Live Updates

Sharon Donnery: If time stood still: regulatory modernisation and financial stability

No description available.

Why this matters

The document is a speech by a named ECB official, so it is classified as speech. Its substance concerns prudential safeguards (capital, liquidity, output floor, leverage ratio) and governance and risk management, so these are the two topics. Banking & Credit is the only supported sector.

Bank

Anneli Tuominen: Anti-money laundering: how are supervisors tackling the current challenges?

No description available.

Why this matters

The document is a speech by a named ECB Supervisory Board member. It covers AML supervision (AMLA centralisation, AMLR timeline, ECB-AMLA cooperation through a Memorandum of Understanding, and the use of AML findings in licensing and fit-and-proper assessments) and technology risk (digitalisation, cyber threats,...

Effective Date: 1 July 2027
BankFintech

Pedro Machado: Simplification and complexity in the banking union: separating the wheat from the chaff

No description available.

Why this matters

The document is a speech by a named ECB official, so it is classified as speech with no urgency. It addresses prudential capital requirements, the output floor and buffer simplification, and reporting burden reduction for small banks.

Bank

Pedro Machado: Interview with Bloomberg

No description available.

Why this matters

The document is an interview with a named ECB Supervisory Board member, so it is classified as a speech. Its substance covers securitisation and significant risk transfer, risk weight floors, insurance-backed SRT structures, the output floor and Pillar 2 Guidance (prudential capital), and AI-driven cyber risk.

BankInsurance

Patrick Montagner: Stress testing in a changing risk environment

No description available.

Why this matters

The document is a speech by a named ECB official, so the content type is speech. It discusses bank stress testing (EU-wide, internal, macroprudential), system-wide testing extending to funds, insurers and pension funds, and the 2024 cyber resilience and 2026 reverse geopolitical stress tests.

BankInsuranceAsset Manager

Frank Elderson: Interview with Die Presse

No description available.

Why this matters

The document is an interview with ECB Executive Board member Frank Elderson, so it is classified as a speech. It addresses banking regulation costs, proportionality in supervision, the Basel III minimum standards, fragmentation in the EU banking market, and AI-related risks such as cyber risk, cloud concentration and...

Response Due: 31 October 2026
Bank

Frank Elderson: From climate and nature risks to economic resilience and competitiveness

No description available.

Why this matters

The document is a speech by Frank Elderson (ECB Executive Board member) at the Green Swan 2026 Conference. It discusses climate and nature risks as systemic macroeconomic and financial risks, the adaptation/mitigation balance, the green transition as a competitiveness argument, and barriers to green investment such as...

BankInsuranceAsset Manager

Patrick Montagner: Interview with Les Echos

No description available.

Why this matters

This is an official interview by Patrick Montagner, ECB Supervisory Board member, discussing banking supervision, capital adequacy, interest rate impacts, regulatory framework streamlining, and emerging risks including AI.

Bank

Patrick Montagner: Remaining vigilant in a changing risk environment

No description available.

Why this matters

This is a keynote speech from an ECB Supervisory Board member delivered at an industry conference. While not a binding rule or consultation, it provides noteworthy regulatory signals on supervisory expectations across multiple domains: credit risk management (loan granting practices, collateral valuations), capital...

Bank
🇪🇺 ECB Speech Significant

Pedro Machado: The exit test: why the single market in banking depends on how banks fail

No description available.

Why this matters

This is a keynote speech by a senior ECB official outlining the regulatory rationale and policy agenda for the 2027 banking package, including proposed reforms to capital/liquidity waivers, resolution funding, deposit insurance harmonization, and insolvency regime convergence.

Bank

Sharon Donnery: Interview with banko.ro

No description available.

Why this matters

This is an interview with Sharon Donnery, ECB Supervisory Board member, discussing supervisory priorities and policy direction for 2025-27. The content covers multiple material areas: SREP structural reform and Pillar 2 guidance changes; geopolitical risk management expectations; asset quality monitoring (NPLs);...

Bank

Frank Elderson: Supervisory risk appetite, efficiency and effectiveness

No description available.

Why this matters

This is a contribution speech by Frank Elderson (ECB Vice-Chair) outlining the ECB's supervisory strategy across three pillars: sharper risk prioritization via a Risk Tolerance Framework, efficiency gains through the Next Level Supervision initiative, and timely remediation through escalation frameworks.

