Statement by Chairman Travis Hill on Title I Feedback Letters and Resolution-Related Reforms
AI Analysis
Chairman Travis Hill said the FDIC and Federal Reserve Board approved joint feedback letters on the 2025 Title I resolution plan submissions of the eight U.S. GSIBs and 56 foreign-based firms. He also signaled a broader recalibration of large-bank resolution policy, including forthcoming amendments to the FDIC’s IDI Rule and possible changes to other resolution-related rules and the Title I planning process.
Key dates
- 2026-05-22
- FDIC and Federal Reserve Board approved joint agency feedback letters on the 2025 resolution plan submissions; Chairman Hill issued his statement
- 2026-06-01
- Expected timeframe for the FDIC to propose amendments to the IDI Rule, described as coming in the following weeks
Suggested considerations
- Compliance and resolution-planning teams may wish to review the forthcoming FDIC IDI Rule proposal closely for potential changes to large-bank resolution expectations.
- Firms subject to Title I planning may wish to reassess prior resolution-plan assumptions, including any areas likely to be revisited through joint FDIC-Federal Reserve feedback.
- Large banking organizations may wish to map which existing resolution-related policies or internal playbooks could be affected if the FDIC rescinds or modifies current requirements.
- Teams may wish to monitor whether the FDIC and Federal Reserve Board signal changes to the structure, scope, or cadence of future Title I submissions and feedback letters.
What changed
The announcement does not create a new binding rule or immediate compliance deadline. Instead, it confirms supervisory feedback on the 2025 resolution plans for the eight U.S. GSIBs and 56 foreign-based firms and signals that the FDIC is actively reevaluating its resolution framework. Chairman Hill said the FDIC plans to propose amendments to the IDI Rule for large insured depository institutions in the coming weeks, is reviewing other resolution-related rules and policies, and expects to engage the Federal Reserve Board on reconsidering elements of the Title I resolution planning process. He said the FDIC’s objectives are to improve preparedness to resolve a large bank, incorporate lessons from recent and historical bank failures, and rescind or modify requirements where the benefits do n
Compliance impact
The immediate practical impact is moderate: the statement signals policy direction rather than imposing a new requirement. The main compliance risk is forward-looking, because the FDIC is telegraphing changes that could alter resolution planning expectations, supervisory feedback, and large-bank preparedness standards.
Who is affected
Related regulations
References
AI-generated analysis. May contain errors or omissions — verify with the original FDIC source before acting. Full disclaimer.
What the FDIC said
STATEMENT | MAY 22, 2026 Statement by Chairman Travis Hill on Title I Feedback Letters and Resolution-Related Reforms Today, the FDIC and Federal Reserve Board announced the approval of joint agency feedback letters in response to the 2025 resolution plan submissions of the eight U.S. global systemically important…
Extract from FDIC . Read the full notice at the source for the authoritative text.