All financial regulatory updates published in April 2025.
Press release 25/07
Why this matters
This regulatory update provides information on the global situation of undertakings for collective investment at the end of March 2025, which is relevant for investment management and wealth management firms.
No description available.
Why this matters
This is a BCBS guidelines update revising principles for credit risk management first issued 25 years ago. The content describes four key areas of credit risk governance (environment, granting, administration/monitoring, controls) and alignment with Basel Framework.
The CFPB is announcing that it will not prioritize enforcement or supervision actions with regard to entities that are currently outside the stay imposed under Texas Bankers Association v. CFPB, No. 24-40705 (CA5).
On 2025-04-30, the CFPB announced that it would not prioritize supervision or enforcement of the Section 1071 small-business lending provisions of Regulation B against entities outside the Fifth Circuit’s stay in Texas Bankers Association v. CFPB, No. 24-40705. The announcement provided practical enforcement relief but did not vacate, amend, or legally suspend the rule for all covered institutions; the CFPB subsequently withdrew the policy statement on 2025-05-12, and later rulemaking changed the compliance framework.
The CFPB stated that it would deprioritize enforcement and supervision of the Small Business Lending Rule against entities not covered by the court-ordered stay, citing limited resources and the perceived unfairness of treating similarly situated institutions differently. The statement did not create a formal exemption, alter Regulation B, remove Section 1071 data-collection and reporting obligations, or expand the Fifth Circuit’s stay, which initially tolled compliance dates only for the plaintiffs and intervenors in Texas Bankers Association v. CFPB.
The announcement materially reduced near-term CFPB examination and enforcement risk for entities outside the court stay, but it did not itself eliminate binding Section 1071 obligations or prevent private, state, or other regulatory scrutiny. Its practical value was temporary because the statement was withdrawn on 2025-05-12 and the rule was subsequently amended through further CFPB rulemaking.
AI-generated analysis. May contain errors or omissions — verify with the original CFPB source before acting. Full disclaimer.
Cooperation Europe & international The AMF applies the joint guidelines issued by the European Supervisory Authorities to facilitate the exchange of information between National Competent Authorities
Why this matters
This regulatory update from the AMF applies joint guidelines issued by European Supervisory Authorities to facilitate information exchange between national competent authorities.
Asset management Individual investment mandate Fees: the AMF updates its doctrine following the announcement of the abolition of transaction fees in situations of discretionary management
Why this matters
This regulatory update from the AMF relates to changes in the doctrine around transaction fees for discretionary asset management, which impacts investment managers and wealth managers.
No description available.
Why this matters
This appears to be a general regulatory news update from CBI covering multiple financial sectors and topics, so a low urgency classification is appropriate.
Marketing Investment advice The AMF reminds financial investment advisors of their professional obligations when using financial product listing platforms
Why this matters
This regulatory update from the AMF is relevant for financial investment advisors, particularly those using financial product listing platforms. It focuses on their professional obligations around consumer protection and licensing requirements.
Anti-money Laundering Asset management Crypto-assets Anti-money laundering and countering the financing of terrorism: the AMF applies the guidelines of the European Banking Authority on restrictive measures for crypto-asset service providers
Why this matters
This regulatory update from the AMF applies guidelines from the European Banking Authority on restrictive measures for crypto-asset service providers, which is relevant for firms operating in the crypto and digital assets sector as well as traditional financial institutions like banks and asset managers that may offer...
The Consumer Financial Protection Bureau will not prioritize enforcement or supervision actions for entities that do not satisfy future deadlines to submit registration information under the regulation titled "Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders".
On April 11, 2025, the CFPB announced that it will not prioritize enforcement or supervision actions against entities that miss future registration deadlines under 12 CFR part 1092, including the April 14 and July 14, 2025 deadlines. The announcement is enforcement-prioritization relief rather than a repeal, amendment, or formal suspension of the regulation; independent commentary characterizes the rule as remaining technically operative while the CFPB considers rescinding or narrowing it.
The CFPB stated that it will not prioritize enforcement or supervision actions concerning failures to submit registration information by future deadlines under the Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders, codified at 12 CFR part 1092. The stated policy covers, among other entities, nonbanks subject to the implementation deadlines in 12 CFR 1092.206(a)(2) and 12 CFR 1092.206(a)(3). The CFPB will instead focus enforcement and supervision resources on pressing threats to consumers.
The immediate impact is reduced CFPB examination and enforcement prioritization risk for missed registration filings, but the policy does not expressly remove the legal requirements in 12 CFR part 1092 or prevent action by other regulators. Severity is therefore moderate for covered nonbanks: filing urgency is reduced, but coverage analysis, order tracking, underlying consumer-law compliance, and readiness for a possible rulemaking remain material.
AI-generated analysis. May contain errors or omissions — verify with the original CFPB source before acting. Full disclaimer.
Warning Savings protection Warning Forex and binary options Crypto-assets The AMF and the ACPR warn the public against the activities of several entities offering in France investments in Forex and in crypto-assets derivatives without being authorized to do so
Why this matters
This regulatory update warns the public against unauthorized entities offering investments in Forex and crypto-asset derivatives in France, which impacts banking, investment management, and crypto firms. It is a consumer protection and authorization issue of high urgency.
Market infrastructures Innovation Europe & international Cooperation Other professionals Market Infrastructures Journalists Investment management companies The French and Italian authorities make proposals for a more competitive...
The French (AMF) and Italian (Consob) financial authorities have jointly proposed amendments to the EU's DLT Pilot Regime to increase its competitiveness and attract market participants. The Pilot Regime, which became operational in March 2023, has underperformed with only three authorized infrastructures and minimal live trading activity, prompting regulators to recommend structural changes including greater proportionality, expanded eligible instruments, and raised activity thresholds.
Urgency: HIGH
AI-generated analysis. May contain errors or omissions — verify with the original AMF source before acting. Full disclaimer.
No description available.
Why this matters
This appears to be a general news update from CBI covering regulatory developments across multiple financial sectors and topics. The lack of a detailed description suggests this is informational content rather than a critical regulatory change.
Marketing Derivatives or structured products Executive & other private individuals Journalists Listed companies and issuers The AMF and ACPR Joint Unit publishes its analysis of the French structured product market
Why this matters
This regulatory update from the AMF and ACPR Joint Unit analyzes the French structured product market, which is relevant for banking, capital markets, and investment management firms.
This report describes the Committee's assessment of the implementation of the Basel Committee's large exposures framework (LEX) in Türkiye. The Turkish LEX regulations have been assessed as compliant.
Why this matters
This is an RCAP assessment report confirming Türkiye's compliance with the Basel large exposures framework. It is informational in nature (assessment/monitoring outcome rather than new obligation), but carries significance as it documents regulatory consistency monitoring by the Basel Committee.
This report presents the findings of an RCAP Assessment Team (Assessment Team) on the adoption of the Basel Net Stable Funding Ratio (NSFR) standard in Türkiye as of 15 January 2025.
Why this matters
This is a Basel Committee RCAP assessment report confirming Türkiye's compliant implementation of the Net Stable Funding Ratio standard. The content is informational and retrospective (assessing past implementation), not introducing new obligations. It addresses liquidity risk prudential requirements for banks.
No description available.
Why this matters
This regulatory update relates to the mandate and audit charter for the Internal Auditors Committee of the Eurosystem/ESCB and the Single Supervisory Mechanism. It is relevant for banks, asset managers, and wealth managers as it covers prudential requirements, operational resilience, and reporting obligations.