event contracts) and the 2025 Staff Advisory (No. 25-36) on sports event contracts, signaling a policy shift under new Chairman Michael S. Selig toward promoting innovation via new rulemaking. This matters because it removes prior restrictive guidance, reduces immediate compliance burdens on prediction market operators, and opens the door for lawful event contracts while hinting at CFTC asserting exclusive jurisdiction over these derivatives.
Urgency: Medium – This withdrawal immediately eliminates overhang from restrictive proposals/advisories, allowing firms to pivot from prohibition compliance to innovation planning without urgent deadlines. It matters for reducing uncertainty in prediction markets but requires vigilance for new rules, jurisdictional fights, and insider trading clarity, as platforms like Polymarket face ongoing scrutiny.
AI-generated analysis. May contain errors or omissions — verify with the original CFTC source before acting. Full disclaimer.
No description available.
Why this matters
This regulatory update provides reference cases on suspicious transactions for various financial institutions, including deposit-taking institutions, insurance companies, and others.
No description available.
The Commission de Surveillance du Secteur Financier (CSSF) has updated its FAQ on crypto-asset investments by undertakings for collective investment, effective February 4, 2026, to align with the EU's Markets in Crypto-Assets Regulation (MiCAR). This update establishes clear investment limits and licensing requirements for UCITS and AIFs investing in crypto-assets, fundamentally reshaping how Luxembourg-regulated funds can structure crypto exposure.
The regulatory framework introduces several material modifications: Investment Exposure Limits UCITS may invest indirectly in crypto-assets for a maximum of 10% of their net asset value (NAV). These indirect investments are restricted to transferable securities that do not embed derivatives. AIFs open to retail investors other than well-informed investors face the same 10% NAV ceiling. MiCAR Alignment The FAQ modifications directly reflect the entry into force of Regulation (EU) 2023/1114 on markets in crypto-assets.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
Discussion paper 1/26
The PRA's DP1/26 outlines its Future Banking Data (FBD) programme, reviewing strategic regulatory reporting for banks to reduce costs, enhance data quality, timeliness, and relevance, while aligning with its secondary competitiveness and growth objective. This discussion paper seeks industry feedback on pragmatic, incremental reforms to reporting templates, processes, and principles, balancing supervisory needs with proportionality. It matters for compliance teams as it signals potential simplifications in data submissions, but requires proactive engagement to influence outcomes and prepare for evolving requirements.
Urgency: Medium – Not critical, as no immediate rules or deadlines beyond response submission (3+ months away from 5 Feb 2026). Matters for strategic planning: signals cost reductions but requires input to avoid unfavorable changes; aligns with PRA's 2026 priorities on data accuracy/quality (e.g., for risk reporting, stress testing). Firms with high reporting burdens should prioritize to influence simplifications and mitigate risks from evolving data needs (e.g., emerging risks, AI).
AI-generated analysis. May contain errors or omissions — verify with the original PRA source before acting. Full disclaimer.
No description available.
Why this matters
This is a warning from the CSSF regarding an unauthorized entity, Castleforbes Wealth Limited, that is allegedly providing investment services without proper authorization in Luxembourg.
In October 2025, 25 financial institutions active in the UK foreign exchange (FX) market participated in the semi-annual turnover survey for the Foreign Exchange Joint Standing Committee (FXJSC).
Why this matters
This regulatory update from the Bank of England provides information on the latest foreign exchange turnover survey, which is relevant for banking, capital markets, and payments firms operating in the UK FX market.
Administrative sanction imposed on Genève Invest (Europe) S.A.
The CSSF imposed an administrative sanction on 23 July 2025 against Genève Invest (Europe) S.A., a Luxembourg-regulated entity, for breaches of professional obligations, as detailed in a publication released on 4 February 2026. This enforcement action underscores the CSSF's focus on robust internal controls and compliance with investment rules, serving as a warning to investment firms on the consequences of organizational and conduct failures. Compliance professionals should note it as evidence of heightened CSSF scrutiny on fund managers handling client assets and counterparties.