Bank

Pedro Machado: Competitiveness and simplification – a common agenda for European banks

No description available.

Why this matters

This is an informational speech (urgency: null) by Pedro Machado of the ECB Supervisory Board delivered at a financial forum. It articulates the ECB's supervisory simplification agenda and positions on EU banking competitiveness and fragmentation.

Bank

Pedro Machado: From going concern to gone concern: The supervision-resolution continuum after a decade of the Single Resolution Mechanism

No description available.

Why this matters

This is a substantive policy speech from a senior ECB official delivered at an academic forum, articulating the institutional approach to the interconnection between banking supervision and resolution under the Single Resolution Mechanism.

Bank

Claudia Buch: Digital innovation: hindrance or booster for banks’ business models?

No description available.

Why this matters

This is a substantive policy speech by a senior ECB official addressing digital innovation's impact on bank business models and financial stability. It signals supervisory priorities (data aggregation remediation, AI governance, cyber resilience, quantum-resistant cryptography, outsourcing dependencies) and describes...

BankFintechPayment Provider

Sharon Donnery: One market, one rulebook: integration is Europe’s best simplification strategy

No description available.

Why this matters

This is a contribution/speech by Sharon Donnery (ECB Supervisory Board member) published in Eurofi Magazine. It presents strategic thinking on regulatory simplification through banking union integration, including three concrete proposals: (1) converting directives to regulations to eliminate national transposition...

Bank

Claudia Buch: Banking regulators, supervisors and their watchers

No description available.

Why this matters

This is a substantive policy speech by a senior ECB official addressing banking supervision's foundational principles and practical implementation. It discusses the supervisory policy cycle for capital requirements, announces methodological reforms (revised Pillar 2 methodology), describes ongoing infrastructure...

Bank

Frank Elderson: Fireside chat

No description available.

Why this matters

This fireside chat by Frank Elderson (ECB Vice-Chair, Supervisory Board) delivers substantive regulatory messaging on multiple fronts: (1) diagnosis that fragmentation, not resilience, constrains European bank competitiveness; (2) concrete supervisory simplification initiatives already implemented (e.g., capital...

BankAsset Manager

Claudia Buch: Bank resilience and sustainable growth: two sides of the same coin

No description available.

Why this matters

This is a contribution/speech by Claudia Buch at a Bruegel panel discussing the ECB's supervisory reform priorities. While not a binding rule or consultation, it provides substantive regulatory signals on capital requirements methodology, supervisory simplification initiatives (halving data points in stress tests, 20%...

Bank

Letter from Claudia Buch, Chair of the Supervisory Board, to Ms Maria Zacharia, MEP, on banking supervision

No description available.

Why this matters

The update is a letter from ECB Supervisory Board Chair to a Member of European Parliament regarding banking supervision. With only a title and no description available, the content cannot be assessed for specific policy signals, guidance, or obligations.

Sectors:
Topics:
Bank

Frank Elderson: The green transition – benefits and barriers

No description available.

Why this matters

This is an ECB keynote speech providing regulatory guidance on climate and nature-related risks affecting monetary policy and financial stability. It addresses carbon pricing barriers, regulatory uncertainty, access to finance for green transition, and credit differentiation by banks based on emissions.

Bank

Claudia Buch: Hearing of the Committee on Economic and Monetary Affairs of the European Parliament

No description available.

Why this matters

This is an informational speech by ECB Supervisory Board Chair to European Parliament outlining regulatory reform agenda. Key focus areas include capital framework simplification, cyber/AI resilience requirements, banking union completion, and supervisory methodology updates.

Bank

Patrick Montagner: When fragmentation creates complexity

No description available.

Why this matters

Speech by ECB Supervisory Board member addressing regulatory complexity and fragmentation in banking supervision. Discusses proportionality in prudential framework, SREP reforms, capital requirements, and supervisory simplification initiatives.

Bank

Sharon Donnery: Interview with Central Banking

No description available.

Why this matters

Interview with ECB Supervisory Board member discussing banking supervision priorities including geopolitical risk stress testing, digital transformation, AI strategies, SREP reforms, capital requirements (P2R), operational resilience including cyber threats and third-party outsourcing, and Basel III implementation.

Bank

Frank Elderson: Fireside chat

No description available.

Why this matters

This is a fireside chat speech by ECB Executive Board member Frank Elderson discussing regulatory simplification, capital requirements, banking competitiveness, cyber resilience with frontier AI models, and the digital euro project.

