FDIC Speeches

Key dates

2026-05-22

FDIC and Federal Reserve Board approved joint agency feedback letters on the 2025 resolution plan submissions; Chairman Hill issued his statement

2026-06-01

Expected timeframe for the FDIC to propose amendments to the IDI Rule, described as coming in the following weeks

Suggested considerations

• Compliance and resolution-planning teams may wish to review the forthcoming FDIC IDI Rule proposal closely for potential changes to large-bank resolution expectations.
• Firms subject to Title I planning may wish to reassess prior resolution-plan assumptions, including any areas likely to be revisited through joint FDIC-Federal Reserve feedback.
• Large banking organizations may wish to map which existing resolution-related policies or internal playbooks could be affected if the FDIC rescinds or modifies current requirements.
• Teams may wish to monitor whether the FDIC and Federal Reserve Board signal changes to the structure, scope, or cadence of future Title I submissions and feedback letters.

What changed

The announcement does not create a new binding rule or immediate compliance deadline. Instead, it confirms supervisory feedback on the 2025 resolution plans for the eight U.S. GSIBs and 56 foreign-based firms and signals that the FDIC is actively reevaluating its resolution framework. Chairman Hill said the FDIC plans to propose amendments to the IDI Rule for large insured depository institutions in the coming weeks, is reviewing other resolution-related rules and policies, and expects to engage the Federal Reserve Board on reconsidering elements of the Title I resolution planning process.