OSFI News

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This is a policy statement from OSFI's Superintendent outlining a strategic recalibration of the regulator's risk appetite away from post-GFC conservatism toward balancing financial stability with economic growth and competition.

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OSFI has published final (not draft) regulatory return templates mandating updated reporting formats for federally regulated insurers effective January 1, 2027 (or November 1, 2027 for October 31 fiscal year-ends).

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This is a final regulatory update from OSFI establishing new mandatory capital requirements under MICAT 2027. It introduces a new low-rise multi-unit residential construction category and adjusts risk weights (150% to 130% for low-rise; 150% maintained for high-rise), creating binding obligations for all mortgage...

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This is a fireside chat speech by OSFI's Superintendent discussing recent policy decisions (DSB lowered from 3.5% to 3.0%, range reduced to 0-3%), capital framework modernization, and supervisory focus areas.

Why this matters

This is a regulatory speech by OSFI's Deputy Superintendent outlining modernization efforts and policy direction. While not a binding rule or final guidance, it provides significant regulatory signals on capital requirements (Basel Endgame pause, DSB reduction, risk weight adjustments for SMEs and construction), new...

Why this matters

The content is purely administrative and informational—a notice of a public event featuring the Superintendent of Financial Institutions. While the speech may touch on financial system risks and adaptation, the advisory itself contains no binding rules, guidance, consultation, or enforcement precedent.

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The update announces Josée Turcotte's appointment as Deputy Superintendent at OSFI, effective September 8, 2026. While her role encompasses integrity, national security, and integrated solutions—touching on AML/financial crime and cybersecurity—the content is purely administrative and informational.

Why this matters

The content is purely informational—a notice that OSFI's Superintendent will participate in a fireside chat at an industry summit. The discussion topic (Canada's evolving economic landscape and OSFI's modernization approach) is mentioned only in general terms with no specific regulatory signals, binding obligations,...

Why this matters

The content is a save-the-date notice for OSFI's September 2026 Quarterly Release Day and Industry Day. While the agenda references several substantive topics (final CAR Guideline 2027, crypto-asset capital treatment, appointed actuary peer review, data collection modernization, and cyber threats), the document itself...

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The update announces Jing Yang's appointment as Deputy Superintendent at OSFI, effective August 24, 2026. While her background in financial stability and risk assessment is noted, the content is purely administrative and informational. No new rules, guidance, consultations, or enforcement actions are introduced.

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This is an informational news release about the independent review of Canada's 32nd Actuarial Report on the CPP. It focuses on pension system sustainability, actuarial reporting standards, and disclosure enhancements.

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OSFI announces a new streamlined approvals framework for eligible new entrants to the federal financial system, including innovative banking models and credit unions. This is informational content about regulatory process improvements rather than urgent compliance requirements.

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OSFI announcement regarding Domestic Stability Buffer reduction from 3.5% to 3.0% of risk-weighted assets, effective immediately. This is a prudential capital requirement decision affecting Canada's six systemically important banks.

Why this matters

OSFI announcement lowering the Domestic Stability Buffer from 3.5% to 3.0% for Canada's six largest banks. This is a prudential capital requirement adjustment affecting domestic systemically important banks (D-SIBs), enabling them to deploy additional capital.

Why this matters

This is a media advisory announcing a briefing by OSFI's Superintendent regarding the Domestic Stability Buffer (DSB), which is a macroprudential capital requirement for Canadian banks.

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This is an informational news release announcing leadership changes at OSFI (Office of the Superintendent of Financial Institutions). It details the appointment of new executives to key regulatory positions.

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OSFI opening remarks to Senate committee outlining supervisory approach emphasizing early risk identification, operational resilience, and proportionate regulation. Addresses geopolitical risks, cyber threats, AI, and innovation while maintaining financial system resilience.

Why this matters

This is an informational announcement about an analyst briefing regarding the Domestic Stability Buffer (DSB), a prudential capital requirement set by OSFI for Canadian banks.

Why this matters

Speech by OSFI Superintendent covering regulatory priorities including capital requirements, governance expectations, geopolitical risks, AI supervision, and credit union sector evolution. Informational content setting regulatory direction and expectations for federally regulated institutions.

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OSFI's quarterly regulatory update announces draft guidelines and amendments affecting federally regulated deposit-taking institutions. Key focus areas include liquidity adequacy requirements, capital treatment of crypto-assets, large exposure limits, interest rate risk management, and governance frameworks.

Why this matters

OSFI quarterly release announcing regulatory updates across liquidity adequacy requirements, capital frameworks, crypto-asset exposures, interest rate risk management, and disclosure expectations. Content is informational/consultative in nature with proposed guideline updates for federally regulated banks.

Why this matters

OSFI media advisory announcing technical briefing on multiple draft guidelines covering capital adequacy, liquidity standards, interest rate risk management, and crypto-asset exposures for federally regulated deposit-taking institutions.

Why this matters

This regulatory update from OSFI highlights key risks facing Canada's financial institutions, including real estate lending, non-bank financial institutions, and liquidity/funding risks.

Why this matters

This regulatory update from OSFI covers topics related to the Canadian economy, financial system resilience, non-bank financial institutions, and OSFI's modernized approvals framework. It is relevant for banks, asset managers, and wealth managers in Canada.

Why this matters

This is an informational media advisory about the Superintendent of Financial Institutions participating in a virtual fireside chat. It is relevant for banking, investment management, and wealth management firms from a prudential, operational resilience, and governance perspective.

Why this matters

This regulatory update from OSFI discusses capital requirements, housing market risks, and private credit exposures for banks and insurers in Canada. It provides an overview of OSFI's approach to balancing prudential oversight and regulatory efficiency.

Why this matters

This regulatory update announces the appointment of a new Secretary General for the Basel Committee on Banking Supervision, which is the primary global standard setter for prudential regulation of banks.

Why this matters

This regulatory update from OSFI discusses mortgage underwriting guidelines, capital requirements, and risk management for federally regulated financial institutions, particularly banks and mortgage lenders. The content is informational in nature.

Why this matters

This regulatory update from OSFI discusses climate risk management and reporting requirements for financial institutions, particularly banks and insurers. It provides insights into OSFI's priorities and approach to supervising climate-related financial risks.

Why this matters

This is an informational update from OSFI providing media contact details and hours of operation. It is relevant for banking, investment management, and wealth management firms, as well as the general public, but does not require immediate action.

Why this matters

This regulatory update from OSFI covers key prudential and operational topics for banks, asset managers, and wealth managers, including capital requirements, liquidity, governance, and the federal continuance process. The update provides general information rather than urgent regulatory changes.

Why this matters

This regulatory update from OSFI covers several key areas for financial institutions, including consultations on credit risk management, senior leader accountability, and liquidity adequacy requirements. It also provides updates on administrative monetary penalties and loan-to-income limits.

Why this matters

This regulatory update from OSFI covers several key areas for financial institutions, including new liquidity guidance, consultations on credit risk management and accountability for boards and senior leaders.

Why this matters

This regulatory update from OSFI focuses on a new principles-based regime to modernize suitability and accountability standards for senior leaders of federally regulated financial institutions. This is a critical governance and prudential issue that will impact banks, wealth managers, and asset managers in Canada.