BankPayment Provider

Sharon Donnery: Trust is the infrastructure: banking supervision in a changing risk landscape

No description available.

Why this matters

This is a keynote speech by ECB Supervisory Board member Sharon Donnery addressing banking supervision modernization. It discusses capital requirements (Pillar 1/2), operational resilience including cyber threats and third-party dependencies, and the need for risk-based supervisory frameworks.

Bank

Frank Elderson: Interview with Het Financieele Dagblad

No description available.

Why this matters

Interview with ECB Executive Board member discussing supervisory philosophy on capital requirements, regulatory simplification, banking union integration, and sustainability reporting thresholds. Informational content providing regulatory guidance rather than announcing new requirements.

Bank

Claudia Buch: Interview with Les Echos

No description available.

Why this matters

Interview with ECB Supervisory Board Chair discussing banking supervision priorities including geopolitical risks, cyber resilience, IT outsourcing oversight, private credit market transparency, and supervisory simplification.

Bank

Anneli Tuominen: Navigating risk, cutting complexity: financial conglomerates in the current environment

No description available.

Why this matters

ECB speech by Supervisory Board member addressing risk landscape for financial conglomerates. Covers prudential frameworks (capital requirements, double-gearing), operational resilience (cyber, AI, ICT risks), and governance expectations.

BankInsurance

Frank Elderson: Strengthening operational resilience for the age of AI

No description available.

Why this matters

This is an informational keynote speech by ECB Executive Board member Frank Elderson addressing operational resilience and AI-driven cyber threats in banking. While it contains supervisory guidance and expectations (including mention of forthcoming 'dear CEO letter'), it is primarily a speech outlining strategic...

Bank

Claudia Buch: The bank-sovereign nexus: securing progress by completing the banking union

No description available.

Why this matters

This is an informational speech by ECB Supervisory Board Chair on the bank-sovereign nexus and banking union completion. It discusses regulatory progress on capital requirements, resolution frameworks, deposit insurance, and prudential supervision of banks.

Bank

Patrick Montagner: Banking supervision, integration and competitiveness in Europe

No description available.

Why this matters

This is a keynote speech by ECB Supervisory Board member addressing banking regulation, supervision, and competitiveness in Europe. Primary focus is on prudential frameworks, capital requirements, banking union integration, and supervisory modernization.

Bank
🇪🇺 ECB Speech Urgency: medium

Pedro Machado: From vision to reality: turning the savings and investments union into Europe’s financial cornerstone

No description available.

Why this matters

This speech discusses the Savings and Investments Union (SIU), a strategic initiative to deepen financial integration in Europe. It highlights the important role of banks in the success of the SIU, as they can help mobilize savings, diversify risks, and support the real economy.

BankAsset ManagerBroker Dealer
🇪🇺 ECB Speech Urgency: medium

Anneli Tuominen: Interview with Anneli Tuominen for Die Presse

No description available.

Why this matters

This regulatory update from the ECB covers topics relevant to the banking and investment management sectors, including prudential requirements, operational resilience, and technology/cyber risks. It has a medium level of urgency as it discusses current challenges and future priorities for European banking supervision.

BankWealth Manager
🇪🇺 ECB Speech Urgency: medium

Pedro Machado: Changing the tune but not the tone: synthetic risk transfers in Europe

No description available.

Why this matters

This speech discusses the growing role of synthetic risk transfers in the European banking sector, which are a tool for banks to manage their balance sheets and capital requirements.

BankAsset ManagerBroker Dealer
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Physical risks and the role of insurance in risk mitigation

No description available.

Why this matters

This regulatory update discusses the impact of physical climate risks on the banking sector and the role of insurance in mitigating these risks. It is relevant for banks and insurance firms in terms of prudential requirements and ESG/sustainability considerations.

BankInsurance

Patrick Montagner: Making supervision more effective without compromising resilience

No description available.

Why this matters

This regulatory update from the ECB discusses simplifying banking supervision processes while maintaining prudential standards and resilience. It is relevant for banks, asset managers, and wealth managers in the banking and investment management sectors, covering topics around prudential requirements, operational...

BankAsset ManagerWealth Manager

Patrick Montagner: Embracing harmonisation and diversity

No description available.

Why this matters

This regulatory update discusses harmonization and diversity in banking regulation and supervision within the EU, covering topics such as the Single Rulebook, proportionality, and the ECB's supervisory approach. It is relevant for banks, wealth managers, and the broader financial sector.