This is not a regulatory change or new requirement but an enforcement action highlighting existing obligations under Luxembourg law. Key breaches likely mirror patterns in recent CSSF sanctions, such as non-compliance with UCI Law provisions on investment policies (e.g., Articles 41, 43), sound accounting procedures (Article 109), and rules of conduct (Articles 111, CSSF Regulation 10-04), including improper cash deposits with unauthorized brokers and inaccurate asset valuation.
Urgency: High – This sanction, published today (4 February 2026), signals ongoing CSSF off-site and on-site probes into fund operations, similar to fines imposed in July 2025 on Zeus Asset Management (€18,136 for UCI breaches) and a bank (reprimand for AML gaps). It matters due to escalating enforcement—fines calibrated to turnover (e.g., 10% in Zeus case)—and risks of reputational damage, especially for wealth managers with broker exposures. Non-compliance could trigger investigations, as CSSF considers infringement duration, cooperation, and history.
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
The FCA and Solicitors Regulation Authority (SRA) have today issued a joint warning to claims management companies (CMCs) and law firms involved in motor finance commission claims to make sure consumers don’t have multiple representatives for the same claim and are not charged excessive termination fees. The…
Why this matters
This regulatory update from the FCA and SRA is focused on claims management companies and law firms involved in motor finance commission claims. It highlights the regulators' expectations around robust checks, termination fees, and consumer protection.
The FCA and Solicitors Regulation Authority (SRA) are warning claims management companies and law firms (representatives) involved in motor finance claims to make sure clients don’t have multiple representatives for the same claim and are not charged excessive termination fees We have seen some clients with up to 4…
The FCA and SRA have issued a joint warning to claims management companies (CMCs) and law firms handling motor finance commission claims, addressing multiple client representations (up to 4 per claim observed) and excessive termination fees, which risk unfair consumer treatment. This matters because regulators are intensifying scrutiny amid a paused complaints-handling period (ending May 2026) and a forthcoming redress scheme, with enforcement actions already underway against non-compliant firms.
This is a non-binding joint message reinforcing existing obligations under FCA's Consumer Duty, Claims Management Conduct of Business Sourcebook, Consumer Rights Act 2015 (CRA), and SRA standards, rather than introducing new rules. Key emphases include mandatory robust onboarding due diligence to prevent multiple representations, clear upfront disclosure of termination fees, and justification of any fees charged (especially if onboarding was inadequate).
Urgency: High - Immediate risk of enforcement; FCA/SRA using CRA/DMCA 2024 powers (e.g., info requests from 9 law firms), 5 CMCs paused onboarding, 1 under investigation, SRA closed 7 firms. Matters due to paused complaints (ending soon), impending CRS, consumer harm from fees/delays, and proactive monitoring signaling broader crackdown on HVCC misconduct like excessive fees or poor due diligence.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
ASIC urges super trustees to step up and address serious gaps in anti-scam and fraud protections
Why this matters
This regulatory update from ASIC highlights significant gaps in anti-scam and fraud protections across the superannuation industry, which poses risks to consumers and their retirement savings.
Petra Capital fined for regulatory data reporting failures
Why this matters
This regulatory update from ASIC focuses on a broker-dealer firm, Petra Capital, being fined for failures in accurately reporting regulatory data. This impacts the capital markets and trading sector, and relates to reporting and disclosure obligations as well as market abuse surveillance.
Director of Warwick Gold and Impact Gold disqualified from managing corporations for four years
Why this matters
This regulatory update from ASIC involves the disqualification of a director from managing corporations, which has implications for investment management firms, wealth managers, and banks in terms of governance, conduct, and prudential requirements.
