No bank too big to fail, and none too small to resolve − speech by Ruth Smith

Why this matters

This is a substantive speech by a Bank of England Resolution Authority official outlining policy developments and operational frameworks for bank resolution. It discusses the Bank Resolution (Recapitalisation) Act 2025, updates to MREL policy, operational guides for transfer and bail-in resolution, and signals upcoming consultation on intervention thresholds for firms under £25 billion. While informational in nature (urgency: null), it carries significant regulatory weight as it clarifies how resolution powers will be applied in practice and signals future policy changes affecting the banking sector. The speech is noteworthy guidance with concrete regulatory signals warranting a significance score of 3.

AI-generated classification rationale, not a full analysis. Verify with the original BoE source before acting. Full disclaimer.