BankWealth Manager
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Banking supervision in a fragmented credit market: interconnections matter

No description available.

Why this matters

This regulatory update discusses the interconnections between banks and non-bank financial institutions (NBFIs) in the context of a fragmented credit market. It highlights the challenges for banking supervision in identifying and monitoring concentration risks, as well as the need for enhanced data sharing and...

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: high

Anneli Tuominen: Upgrading banks’ capacity to deal with digital risks

No description available.

Why this matters

This regulatory update from the ECB focuses on upgrading banks' capacity to deal with digital risks, including IT change management, third-party dependencies, and cybersecurity testing. It is relevant for banks and fintechs and covers key operational resilience and technology/cyber topics.

BankFintech
🇪🇺 ECB Speech Urgency: medium

Claudia Buch: Interview with Naftemporiki

No description available.

Why this matters

This regulatory update from the ECB discusses the resilience of European banks, including their preparedness for geopolitical risks, interest rate changes, and non-performing loans.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Claudia Buch: Hearing of the Committee on Economic and Monetary Affairs of the European Parliament

No description available.

Why this matters

This regulatory update from the ECB covers key topics for the banking and investment management sectors, including prudential requirements, operational resilience, and technology/cyber risks. It is of medium urgency as it provides an overview of the ECB's supervisory priorities and activities.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: high

Frank Elderson: Nature in decline, economy on the line: the importance of international cooperation for managing nature-related risks

No description available.

Why this matters

This regulatory update from the ECB discusses the importance of incorporating nature-related risks into banking supervision and financial stability assessments. It is highly relevant for banks, asset managers, and wealth managers who need to manage these emerging environmental risks.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Pedro Machado: Interview with Reuters

No description available.

Why this matters

This regulatory update from the ECB covers topics relevant to banks, asset managers, and wealth managers, including prudential requirements, operational resilience, and the use of technology and AI models.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Deepening integration, enhancing scale and completing the Single Market

No description available.

Why this matters

This speech discusses the need for deeper financial integration in the EU to address fragmentation and enhance the competitiveness of European banks and financial institutions.

BankAsset ManagerBroker Dealer

Claudia Buch: Banks and competitiveness: promoting competition, protecting resilience

No description available.

Why this matters

This regulatory update discusses the role of banks in promoting competitiveness and growth, with a focus on the importance of strong regulation and supervision in contributing to bank resilience and competitiveness.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Pedro Machado: New challenges, enduring principles: navigating a complex credit risk landscape

No description available.

Why this matters

This regulatory update from the ECB covers key supervisory priorities for 2026-2028, including initiatives related to credit underwriting and geopolitical risk stress testing. These initiatives impact banks, asset managers, and wealth managers, and touch on prudential, operational, and sustainability-related topics.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Pedro Machado: Technology is neutral, governance is not: AI adoption in the banking sector

No description available.

Why this matters

This regulatory update from the ECB discusses the adoption of artificial intelligence (AI) in the banking sector, covering key areas such as governance, risk management, and the impact of generative AI.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Frank Elderson: Interview with Bloomberg

No description available.

Why this matters

This regulatory update from the ECB covers topics related to banking supervision, climate risk management, and regulatory reporting requirements, which are relevant for banks, asset managers, and wealth managers.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: high

Claudia Buch: AMLA and ECB Banking Supervision: strengthening cooperation

No description available.

Why this matters

This regulatory update discusses the establishment of the European Anti-Money Laundering Authority (AMLA) and its impact on banking supervision, particularly in relation to money laundering and terrorist financing risks.

BankCrypto Exchange

“Cyprus: from crisis to growth”

No description available.

Why this matters

This regulatory update from the ECB covers the recovery of the Cypriot banking sector from the 2013 financial crisis, including improvements in asset quality, non-performing loans, and the role of bank supervision. It also discusses cross-border banking activity and cooperation within the European banking union.

BankWealth Manager
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Interview with MLex

No description available.

Why this matters

This regulatory update discusses competitiveness and capital requirements in the European banking sector, which is relevant for banks, asset managers, and wealth managers. It covers prudential and operational resilience topics, as well as reporting and disclosure requirements.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Sharon Donnery: Interview with the Business Post

No description available.

Why this matters

This regulatory update from the ECB discusses geopolitical risks and their impact on the banking sector, including potential disruptions to financial markets, credit risk, and operational resilience. It is relevant for banks, asset managers, and wealth managers.