ASIC permanently bans Patrick Nong from the financial services industry
Why this matters
This regulatory update from ASIC permanently bans a financial adviser, Patrick Nong, from the financial services industry for engaging in misleading and deceptive conduct by forging client signatures and documents. This is a serious breach of trust and consumer protection, warranting a high urgency classification.
No description available.
Why this matters
This regulatory update provides information on a registration form for meetings with UCI Departments of the CSSF, which is relevant for financial firms in the banking, investment management, and wealth management sectors.
Version 7 – 04/02/2026
The CSSF has released Version 7 of its FAQ on Crypto-Assets for Undertakings for Collective Investment, updated on February 4, 2026, to reflect the entry into force of the Markets in Crypto-Assets Regulation (MiCAR). This guidance establishes binding investment limits, authorization requirements, and risk management standards for UCITS and AIFs investing in crypto-assets, fundamentally reshaping how Luxembourg-regulated collective investment schemes can engage with digital assets.
The most significant regulatory modifications in Version 7 include: Investment Limits for UCITS UCITS may invest indirectly in crypto-assets for a maximum of 10% of their net asset value (NAV). These indirect investments are limited to transferable securities that do not embed derivatives in accordance with Article 10 of the Grand-ducal Regulation of 8. Investment Limits for AIFs AIFs open to retail investors other than well-informed investors may invest in crypto-assets for a maximum of 10% of their NAV.
Urgency Rating: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original CSSF source before acting. Full disclaimer.
on alternative investment fund managers
Why this matters
This regulatory update relates to the Luxembourg Law on alternative investment fund managers, which is relevant for investment management and wealth management firms operating in Luxembourg.
“Singapore’s Grant to the International Monetary Fund’s Trust for the Special Poverty Reduction and Growth Operations for the Heavily Indebted Poor Countries (“PRG-HIPC Trust”), to Support Sudan’s Debt Relief” - Second Motion Speech by Mr Alvin Tan, Minister of State for Ministry of Trade and Industry and Ministry of…
Why this matters
This regulatory update announces Singapore's grant to the IMF's Trust for the Special Poverty Reduction and Growth Operations for the Heavily Indebted Poor Countries to support Sudan's debt relief.
First Motion Speech by Mr Alvin Tan, Minister of State for Ministry of Trade and Industry and Ministry of National Development and Board Member of the Monetary Authority of Singapore (MAS), on behalf of Mr Gan Kim Yong, Deputy Prime Minister and Minister for Trade and Industry, and Chairman of MAS on 4 February 2026.
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) discusses Singapore's contributions to the International Monetary Fund (IMF), including grants to the IMF's Poverty Reduction and Growth Trust (PRGT) and the Trust for Special Poverty Reduction and Growth Operations for the Heavily Indebted Poor...
Written reply to Parliamentary Questions on Buy Now, Pay Later transactions and the maximum purchase limit for those below 21 years old.
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) provides information on the current state of Buy Now, Pay Later (BNPL) transactions in Singapore, including the total value, usage by those under 21, and monitoring of repayment issues.
Written reply to Parliamentary Question on delays and non-receipt of transaction alerts for fraudulent transactions.
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) addresses issues related to delays and non-receipt of transaction alerts for fraudulent transactions, which impact banking and payments firms as well as consumers.
Written reply to Parliamentary Question on clearer regulatory guidance on assigning liability for fraudulent transactions.
Why this matters
This regulatory update provides guidance on determining liability for fraudulent transactions involving third-party payment platforms and digital wallets. It is relevant for banks, fintechs, and payment providers in terms of consumer protection, operational resilience, and reporting requirements.
Oral reply to Parliamentary Question on disputes related to health insurance claims.
Why this matters
This regulatory update discusses disputes related to health insurance claims, which is relevant to the insurance sector. It covers consumer protection and reporting/disclosure topics, as it provides data on the resolution of such disputes in favor of policyholders.
