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OCC Speeches

Office of the Comptroller of the Currency

All speeches and public statements from the OCC (United States).

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🇺🇸 OCC Speech

Comptroller Gould Discusses Efforts to Support Community Banks

Comptroller of the Currency Jonathan V. Gould today discussed the Office of the Comptroller of the Currency's (OCC) work to help community banks thrive and remain dynamic as the financial industry evolves in remarks before the Ohio Bankers League.

Why this matters

The document consists of excerpts from remarks by Comptroller Gould before the Ohio Bankers League, so it is a speech. The text supports a banking focus (community banks, OCC supervision of Ohio institutions) and a crypto/digital asset focus (the GENIUS Act final rule and a subsidiary pathway for community banks to...

Sectors:
Banking & CreditCrypto & Digital Assets
Topics:
Authorisation & Licensing
BankPayment Provider
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🇺🇸 OCC Speech

Comptroller Gould Discusses Findings of Debanking Report

Comptroller of the Currency Jonathan V. Gould today discussed finding of the Office of the Comptroller of the Currency's newly-released report on large banks' debanking activities during a press conference held in Lexington, Kentucky, with U.S. Congressman Andy Barr.

Why this matters

The document is a set of excerpted remarks by a named official at a press event, so it is classified as a speech. Its substance concerns fair access to banking services and debanking of the coal and firearms industries, which maps to consumer protection and conduct.

Sectors:
Banking & Credit
Topics:
Consumer Protection / Conduct
Bank
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🇺🇸 OCC Speech

OCC Hails 2026 Update to U.S. National Strategy for Financial Literacy

The Office of the Comptroller of the Currency (OCC) today hailed the 2026 update to the U.S. National Strategy for Financial Literacy, underscoring the agency's commitment to helping Americans develop practical skills to make sound financial decisions, build greater financial security, and pursue economic opportunity.

Why this matters

The OCC news release announces the 2026 update to the U.S. National Strategy for Financial Literacy developed by FLEC. The content outlines four priority areas (youth financial capability, saving and investing, digital financial literacy, and scams/fraud education) and best practices for financial education delivery.

Sectors:
Banking & CreditConsumer Credit
Topics:
Consumer Protection / Conduct
All Firms
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🇺🇸 OCC Speech

Comptroller Issues Statement Explaining Vote Against Resolution Plan Feedback for American Express, Reasserts Need for Reforms to Resolution Planning

Comptroller of the Currency Jonathan V. Gould today issued a statement on his vote against a joint resolution plan letter from the Federal Deposit Insurance Corporation and the Federal Reserve Board to American Express and reaffirmed the need for reforms to Dodd-Frank Act Section 165(d) resolution plans.

Why this matters

This is a news release containing a Comptroller statement on resolution planning governance and process reform. The statement expresses dissatisfaction with current resolution plan feedback mechanisms and calls for statutory changes to the $250 billion asset threshold.

Sectors:
Banking & Credit
Topics:
Prudential / Capital RequirementsSenior Managers / Governance
Bank
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🇺🇸 OCC Speech

Remarks by Comptroller Gould before the Military Banking Summit 2026

Comptroller of the Currency Jonathan V. Gould today discussed the importance of a regulatory and supervisory framework that supports the military community in remarks at the Military Banking Summit.

Why this matters

This is a news release containing remarks by the OCC Comptroller at an industry summit. The content expresses regulatory philosophy and commitment to supporting military and community banks through appropriate supervisory frameworks, but contains no new rules, guidance, enforcement actions, or specific policy changes.

Sectors:
Banking & Credit
Topics:
Senior Managers / Governance
BankCredit Union
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🇺🇸 OCC Speech

Comptroller Gould Discusses Digital Asset Innovation, GENIUS Next Steps

Comptroller of the Currency Jonathan V. Gould today discussed the Office of the Comptroller of the Currency's (OCC) work under the leadership of President Donald J. Trump and U.S. Secretary of the Treasury Scott Bessent to support the Administration's efforts to grow the economy and lead the global digital currency…

Why this matters

This is a news release documenting a Comptroller speech at an industry event. It contains noteworthy regulatory signals: (1) an eightfold increase in digital asset-related bank charter applications (23 of 40 recent applications), (2) confirmation that a final GENIUS Act rule will be issued by November 2026, and (3)...

Sectors:
Crypto & Digital AssetsBanking & CreditPayments & E-Money
Topics:
Authorisation & LicensingReporting & Disclosure
BankFintechPayment Provider
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🇺🇸 OCC Speech

OCC Commends FDIC Reform, Advances Priority to Reinvigorate De Novo Chartering

The Office of the Comptroller of the Currency continues to prioritize reinvigorating de novo chartering to build a robust, diverse banking system that supports the U.S. economy and commends the Federal Deposit Insurance Corporation for its recent efforts to do the same.

Why this matters

This is a news release announcing policy priorities and regulatory alignment rather than a binding rule or enforcement action. The content specifically addresses de novo chartering processes, application timelines, and encouragement of new entrants including fintech and digital asset-focused entities.

Sectors:
Banking & Credit
Topics:
Authorisation & Licensing
BankFintech
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🇺🇸 OCC Speech

Secretary of the Treasury Scott Bessent, Comptroller of the Currency Jonathan Gould Highlight Community Bank Comeback at Arizona Bankers Association Roundtable

Secretary of the Treasury Scott Bessent and Comptroller of the Currency Jonathan V. Gould today highlighted the Trump Administration's efforts to alleviate regulatory burden on community banks, drive economic growth on Main Street, and protect America's financial system from illicit activity during remarks at the…

Why this matters

This is a news release documenting remarks by the Secretary of the Treasury and Comptroller of the Currency at an industry roundtable. The content conveys policy signals on three themes: (1) regulatory burden reduction for community banks under Dodd-Frank, (2) focus on material financial risk in supervision, and (3)...

Sectors:
Banking & Credit
Topics:
AML / Financial CrimePrudential / Capital Requirements
Bank
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🇺🇸 OCC Speech

Comptroller Gould Highlights OCC’s Financial Literacy Efforts at Financial Literacy and Education Commission Meeting

WASHINGTON - Comptroller of the Currency Jonathan V. Gould today highlighted the OCC's efforts to expand financial literacy, support responsible innovation, and provide consumers with practical educational resources in remarks at the Financial Literacy and Education Commission meeting.

Why this matters

This is a news release documenting remarks by the Comptroller at a Financial Literacy and Education Commission meeting. The content describes ongoing OCC efforts (HelpWithMyBank.gov, resource directories, community bank roundtables) and reiterates the importance of financial literacy in the digital age.

Sectors:
Banking & Credit
Topics:
Consumer Protection / Conduct
Bank
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🇺🇸 OCC Speech

Jonathan V. Gould Marks One Year as Comptroller of the Currency

Comptroller of the Currency Jonathan V. Gould today issued remarks on his work and progress to ensure the continued relevance of the federal banking system and its ability to meet the evolving financial needs of the American people.

Why this matters

This is a leadership speech marking the Comptroller's one-year tenure. It contains noteworthy policy signals: refocus on material financial risk, support for responsible innovation within federal banking system, deployment of AI/technology in supervision, and reset of supervisory expectations including faster...

Sectors:
Banking & Credit
Topics:
Prudential / Capital RequirementsTechnology & CyberSenior Managers / Governance
Bank
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