Credit Risk: “Lending and Loan Portfolio Risk Management” Booklet of the Comptroller’s Handbook and Rescissions
Why this matters
The OCC Bulletin 2026-29 announces the issuance of a revised 'Lending and Loan Portfolio Risk Management' booklet that rescissions and combines multiple prior guidance documents. This is supervisory guidance material (not a binding rule or enforcement action) that applies specifically to OCC-supervised institutions (national banks, federal savings associations, and federal branches/agencies). The update consolidates examination procedures and risk management practices across the loan lifecycle, making it noteworthy guidance with practical supervisory implications, but it is informational in nature rather than imposing new binding obligations. Urgency is null because this is a guidance/handbook update without a compliance deadline.
AI-generated classification rationale, not a full analysis. Verify with the original OCC source before acting. Full disclaimer.
What the OCC said
The Office of the Comptroller of the Currency today issued the "Lending and Loan Portfolio Risk Management" booklet of the Comptroller's Handbook.
Published by OCC . Read the full notice at the source for the authoritative text.
Context
Office of the Comptroller of the Currency (OCC) — Charters and supervises US national banks and federal savings associations. We track 49 updates from them.
US financial regulation is overseen by multiple agencies including the SEC, CFTC, Federal Reserve, OCC and FDIC. Browse all United States updates.
This update is classified under Prudential / Capital Requirements, Senior Managers / Governance, Banking & Credit and Mortgage & Lending.