Superintendent Routledge participates in a fireside chat at the 2026 CatIQ conference
Why this matters
This regulatory update from OSFI discusses climate risk management and reporting requirements for financial institutions, particularly banks and insurers. It provides insights into OSFI's priorities and approach to supervising climate-related financial risks.
Institutional Regulatory developments Financing the economy Other professionals Journalists Listed companies and issuers The AMF awards its Marie-Josèphe-Vanel thesis prize in law to Vincent Ramonéda
Why this matters
This news release announces the AMF's new thesis prize in law, which aims to promote legal research in financial regulation. It recognizes outstanding academic work relevant to the AMF's mission of investor protection and market oversight. The content is informational in nature.
The Upper Tribunal has upheld the FCA’s decision that Rangecourt SA (formerly Banque Havilland), Edmund Rowland, the former London CEO and Vladimir Bolelyy, a former Bank employee, acted without integrity. The Tribunal agreed with the FCA that significant fines should be imposed, deciding that fines of £4m, £352,000…
Why this matters
This regulatory update from the FCA involves misconduct by a bank (Banque Havilland) and its employees in attempting to manipulate the Qatari currency and economy, which has implications for financial crime, prudential requirements, and market abuse.
ESMA launches selection process for its next Chair 03 February 2026 About ESMA Careers Vacancies The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has launched the selection procedure for the position of ESMA Chair . This key leadership role offers the…
ESMA has launched a selection process for its next Chair, a full-time independent role based in Paris responsible for leading strategic direction, governance, and representation amid evolving EU financial markets regulation. This matters for compliance professionals as the incoming Chair will influence ESMA's supervisory priorities, enforcement approach, and adaptation to upcoming legislative changes like market integration proposals, potentially impacting how firms navigate cross-border supervision and reporting requirements.
This publication announces no direct regulatory changes or new requirements; it is a vacancy notice for ESMA's leadership position rather than a policy update or consultation imposing obligations on market participants. Responsibilities outlined align with the existing ESMA Regulation, including chairing the Board of Supervisors and Management Board, strategy development, and navigating potential governance adjustments from the European Commission's market integration proposal.
Urgency: Low. This leadership transition poses minimal immediate compliance burden, as it introduces no new rules or deadlines for firms; however, the new Chair's tenure from mid-2026 onward could shape enforcement consistency, risk-based supervision, and adaptation to reforms like DORA and EMIR 3, warranting long-term tracking by governance and public affairs teams.
AI-generated analysis. May contain errors or omissions — verify with the original ESMA source before acting. Full disclaimer.
Speech by Sarah Pritchard, FCA deputy chief executive, at the ABI Annual Conference. IntroductionIt’s hard to think of a more symbolic venue to discuss driving change in the insurance sector than the QEII Centre.Step outside, and you’re in the shadow of both the Houses of Parliament, and Westminster Abbey. Scrutiny…
Why this matters
This speech by the FCA deputy chief executive covers key regulatory priorities for the insurance sector, including supporting innovation, improving consumer trust and outcomes, and balancing oversight between retail and wholesale markets.
Derivatives or structured products Marketing MIFID The AMF publishes a working group study on structured products
Why this matters
This regulatory update from the AMF focuses on good practices for improving the clarity and understanding of structured products distributed to retail investors in France.
On 12 December 2025, the Federal Office of Justice (Bundesamt für Justiz - BfJ) imposed a disciplinary fine amounting to 50,000 euros on Gateway Real Estate AG
The Federal Office of Justice (BfJ) imposed a €50,000 disciplinary fine on Gateway Real Estate AG on 12 December 2025 for failing to submit its 2024 consolidated accounting documents electronically to the Bundesanzeiger operator, breaching section 325 HGB. This enforcement action underscores BaFin/BfJ's strict oversight of financial reporting obligations under the German Commercial Code (HGB), signaling heightened scrutiny on timely and proper disclosure for listed real estate firms. Compliance teams must prioritize automated electronic submission processes to avoid similar sanctions, as this case highlights procedural lapses as sanctionable offenses.
