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Powering open finance infrastructure

Why this matters

The publication type is set by the regulator as a report, and the content is commissioned research evaluating infrastructure models (centralised, federated, hybrid) with international comparisons. It is cross-cutting across financial products and sectors, so 'General' applies. Technology & Cyber fits the focus on secure APIs, standards, identity, consent and AI-enabled data sharing. Operational Resilience / Outsourcing fits the discussion of operational monitoring, incident response, concentration risk and access revocation. Firm types are limited to those most directly involved in data sharing, since the text does not address a specific firm population. Urgency is null because the report is informational and carries no obligation or deadline.

AI-generated classification rationale, not a full analysis. Verify with the original FCA source before acting. Full disclaimer.

What the FCA said

This research examines different models of open finance infrastructure supporting secure, trusted and scalable data sharing in the UK. ... Read the research (PDF)As part of the Smart Data Accelerator, we commissioned Saïd Business School, University of Oxford, working with Raidiam Services Limited as technical…

Extract from FCA . Read the full notice at the source for the authoritative text.

Context

Financial Conduct Authority (FCA) — UK financial services regulator. We track 684 updates from them.

Financial services regulation in the UK, primarily overseen by the FCA and PRA. Browse all United Kingdom updates.

This update is classified under Technology & Cyber, Operational Resilience / Outsourcing and General.

Sectors

Relevant Firm Types

BankFintechPayment Provider
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