FDIC Final Rules | Federal Deposit Insurance Corporation

🇺🇸 FDIC Final Rule Significant

September 10th 2026

Press Release: Agencies Reduce Regulatory Burden for Community Banks, Increase Eligibility for 18-Month Exam Cycle

PRESS RELEASE | SEPTEMBER 10, 2026 Agencies Reduce Regulatory Burden for Community Banks, Increase Eligibility for 18-Month Exam Cycle WASHINGTON— The federal bank regulatory agencies today issued an interim final rule increasing the number of community banks eligible for an 18-month exam cycle. The 21st Century ROAD…

Why this matters

This is an interim final rule issued by federal banking agencies (FDIC, Federal Reserve, OCC) that modifies supervisory examination requirements for small insured depository institutions.

Sectors:

Banking & Credit

Topics:

Prudential / Capital Requirements

BankCredit Union

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🇺🇸 FDIC Final Rule Significant

September 1st 2026

Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

Interim final rule and request for comment. The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which…

Why this matters

This is a final interim rule (not a proposal) issued by the FDIC amending 12 CFR 337.6 to implement Section 902 of the 21st Century ROAD to Housing Act, effective September 1, 2026.

Response Due: 1 October 2026