No new regulatory changes are introduced; this is an enforcement action applying existing rules under sections 325 and 335 HGB. Section 325 HGB mandates electronic submission of consolidated accounting documents (e.g., annual financial statements, management reports) for public disclosure via the Bundesanzeiger. Section 335 HGB provides the legal basis for disciplinary fines up to €50,000 for non-compliance, emphasizing electronic format as mandatory since the HGB's digital disclosure amendments (effective post-2013 e-Bilanz reform).
Urgency: Medium. This matters due to the procedural nature of the breach—electronic submission is a basic, avoidable control failure amid BaFin's 2025 enforcement push on reporting/governance (e.g., fines on Deutsche Bank €23m, J.P. Morgan €45m for similar lapses). While the €50,000 fine is modest, it sets precedent for real estate sector scrutiny (link to BaFin's Gateway valuation probe), risks escalation to BaFin market abuse actions, and aligns with broader HGB digitization mandates. Firms with weak disclosure automation face cumulative fines/reputational harm, especially listed entities.
AI-generated analysis. May contain errors or omissions — verify with the original BaFin source before acting. Full disclaimer.
No description available.
Why this matters
This speech covers the ECB's approach to digital transformation and innovation in the banking sector, with a focus on the opportunities and risks of technologies like AI and tokenization.
No description available.
Why this matters
This regulatory update covers a range of topics relevant to banking, investment management, and capital markets firms, including prudential requirements, reporting and disclosure, and licensing. The medium urgency reflects the general informational nature of the update.
The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have announced the first cohort of banks and building societies to benefit from their joint Scale-up Unit. The Scale-up Unit announced last year is designed to build stronger ties and provide tailored support for fast-growing and…
Why this matters
This regulatory update announces the first cohort of firms to join the Scale-up Unit, a joint initiative by the PRA and FCA to provide tailored support for fast-growing and innovative financial firms.
The Prudential Regulation Authority and Financial Conduct Authority have announced the first cohort of banks and building societies to benefit from their joint Scale-up Unit.
Why this matters
This regulatory update announces the first cohort of firms to join the Scale-up Unit, a joint initiative by the PRA and FCA to provide tailored support for fast-growing and innovative financial firms.
No description available.
Why this matters
This regulatory update from the ECB covers changes to banking supervision, including potential revisions to capital requirements, proportionality for smaller banks, and the use of Additional Tier 1 capital.
People who pay monthly for their insurance are saving around £157m a year, with over half the firms the FCA reviewed as part of a market study lowering the cost of premium finance. Interest rates for premium finance have fallen by an average 4.1 percentage points since 2022, saving consumers £8 on a typical motor…
Why this matters
This regulatory update from the FCA focuses on the premium finance market for insurance products, particularly the falling costs and improved value for consumers. It is relevant for insurance firms as well as all firms involved in consumer credit and insurance distribution.
What does 'fair value' mean in financial services? It might sound like dry regulator speak, but it’s really asking a simple question – are customers paying a reasonable price for a product, compared to the benefits they get in return?This is not us setting a particular price or level of profit which firms can make…
This FCA blog post clarifies the 'fair value' concept under Consumer Duty, emphasizing that firms must evidence a reasonable price-to-benefits relationship without the FCA dictating prices or profits. It matters because it signals ongoing FCA scrutiny and enforcement in sectors like cash savings, investment platforms, and premium finance, with demonstrated consumer savings of £167m annually from interventions. Compliance professionals must prioritize robust fair value assessments to avoid challenges, remedial actions, or enforcement.
Urgency: High – FCA is actively intervening (e.g., £157m savings in premium finance, £10m in platforms), with threats of enforcement for poor processes/evidence. Matters due to cultural shift under Consumer Duty; weak assessments risk fines, remediation, or product halts, especially in high-complaint areas like savings/insurance. Firms without frameworks face immediate exposure in supervisory reviews.
