Rethinking regulation for the age of AI
Why this matters
This is a regulatory speech outlining FCA's strategic approach to AI regulation rather than a binding directive. It addresses cross-sector implications of AI adoption (agentic systems, tokenisation), emphasizes operational resilience risks from third-party dependencies and frontier AI, and discusses market surveillance modernization. Applicable to all regulated financial services firms. Classified as informational/strategic guidance rather than urgent enforcement action.
AI-generated classification rationale, not a full analysis. Verify with the original FCA source before acting. Full disclaimer.
What the FCA said
Speech by Nikhil Rathi, FCA chief executive at techUK's Agents of Change: Generative and Agentic AI in Financial Services 2026. On joining the FCA over five years ago, I said we would become as much a data and tech regulator as financial services regulator.Being invited to speak here today reflects that.We’re building…
Extract from FCA . Read the full notice at the source for the authoritative text.
Context
Financial Conduct Authority (FCA) — UK financial services regulator. We track 425 updates from them.
Financial services regulation in the UK, primarily overseen by the FCA and PRA. Browse all United Kingdom updates.
This update is classified under Technology & Cyber, Operational Resilience / Outsourcing, Market Abuse / Surveillance and Banking & Credit.