BankAsset ManagerWealth Manager
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Encouraging innovation, managing risks: the ECB’s approach to digital transformation

No description available.

Why this matters

This speech covers the ECB's approach to digital transformation and innovation in the banking sector, with a focus on the opportunities and risks of technologies like AI and tokenization.

BankFintechCrypto Exchange
Payment Provider
🇪🇺 ECB Speech Urgency: medium

Patrick Montagner: Interview with l’Agefi

No description available.

Why this matters

This regulatory update from the ECB covers changes to banking supervision, including potential revisions to capital requirements, proportionality for smaller banks, and the use of Additional Tier 1 capital.

BankAsset ManagerInsurance
🇪🇺 ECB Speech Urgency: medium

Letter from Claudia Buch, Chair of the Supervisory Board, to Mr Bas Eickhout, MEP, on banking supervision

No description available.

Why this matters

This letter from the ECB Supervisory Board Chair to an MEP likely contains information relevant to banking supervision, prudential requirements, and operational resilience, which are of medium importance to banks, asset managers, and wealth managers.

BankAsset ManagerWealth Manager

Sharon Donnery: The ECB’s approach to simplification in banking regulation and supervision

No description available.

Why this matters

This regulatory update from the ECB discusses the approach to simplification in banking regulation and supervision, which is relevant for banks, asset managers, and wealth managers in terms of prudential requirements, operational resilience, and reporting.

BankAsset ManagerWealth Manager

Claudia Buch: Evidence-based supervision: addressing evolving risks, maintaining resilience

No description available.

Why this matters

This speech from the ECB discusses evidence-based supervision and addressing evolving risks to maintain resilience, which is relevant for banking, investment management, and wealth management firms from a prudential, operational, and technology perspective.

BankAsset ManagerWealth Manager

Patrick Montagner: Supervision in uncertain times: vigilance, governance and the case for effective supervision

No description available.

Why this matters

This regulatory update from the ECB discusses supervision and governance in uncertain times, which is relevant for banking, investment management, and wealth management firms. The key topics covered include prudential requirements, operational resilience, and senior management responsibilities.

BankAsset ManagerWealth Manager

Pedro Machado: Fireside chat

No description available.

Why this matters

This appears to be an informational fireside chat with Pedro Machado from the ECB, covering topics relevant to banking, investment management, and wealth management firms, including prudential requirements, operational resilience, and governance.

BankAsset ManagerWealth Manager

Claudia Buch: The evidence is in: resilient banks build Europe’s growth on solid ground

No description available.

Why this matters

This regulatory update from the ECB discusses the importance of resilient banks in building Europe's economic growth, highlighting topics related to prudential requirements, operational resilience, and ESG considerations.

BankAsset ManagerWealth Manager

Anneli Tuominen: Improving banks’ resilience to hybrid threats

No description available.

Why this matters

This regulatory update from the ECB discusses improving banks' resilience to hybrid threats, which is relevant for banking, investment management, and wealth management firms.

BankWealth Manager

Claudia Buch: Introductory statement

No description available.

Why this matters

This appears to be an introductory statement from Claudia Buch of the ECB, which is likely to cover high-level regulatory and supervisory topics relevant to banks, asset managers, and wealth managers, including prudential requirements, operational resilience, and governance.

BankAsset ManagerWealth Manager

Frank Elderson: Resilient banks through effective supervision: a pillar of Europe’s competitiveness

No description available.

Why this matters

This regulatory update from the ECB discusses the importance of effective supervision for building resilient banks, which is a key pillar of Europe's competitiveness.

BankAsset ManagerWealth Manager

Written overview for the exchange of views of the Chair of the Supervisory Board of the ECB with the Eurogroup on 12 Nocember 2025

No description available.

Why this matters

This regulatory update from the ECB Supervisory Board is likely to be of interest to banks, asset managers, and wealth managers, as it covers topics related to prudential requirements, reporting, and governance.

BankAsset ManagerWealth Manager

Letter from Claudia Buch, Chair of the Supervisory Board, to Mr Markus Ferber, MEP, on banking supervision

No description available.

Why this matters

This letter from the ECB Supervisory Board Chair to an MEP likely contains information relevant to banking supervision, including prudential requirements, operational resilience, and governance. It is informational in nature.

BankWealth ManagerAsset Manager