AI-generated analysis. May contain errors or omissions — verify with the original FCA source before acting. Full disclaimer.
03 Feb 2026 Read more
Why this matters
This regulatory update from ADGM provides information about the expansion of a partnership between ADGM Academy and Mawaheb Talent Hub to develop specialized training programs and facilitate job placements in the UAE's financial sector.
Reply to Adjournment Motion on “Make (Singapore) Equities Great Again” by Mr Chee Hong Tat, Minister for National Development, and Deputy Chairman of MAS, on behalf of Mr Gan Kim Yong, Deputy Prime Minister and Minister for Trade and Industry, and Chairman of MAS, on 3 February 2026.
Why this matters
This regulatory update from the Monetary Authority of Singapore (MAS) covers measures to strengthen Singapore's equities market, including enhancing market infrastructure, improving transparency and investor protection, and promoting international connectivity.
Written reply to Parliamentary Questions on the Shared Responsibility Framework and real-time fraud detection standards expected of financial institutions in Singapore.
Why this matters
The regulatory update discusses the Shared Responsibility Framework and real-time fraud detection standards expected of financial institutions in Singapore, which is relevant for banking, payments, and consumer credit sectors.
No description available.
Why this matters
This regulatory update is relevant for banking, capital markets, and investment management firms, as it involves misappropriation of confidential information, illegal kickbacks, and market abuse.
No description available.
Why this matters
This regulatory update from the CFTC designates Xchange Alpha LLC as a designated contract market, which is relevant for capital markets firms and fintech companies operating in the derivatives trading space. The designation requires compliance with applicable laws and regulations, making this a medium urgency update.
No description available.
Why this matters
This regulatory update from the CFTC provides an interpretation on the legacy swap status of swaps held by the swap dealer Morgan Stanley following an internal reorganization merger. This is relevant for banks and broker-dealers subject to CFTC swap clearing and margin requirements.
No description available.
Why this matters
This regulatory update from the Japanese Financial Services Agency (JFSA) relates to the revision of the Corporate Governance Code, which is relevant for banks, wealth managers, and other financial firms operating in Japan.
Letter to Chief Financial Officers of the major UK banks ahead of the third RAF assessment
Why this matters
This regulatory update from the Bank of England is focused on the Resolvability Assessment Framework (RAF), which is relevant for banks and investment firms. It discusses firms' preparations for the third RAF assessment, which is a key prudential and operational resilience requirement.
Artificial intelligence Innovation Fintech Journalists Investment services providers Investment management companies Listed companies and issuers A study by the AMF finds widespread levels of adoption in artificial intelligence by French...
Why this matters
The article discusses the widespread adoption of artificial intelligence by French financial market participants, including asset managers, banks, and fintech/crypto firms. This is a high-priority topic given the technology and consumer protection implications.
Given at an event hosted by the Association of Foreign Banks
Why this matters
This speech discusses the risks posed by the growth of principal trading firms and their relationships with banks. It highlights the operational and counterparty risks banks face due to the high-speed, high-volume trading activities of these firms, and the need for robust risk management frameworks and client due...
Buy now, pay later: a common practice in online shopping. A survey by BaFin shows that deferring payments can be risky - especially for young consumers.
Why this matters
This regulatory update from BaFin focuses on the risks and consumer protection issues related to the growing 'buy now, pay later' (BNPL) payment model, which is particularly popular among younger consumers.
No description available.
Why this matters
The regulatory update covers developments related to broker forums, finfluencers, IPO sponsors, and client onboarding - topics relevant to banking, capital markets, and investment management firms. It also touches on technology and cyber issues, as well as licensing and authorization requirements.
Given at City & Financial Payments Regulation and Innovation Summit 2026
Why this matters
This speech covers the Bank of England's plans to renew the UK's retail payments infrastructure, including enabling new payment options, supporting a multi-money ecosystem, and improving cross-border payments. It is an informational update on the Bank's work in this area.
