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BaFin Reports

Bundesanstalt fur Finanzdienstleistungsaufsicht

All research and analytical reports from the BaFin (Germany).

2 reports All BaFin updates → All reports globally →
🇩🇪 BaFin Report

2026 LSI stress test: Banks’ and savings banks’ capital buffers robust

Germany’s small and medium-sized banks and savings banks remain highly resilient. Despite a tense economic situation, heightened geopolitical risks and rising burdens, especially in corporate and commercial real estate business, institutions have, on the whole, a sound capital base which is sufficient to cope with…

Why this matters

This is a press release announcing the 2026 LSI stress test results conducted by BaFin and the Bundesbank. The content is informational rather than prescriptive, reporting outcomes of a completed exercise covering ~90% of German credit institutions.

Sectors:
Banking & Credit
Topics:
Prudential / Capital Requirements
BankCredit Union
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🇩🇪 BaFin Report

Buy now, pay later: one in seven people lose track of payments

Buy now, pay later: a common practice in online shopping. A survey by BaFin shows that deferring payments can be risky - especially for young consumers.

Why this matters

This regulatory update from BaFin focuses on the risks and consumer protection issues related to the growing 'buy now, pay later' (BNPL) payment model, which is particularly popular among younger consumers.

Sectors:
Consumer CreditPayments & E-Money
Topics:
Consumer Protection / ConductReporting & Disclosure
FintechPayment Provider
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