The Federal Financial Supervisory Authority (BaFin) suspects the unknown operators of offering consumers financial, investment and cryptoasset services without the required authorisation. Verto is currently offering its services via the website ajadetrpe(.)life.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized financial, investment and cryptoasset services being offered by Verto. This poses risks to consumers and requires prompt action by the relevant firms and regulators.
The Federal Financial Supervisory Authority (BaFin) warns consumers about the services offered on the website wefi(.)co. BaFin has information that this website is being used to offer banking business and cryptoasset services without the required authorisation.
Why this matters
This regulatory update from BaFin warns consumers about the unauthorized provision of banking and cryptoasset services by the website wefi.co. It indicates potential financial crime and consumer protection concerns, requiring prompt action by the relevant firms.
Speech by David Geale, executive director, payments and digital finance and Payment Systems Regulator (PSR) managing director, at the Payments Regulation and Innovation Summit 2026. A payments system that works for everyoneJust before Christmas I was in Billericay for the opening of the 200th banking hub.I got to chat…
Why this matters
This speech covers the role of the FCA and PSR in delivering the National Payments Vision, which aims to ensure the UK payments system is safe, accessible, delivers good value, and meets user needs.
The PRA Regulatory Digest is for people working in the UK financial services industry and highlights key regulatory news and publications delivered for the month.
Why this matters
This regulatory update covers a range of prudential and reporting requirements for banks and insurers, including the implementation of Basel 3.1, retiring the refined Pillar 2A methodology, and restatement of CRR requirements.
implementing Regulation (EU) 2024/2642 concerning restrictive measures in view of Russia’s destabilising activities
Why this matters
This regulation implements sanctions against Russia, which will impact banking, investment management, and wealth management firms that have exposure to Russia. Firms will need to comply with the new sanctions requirements, including reporting and disclosure obligations.
Director of WA tiling business charged with making false statement
Why this matters
This regulatory update from ASIC involves a director of a tiling business who is charged with making a false statement in a document lodged with ASIC. This relates to consumer protection, reporting and disclosure requirements, as well as authorization and licensing for businesses.
The CSSF informs the market regarding the outcomes of the SFTR Data Quality indicators review performed in 2025
Why this matters
This regulatory update from the CSSF focuses on the outcomes of the 2025 SFTR data quality review, which is relevant for banking, capital markets, and payments firms that are subject to SFTR reporting requirements.
In the WhatsApp groups, investors are recommended by “Harrison T Blake” and “Francesca Müller” to invest in financial instruments that can then be traded via the aforementioned app or the platform pc-asset-management[.]com.
Why this matters
This regulatory update from BaFin warns consumers about unauthorized financial services being offered through a website, mobile app, and WhatsApp groups. It involves potential fraud and identity theft, which poses risks to consumers and requires prompt action.
No description available.
Why this matters
This regulatory update from the CSSF provides information on the processing times for initial authorisations of regulated investment vehicles, including UCITS funds, SIFs, and PIILs. This is relevant for asset managers and wealth managers seeking to obtain authorisation for new investment funds.
02 Feb 2026 Read more
Why this matters
This regulatory update from the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (FSRA) warns about an unauthorized firm, MKT Investing, claiming to be regulated by the FSRA. This is relevant for banks, wealth managers, and fintech firms operating in or looking to operate in the ADGM jurisdiction.
The DFSA fines reinsurance broker USD 455,176 for engaging in misleading and…
Why this matters
This regulatory update from the DFSA imposes a fine on a reinsurance brokerage firm for engaging in misleading and deceptive conduct, including non-disclosure of brokerage commissions and use of altered documents.
Adgm Registration Authority Publishes Discussion Paper On Crypto Mining Activities
Why this matters
The regulatory update discusses proposed guidance from the ADGM Registration Authority on crypto mining activities, which is relevant for crypto exchanges and fintech firms operating in this space.